Yogesh Madhukar Gaikwad
Kothrud
Summary
A results-driven Banking & Finance Operations specialist with 4+ years of expertise in end-to-end loan operations, complex bank reconciliations, financial MIS, customer accounting, and internal audit controls. Highly proficient in Oracle Fusion, Oracle CCA, Finnone, and Smart Recon, with a proven track record of managing high-volume transactions, optimizing operational accuracy, and strengthening financial governance across systems.
Overview
5
5
years of professional experience
Work History
Senior assistant manger
Grihum housing finance
Pune
04.2025 - Current
- Managed end-to-end loan disbursement operations and customer service to enhance efficiency.
Prepared and published daily Loan Disbursement MIS for senior leadership review.
Performed bank reconciliation across disbursement and collection accounts to ensure accuracy.
Updated internal fund transfer entries in Oracle CCA, Oracle Fusion, and Finnone systems.
Handled UAT activities during system migration, ensuring seamless transitions.
Uploaded bulk transactions in Finnone, Oracle Fusion, and Oracle CCA to streamline operations.
Monitored stale cheques and bounce transactions, preparing detailed MIS reports for analysis.
Ensured accuracy of voucher dumps, portfolio reports, and bank book reports. - Reviewed financial reports for accuracy and compliance.
- Managed day-to-day operations including opening and closing procedures and cash handling.
Assistant Manager
grihum housing finance
01.2024 - 03.2025
Senior Officer
Electronica Finance Ltd
07.2022 - 01.2024
- Executed daily bank reconciliations, achieving zero discrepancies throughout processes.
Coordinated with sales teams and departments to expedite query resolution.
Managed customer support operations, overseeing refunds and NOC/NDC issuance.
Prepared SIDBI Interest Certificates and pursued subsidy documentation follow-ups.
Handled closure calculations and processed refunds in a timely manner.
Ensured compliance with financial control procedures, maintaining high-quality reporting standards.
Accountant
C A Sudarshan Karwa & Co.
01.2021 - 07.2022
- Executed bank, stock, and internal audits to ensure compliance and accuracy.
Performed bookkeeping and accounting in Tally ERP for purchases, sales, and journal entries.
Filed GST returns, income tax returns, and processed TDS refunds efficiently.
Managed client communications to enhance relationships and maintain accurate ledgers.
Education
M.com -
S.B.E.S Arts & Commerce College
Aurangabad01.2019
B.com -
S.B.E.S Arts & Commerce College
Aurangabad01.2017
HSC -
S.B.E.S Arts & Commerce College
Aurangabad01.2014
Skills
- Oracle CCA Oracle Fusion
Finnone Smart Recon
Tally ERP 9 SAP Basics
Jaym Application
Loan Management Systems (LMS)
Core Banking Systems (CBS)
CMS / Payment Gateway Reconciliation
Advanced Excel & Data Analytics
Advanced Excel (Pivot, VLOOKUP/XLOOKUP, Power Query)
MIS Dashboard Creation
Data Validation & Automation
Financial Modeling Basics
Large Data Handling & Cleansing
Excel-Based Reconciliation Automation
Financial & Operational Skills
Bank Reconciliation (High-volume, Multi-account)
Ledger & GL Reconciliation
Journal Entries & Adjustments
Financial Reporting & Variance Analysis
Audit Support (Internal/Statutory)
Exception Reporting
Process & System Improvement Skills
UAT (User Acceptance Testing)
Process Optimization & SOP Creation
Workflow Enhancement
Business & Interpersonal Skills
Cross-functional Coordination
Customer Service Excellence
Time Management & Problem Solving
Analytical Decision Making
Languages
- English
- Hindi
- Marathi
Personal Information
Date of birth: 12/27/1996
Additional Experience And Training
- Completed training in Soft Skills and Financial Markets.
- Skilled in indoor and outdoor advertising management.
- Have worked with companies like Telenor, Ultratech Cement, NEXT, and Wonder Cement during indoor and outdoor advertising through Maryia Enterprises.
- Attended Meetings and Coordination with Top Authorities of the Company.
- Met the dealers on their particular site.
Accomplishments
KUDOS APPRECIATION certificate received for good work
Timeline
Senior assistant manger
Grihum housing finance
04.2025 - Current
Assistant Manager
grihum housing finance
01.2024 - 03.2025
Senior Officer
Electronica Finance Ltd
07.2022 - 01.2024
Accountant
C A Sudarshan Karwa & Co.
01.2021 - 07.2022
M.com -
S.B.E.S Arts & Commerce College
B.com -
S.B.E.S Arts & Commerce College
HSC -
S.B.E.S Arts & Commerce College