Yogesh Misal
Pune
Summary
Personable and driven professional with keen ability to build and foster relationships. Possesses knowledge of branch operations and strategic planning, coupled with skills in data analysis and project management. Committed to driving branch growth and enhancing customer satisfaction through innovative solutions.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Assistant Manager(JM-1)
City Union Bank Ltd
12.2023 - Current
- Managed daily operations to ensure smooth functioning of the branch and timely completion of tasks.
- Leveraged statistical models to identify high-risk transactions, optimizing resources towards areas requiring enhanced scrutiny.
- Reviewed customer accounts for unusual activity or patterns indicative of potential fraud risks, flagging concerns for further investigation.
- Checked credit files for completion, identified missing documentation and reported to credit administration for timely resolution.
- Reviewed customer financial data to ascertain level of risk involved for extending credit.
- Developed comprehensive understanding of financial statements, enhancing opportunities to assess risk.
- Scheduled and conducted regular team meetings to update managers and associates on recent trends and goals.
- Analysed financial reports to identify potential lending liabilities and credit risks to reduce defaults and loss of funds.
- Augmented sales value by upselling and cross-selling new products and services to existing customers.
- Managed escalated client enquiries with exceptional professionalism and enthusiasm to maintain trust and reliability.
- Prepared reports and presentations detailing business development activities and outlining new initiatives.
- Developed business plans to establish revenue and growth Managed daily operations to ensure smooth functioning of the branch and timely completion of tasks.
BRANCH MANAGER (IN CHARGE)
ICICI BANK Ltd
12.2022 - 12.2023
- Developed annual branch business plans for maximum profitability and effectiveness.
- Completed audits and checklists to achieve regulatory compliance.
- Conducted customer feedback surveys to improve service levels.
- Shaped business strategy with compelling vision and data analysis.
- Maximised branch revenue by optimising operations.
- Built strong rapport with new and existing clients to better serve financial needs and promote branch loyalty.
- Designed sales and service strategies to improve revenue and retention.
- Mentored staff to increase sales success and productivity.
- Reviewed loan applications to deliver on company targets.
BRANCH OPERATION MANAGER
CSB BANK Ltd
10.2018 - 10.2022
- Evaluated departmental performance and developed improvements to key operations.
- Monitored operations to keep processes aligned with targets and matching forecasts.
- Kept organisation in compliance with regulations and internal requirements.
- Developed successful strategies and policies, meeting organisational needs and implementing improvements.
- Established company targets based on previous performance and predicted forecasts.
- Oversaw day-to-day functioning of [Type] operation.
- Developed annual branch business plans for maximum profitability and effectiveness.
Education
Certification - DATA SCIENCE AD ANALYTICS
LEARNBAY
Pune2024
Master of Science - Mathematics
Jaipur National University
Pune2022
PGD - BANKING AD FINANCE
NIIT
PUNE2018
Bachelor of Science - Mathematics
Shivaji University
Kolhapur, MH2017
HSC - Science
Maharastra state Board
Kolhapur, MH2014
S.S.C - SSC
MAHARASTRA STATE BOARD
Kolhapur, MH2012
Skills
- Computer programming
- Project Management
- data analysis
- Operational analysis
- PYTHON
- Maths expertise
- Statistical analysis
- MySQL
- MangoDB
- Machine Learning
- Tableau and PowerBI
- Risk analysis
- Cybersecurity
- Compliance management
- Sales and market development
- Revenue development
- Relationship development
- Business planning
- Process Improvement
- Sales pipeline management
- Policies and procedures
- Risk Management
Languages
English, Hindi, Marathi
First Language
Certification
Certification in AML and KYC
Certification Fraud Risk Management
Specified Person (IRDI)
AMFI V -A
Timeline
Assistant Manager(JM-1)
City Union Bank Ltd
12.2023 - Current
BRANCH MANAGER (IN CHARGE)
ICICI BANK Ltd
12.2022 - 12.2023
BRANCH OPERATION MANAGER
CSB BANK Ltd
10.2018 - 10.2022
Certification - DATA SCIENCE AD ANALYTICS
LEARNBAY
Master of Science - Mathematics
Jaipur National University
PGD - BANKING AD FINANCE
NIIT
Bachelor of Science - Mathematics
Shivaji University
HSC - Science
Maharastra state Board
S.S.C - SSC
MAHARASTRA STATE BOARD
Similar Profiles
BINU BABUBINU BABU
Branch Manager at City Union Bank LtdBranch Manager at City Union Bank Ltd
Aarthy SivashankarAarthy Sivashankar
Relationship Manager, Banking Operations at City Union Bank LtdRelationship Manager, Banking Operations at City Union Bank Ltd
MUTHUVIKNESH RMUTHUVIKNESH R
Assistant Manager at City Union Bank LtdAssistant Manager at City Union Bank Ltd