Yashi Chandra

Risk Management & MIS Department

• Updating external rating of all the projects as well as Bonds quarterly.
• External agencies include Care Ratings, ICRA, CRISIL, Brickworks, & India Ratings.
• Preparation of meeting agenda items for the Asset Liability Committee, Credit Risk Management. Committee & Operations Risk Management Committee.
• Updating and maintaining the Risk Registers of various departments on a monthly quarterly and yearly basis
• Preparation of monthly newsletter for IIFCL.
• Updating and managing sanction disbursement and outstanding sheets by following up with credit department.

Accounts & Tax Department

• Manage payment posting process including verifying error and performing resolution.
• Reviewing and approving supplier invoices before the payment is processed.
• Resolve payment discrepancies & research on unpaid invoices.
• Accurately review, code, and process vendor invoices in SAP.
• Processing PO and Non-PO invoices with confirmations and approval.
• Creation of Vendor Master Data.
• Prepare Expense Approval for various departments.
• Keeping track of invoices through Aging and unpaid invoice analysis and ensuring timely payment.
• Reversal of incorrect payment Entries.
• Review and Settlement of Vendor Advances.
• Foreign Diem/Currency settlements in SAP.
• Reconciliation of Vendor and Employee Ledgers in SAP.
• GST Filings on the portal.
• Replies to the queries of Internal and External Auditors.

Credit Department

• Preparation of Disbursement Notes, New Business Committee Notes, and Disbursement Memos.
• Reporting of default account status to agencies like CIC and NeSL.
• Analysing default accounts and monitoring loan accounts of the project assigned.
• Cultivate and manage relationships with key stakeholders, including borrowers, investors, and regulatory bodies, ensuring clear communication and alignment on credit terms and project goals.
• Using SAP to create demand letters for the borrowing company to collect monthly interest and other obligations.
• Reconciling the Loan Accounts by analyzing the loan account statement of the projects in SAP.
• Filling of RBI returns DNBS03, DNBS02, DNBS09.
• Preparation of exchange of Information on behalf of IIFCL for other banks in the consortium.
• Partnering with cross-functional teams, including risk management, legal, and Credit Support Division, to ensure cohesive execution of credit policy compliances and default account reporting.
• Creating the review committee's final note based on the lender consortium meeting minutes.
• Preparing Annual Review Report for various Road and Power projects.
• Conducting Borrower hygiene process for various projects i.e KYC, CIBIL details.
• Gathering, Preparing, maintaining and updating data for CEIB.
• Producing and analyzing CIBIL reports of both Borrower companies and Individuals.
• Conducting thorough credit assessments, including financial analysis, risk evaluation, and due diligence for new and existing clients.

• DCF Valuation with Excel, Assessment of Investment proposals from PE perspective, Due Diligence, Developing Recommendations, Affinity for current events, critical Issues, and relevant news

• Fundamental Analysis, Technical Analysis, Portfolio Management, Markets News and Impact, Collection of data, EIC analysis, Peer Analysis, SWOT analysis