Summary
Overview
Work History
Education
Skills
Certification
Accomplishments
Interests
Timeline
Generic
Yogesh Chaturvedi

Yogesh Chaturvedi

Sr Product Manager Digital Banking
Bangalore

Summary

Certified and accomplished Product Owner with 12+ years of cross-functional experience in Digital Banking, FinTech Innovation / integrations, and Product Lifecycle Management. Proven track record of managing end-to-end digital product development, stakeholder engagement, Agile delivery, and customer-centric innovation. Strong expertise in digital transformation, onboarding journeys, API integrations, and data-driven decision making.

Overview

15
15
years of professional experience
8
8
Certifications
3
3
Languages

Work History

Associate Vice President – Digital Banking Product Manager

Ujjivan Small Finance Bank Ltd.
12.2022 - Current
  • Owned the digital liability product suite: Savings, Current A/C, FDs, Digital Onboarding, Internet/Mobile Banking, third party integration (Fintech)
  • Led the entire product lifecycle: from ideation and requirement gathering to go-live and iterative enhancements.
  • Managed cross-functional teams including Tech, UX, Compliance, Legal, ops-risk and Marketing.
  • Defined and prioritized product backlog, created user stories, and coordinated sprint planning.
  • Oversaw platform enhancements across IB, MB, WhatsApp Banking, and future digital channels.
  • Owned Capex & Opex budgets of ₹25 Cr+ and engaged with 10+ vendor partners.
  • Collaborated with digital marketing teams to improve acquisition funnels and reduce drop-offs.
  • Achievements:
  • Enabled new digital sourcing platforms contributing to substantial user acquisition growth.
  • Rolled out seamless onboarding journeys with optimized UX and benchmarked KPIs.
  • Ensured >98% digital channel uptime through efficient vendor & release management.
  • Ensure >40% increase in digital adoption and retention.

Product Manager – Trade Digitization (Retail Banking Group)

ICICI Bank Ltd.
11.2016 - 10.2022
  • Spearheaded digitization of lending, trade, and forex products for MSME & SME segments.
  • Collaborated with cross-functional teams to design and launch India’s first online trade online platform.
  • Partnered with industry associations and FinTech players to drive adoption.
  • Conducted product discovery, market sizing, and UX wireframing for customer journey improvement.
  • Tracked KPIs, user feedback, and market trends to drive continuous enhancements.
  • Notable Achievements:
  • Achieved 160% of revenue targets through optimized digital journeys.
  • Reduced trade transaction rejection rate from 6% to
  • Part of digital initiative team that launched the industry-first FIRMS Portal and Trade Online platform.

Tech Product Lead – Procurement App

Bunge India Pvt. Ltd.
07.2016 - 10.2016
  • Experience:

Software Engineer – Product Testing & Licensing

SafeNet Inc.
08.2011 - 12.2012
  • Experience:

Infrastructure Associate – Backup Systems

Tech Mahindra
06.2010 - 08.2011
  • Experience:

Education

MBA - Marketing

Balaji Institute of Modern Management
Pune

BE - Information Technology

Shivaji University
Kolhapur

Skills

Product Ownership & Backlog Management

Certification

Certificate in Foreign Exchange – IIBF

Accomplishments

Part of industry first digital initiatives in ICICI bank. Where we devloped Trade online portal for executing paperless trade transaction and od disbursement with three clicks called as insta od.

This particualr project increased the trade revenue by 160% and decreased the transaction rejection ratio from 6% to below 2% with reduction in TAT of transactions by 40%.


Devloped customer acquisition platform for digital liability business and generated 500cr of Digital FD & Digital SA while onboarding 10k customers.


Digitised branch journey to enhance operational excellence by increasing the average nps by 60%


Entire revamp of digital channel platform IB /MB.


First fintech API Integration with the bank where 8 systems was involved. This gave an exposure to bank product to get it listed on apps having 10 million users.

Interests

Exploring fintech eco systems Reading digital jourrnalsExploring usage of AI in product management, Driving product vision, Training and development

Timeline

Associate Vice President – Digital Banking Product Manager

Ujjivan Small Finance Bank Ltd.
12.2022 - Current

Product Manager – Trade Digitization (Retail Banking Group)

ICICI Bank Ltd.
11.2016 - 10.2022

Tech Product Lead – Procurement App

Bunge India Pvt. Ltd.
07.2016 - 10.2016

Software Engineer – Product Testing & Licensing

SafeNet Inc.
08.2011 - 12.2012

Infrastructure Associate – Backup Systems

Tech Mahindra
06.2010 - 08.2011

MBA - Marketing

Balaji Institute of Modern Management

BE - Information Technology

Shivaji University
Yogesh ChaturvediSr Product Manager Digital Banking