Yogavidya S

Budgeting /Forecast Preparation:

• Developed accurate and timely budgets and Forecast preparation for multiple Region, Business Unit level and Entity.
• Provided critical analysis of budget to identify discrepancies and provide recommendations.
• Created budget presentations and reports for Senior Management.

Pre-closure/Variance Analysis:

• Run expenses analytical tool to merge raw data and validate entries booked entity wise and Business unit wise.
• Perform Pre-closure analysis by tracking expenses and revenue against prior month's actuals and provide commentary for identified variances.

Referential validation/Mapping

• Maintain and track Responsibility codes and map them correctly to their respective Business unit, Sub-business unit and Profit centers.

Management accounting:

• Recharges: Calculate and post inter entity recharges for Hambros and perform ICO check on monthly basis.
• Provision computation: Computing Accruals and Prepayment for various P&L accounts like IT costs, External service provider, Offshoring, Technology & telecom, untaken holiday etc for 2 branches.
• Allocation: Costs are Split on basis of head count at CC level for Employee related, Premises, Insurance
• Reconciliation: To perform Management and financial accounting Rec on monthly basis to ensure there is no difference reported.

Audit:

Preparing all supporting documents for P&L and Balance sheet accounts to certify in tool and adhere with banking norms and Group control frameworks.

• Engage with Internal and External auditors on Quarterly basis to submit all necessary documents with regards to Monthly and Quarterly controls.

Dashboard using MS Excel for management reporting

• Power bi dashboard report on details cost report and Income file.
• Pre closure variance report on book closing.
• Trend analysis on budget vs actual
• Business units level dashboard analysis to regional Governance call on month basis.
• KPI PowerPoint presentation & Power Bi dashboard to stakeholders on BU & Country level

Participates in quarterly forecast and annual budgeting process

· Works close with Financial Planning and Analysis lead and team to review and assess fiscal year projections

· Planning & Analysis tool – Anaplan

· Creates and generates monthly reporting packages and annual budget documentation

· Supports reporting and analysis needs of complex and fluid company

· Assist in ad hoc analysis and presentation for leadership

· Cost account and identifying various variance in cost elements and appropriate action for same

· Support leadership on key decision by providing data and recommendations to aid decision making with focus on revenue and profitability improvement actions

· Prepare overall Area level budgeting and forecasting and strategic financial analysis.

· Complete knowledge of SAP and data to-day financial reporting.

· Preparing and presenting financial results to leadership.

· Provide advice to help achieve targets

· Assist leaders in forecasting between operating group and growth platform for providing regular points of view for landing projections for sales, revenue and Client Controllable Income

· Budgeting and forecasting of Ocwen financials and analysis.

· Variance analysis and monitoring flow of funds from borrower to Investor by variances occurred in Custodial Accounts.

· Preparing financial reports and Reconciliation of accounts for investors and Management on monthly basis.

· Reconciliation of various complex Investors with Schedule and Actual logics by following required REGAB guidelines and timeliness.

· Work with Investor Reporting and other servicing departments to ensure all reconciling items are cleared within company guidelines.

· Settlement Activities at time of Mergers & Acquisitions.

· Documentation of cash flow and reconciliation reports for internal and external auditors of company.

· Settlement of Escrow, Escrow & Other Advance funds with Prior Servicer on newly boarded deals.

· Posting of Journal entries to complete cash flow to respective accounts & to Balance sheet.