Jira, Confluence, Bit-Bucket & Kibana
Yogesh Bhagare
Product Owner
Thane
Summary
Systematic Product Owner with a detail-oriented and thorough approach to defining requirements, outlining specifications and working with team members to bring to life high-quality products for customers. Good planner and problem-solver with in-depth understanding of Retail Loan products. Ready to offer 23 years of experience and take on a dynamic new position.
Overview
23
23
years of professional experience
6
6
years of post-secondary education
2
2
Certificates
Work History
Product Owner
Axis Bank Limited
Mumbai
06.2007 - Current
- As a Product Owner, build Application that supports end to end digital fulfillment.
- Products : 24x7 Home Loans, 24x7 Personal Loans, Application Workflow Management, Channel Attribution logic, sourcing for NRI Customers in 24x7 Overdraft against FD, 24x7 Overdraft against Salary.
- Owned and prioritized Product backlog & Sprint backlog.
- Oversaw entire product deployments from vision and creation to rollout, delivery and Production support
- Collaborated with development team for various API Integrations and tasks.
- Managed multiple projects effectively in demanding environment with tight deadlines.
- As a Operations Manager, worked within applicable standards, policies and regulatory guidelines.
- Drove operational improvements which resulted in savings and improved profit margins.
- Undertook a year-long project involving Scrutinisation & Documentation of security documents, covering entire HL & LAP portfolio of Axis Bank.
Customer Accounts Manager
ICICI Bank Limited
Mumbai
12.2004 - 06.2007
- Retail Asset Operations: Managed End-to-End Operational activities of Retail Loans. Processes handled: NDC of Files, Data Entry, File / Security Documents / Repayment Instruments / Post Disbursement Document dispatch, Customer Care and Audit Compliance.
- Project: Converted Disbursement Mode of Retail Loans from issuing disbursement Cheques to crediting funds to Dealers' or Customers' ICICI Bank Accounts. This process significantly reduced Disbursement TAT for Auto Loans / Two-Wheeler Loans and Personal Loans.
Operations Executive
The Greater Bombay Co-op Bank Limited
Mumbai
02.1999 - 12.2004
- Worked in Clearing Dept and Liability Branch before moving to Stressed Assets Department.
- Project: Solely involved in Setting up Accounting Software for Management of Non-Performing Assets for the Bank.
- Collections Operations: Managed Operational Activities of the Stressed Assets Department. Processes handled: Sending Legal Notices, Creation of charge on securities, posting credit transactions to NPA Accounts, Preparation of Quarterly / Half Yearly / Annual Statements, generation of Statement of Returns for NPAs and Audit Compliance.
Education
MBA - Dual Specialisation in 'Finance'. Score: 77%
Prin L N Welingkar Institute of Management
Mumbai, India 07.2016 - 06.2017
MBA - Banking, Investment And Insurance. Score: 77%.
Prin L N Welingkar Institute of Management
Mumbai, India 07.2014 - 06.2016
Bachelor of Science - Physics, Score: 59%.
D G Ruparel College, University of Mumbai
Mumbai, India 06.1993 - 04.1996
Skills
Business Transformation
Certification
Certified Scrum Product Owner (CSPO)
Software
Finnone & Finacle
Timeline
Advanced Certified Scrum Product Owner (ACSPO)
07-2022
Certified Scrum Product Owner (CSPO)
05-2022
MBA - Dual Specialisation in 'Finance'. Score: 77%
Prin L N Welingkar Institute of Management
07.2016 - 06.2017
MBA - Banking, Investment And Insurance. Score: 77%.
Prin L N Welingkar Institute of Management
07.2014 - 06.2016
Product Owner
Axis Bank Limited
06.2007 - Current
Customer Accounts Manager
ICICI Bank Limited
12.2004 - 06.2007
Operations Executive
The Greater Bombay Co-op Bank Limited
02.1999 - 12.2004
Bachelor of Science - Physics, Score: 59%.
D G Ruparel College, University of Mumbai
06.1993 - 04.1996
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