Summary

Work History

Education

Skills

Academiccertifications

Previous Experience

Personal Information

Address

Languages

Disclaimer

Timeline

YERRAGUNTLA RAJESH

Hyderabad

Summary

I am seeking a challenging position in an Industry, where continuous learning and diverse expertise is needed so that I can enhance my skills and efforts for the growth and increased value of the Organization.

Work History

Credit Manager

Incred Financial Services Ltd.

Hyderabad

Handling Loan against Property (Micro LAP upto 50 Lacs.) for Self employed and Salaried
For LAP Checking legal for Title with link documents before submitting to legal department and cross checking after getting the report
Verify the Technical and Legal reports for any deviations
Verification of complete Financial Statement, GST and Banking
Doing Physical PD of business loans and LAP to understand their capability of repayment, and standard of living
Check customer’s current liability to other banks & monitoring the delay payments through CIBIL
Approval sending to higher level authorities
Will process upto Pre-Disb for all cases
Maintaining TAT as per industry standards and institution requirements and maintaining good rapport with credit and sales
Frequently visiting all vendors like Legal, Technical and FI agencies for smooth process.

Branch Credit Manager

Protium Finance Ltd (Formerly known as Growth Source Financial Technologies Pvt Ltd).

Hyderabad

Handling multiple products such as Business Loans (MSME loans upto 25 lacs), Loan against Property (Micro LAP upto 1 cr.)
For LAP Checking legal for Title with link documents before submitting to legal department and cross checking after getting the report
Verify the Technical and Legal reports for any deviations
Frequently visiting all vendors like Legal, Technical and FI agencies for smooth process
Verification of complete Financial Statement, GST and Banking
Doing Physical PD of business loans and LAP to understand their capability of repayment, and standard of living
Check customer’s current liability to other banks & monitoring the delay payments through CIBIL
Approval sending to higher level authorities
Will process upto Pre-Disb for all cases
Maintaining TAT as per industry standards and institution requirements and maintaining good rapport with credit and sales.

Branch Credit Manager

HDB Financial Services Ltd (subsidiary of HDFC Bank)

Hyderabad

Handling multiple products such as Personal Loans(upto 10 lacs), Business Loans (Upto 15 lacs), Loan against Property (Upto 8crores), Enterprises Business Loan (Upto 50 lacs)
Visiting and coordinating personally with Legal, Technical agencies and Car valuators for better TAT
Verification of complete Financial Statement
Doing Physical PD of personal and business loans to understand their capability of repayment, stock and standard of living
Eligibility Calculation for Salaried & Self Employed
Check customer’s current liability to other banks & monitoring the delay payments through CIBIL
Approve at my level for beyond send to higher level authorities
Maintaining TAT as per industry standards and institution requirements and maintaining good rapport with credit and sales
Post receiving of agreement, moving the case to final disbursement stage in LOS
Checking legal for 13 year link documents before submitting to legal department and cross checking after getting the report
Actively involved in Collections, of both current month and flow cases, visiting them personally and updating the status to senior management.

Education

MBA (Banking & Financial services) -

KL University Vijayawada, KL University Vijayawada

01.2017

B.Tech (Information Technology) -

Christu Jyothi Institute of Tech & Sciences, JNTU,HYD

01.2011

Intermediate (M.P.C) -

Ratna Junior college,HYD, Board of Intermediate

01.2007

S.S.C -

Vidya Jyothi High School, Board of Secondary Education

01.2005

Skills

Risk Analysis
Risk Mitigation
Credit analysis

Underwriting expertise
Risk Assessments

Academiccertifications

NCFM Financial Markets: A Beginners Module
Commercial Banking in India: A Beginners Module
Mutual Funds: A Beginners Module
Securities Market(Basic) Module
NISM Mutual Fund Distributors Certificate

Previous Experience

Worked at Divisional Marketing Office, A.P.S.H.W.S.LTD(APCO), Govt of A.P., Hyderabad as an 'EDP Coordinator' on outsourcing basis for ERP implementation of Online billing system for APCO. Technical support and lecture to the concerned Store Managers about Online Billing system for period from June-2013 to May-2015.

Personal Information

Father's Name: Yerraguntla Venkatesh
Date of Birth: 08/26/90
Gender: Male
Marital Status: Married

Address

H No.9-122, P No.155, BEL Society, Laxminagar colony, Boduppal, Hyderabad, 92, H.No:4-102, Ganesh nagar, Yadagirigutta, Yadadri Dist, 508115

Languages

English, Hindi & Telugu

Disclaimer

I here by declare that the above particulars are correct to the best of my knowledge.

Timeline

Credit Manager

Incred Financial Services Ltd.

Branch Credit Manager

Protium Finance Ltd (Formerly known as Growth Source Financial Technologies Pvt Ltd).

Branch Credit Manager

HDB Financial Services Ltd (subsidiary of HDFC Bank)

MBA (Banking & Financial services) -

KL University Vijayawada, KL University Vijayawada

B.Tech (Information Technology) -

Christu Jyothi Institute of Tech & Sciences, JNTU,HYD

Intermediate (M.P.C) -

Ratna Junior college,HYD, Board of Intermediate

S.S.C -

Vidya Jyothi High School, Board of Secondary Education

YERRAGUNTLA RAJESH

Summary

Work History

Credit Manager

Branch Credit Manager

Branch Credit Manager

Education

MBA (Banking & Financial services) -

B.Tech (Information Technology) -

Intermediate (M.P.C) -

S.S.C -

Skills

Academiccertifications

Previous Experience

Personal Information

Address

Languages

Disclaimer

Timeline

Credit Manager

Branch Credit Manager

Branch Credit Manager

MBA (Banking & Financial services) -

B.Tech (Information Technology) -

Intermediate (M.P.C) -

S.S.C -

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