Yogesh S Sutar

• Taking care of PAN India disbursement across the South, North, East, and West.
• Checking the scan base disbursement included the product of Purchase New, Purchase Resale, Internal BT, Improvement, Construction, Plot + Construction, Seller BT, and BT.
• Handling a PDD and LOD department.
• Checking the legal and technical documents.
• On a weekly basis, I will take the training and coordinate with the branch ops, credit, legal, and technical teams.
• Follow the strict processes and policies.
• Follow the guidance of the RBI and NHB.
• Monitored staff performance and developed improvement plans.
• Handling different types of mises.
• Update the CKYCs of disbursement cases.
• Coordination with Compliance and Auditor.
• Accomplished multiple tasks within established timeframes.
• Maximized performance by monitoring daily activities and mentoring team members.
• Cross-trained existing employees to maximize team agility and performance.

Given suggestions and ideas, and the same are live in the system.

• Major changes were made in MITC.
• Update the key fact statement in the loan agreement.
• Changes done in LOD.
• RTGS is routed through the system.
• Few changes were made in the Legal and Technical report.
• Aadhaar masking is done in the system.

Award and Reward.

• I got a diamond award.
• Two times promoted to the Chennai Hub.

• Calculation and processing commission payout for home loan products on the basis of payout structure provided by product team
• Commission payout for DMAs and NDMAs and connectors who source business on behalf of ICICI Bank on basis of payout structure
• Co-ordinate with business team & Bank branches for payout related queries
• Work on those cases which cases disbursed in the payout cycle
• Maintaining the various Mise's on the basis of requirements
• Maintaining the TAT MIS
• Work on the service request and resolving the issues of business team
• Co-ordinate with product team on launches the schemes
• Working on various system like a fin one, Highrise, I-view and VPTS
• Retail Asset Operation

• Log in the file like as Salaried, Semp
• Checking the Cibil report and preparing the CAM report
• Checking the documents for which is required to log in the file
• After the sanction the case initiate the legal and technical case to case wise
• Checking of CIBIL, CERSAI, RCU However LTV & Eligibility of customer
• Checking of Property documents as per Legal report & property Valuation as per Technical Report
• Checking of Physical dockets as per checklist & Queries share with respective Sales team
• Proficient knowledge in Builder Schemes & various Products
• Checking of Subsequent disbursement if any queries same has been shared with Sales Team

• Ensure all the disbursed cases are available for dispatch by reconciling disbursement MIS and dispatch data
• Ensure docket movement for all the disbursed cases from branch ops to central ops
• Tracking of documents dispatched till the time consignment has reached the destination
• Maintain acknowledgement from central team for all the dockets / insertions / Other property documents dispatched and reconcile the same on timely basis
• Maintaining PDD MIS and thoroughly checking the same and thereby providing feedback to disbursement team for any wrong data entry
• Tracking NOI initiated cases and ensuring proper charge is created for disbursed cases
• Maintaining data for Share Certificate endorsement and ensure same is received in stipulated TAT
• Quality checking of dockets and maintaining data, ensure all the schemes are tracked in MIS and same is shared with central team
• Dispatch of welcome letters
• Ensure PEMI cheques are sent to central team before the cycle date
• Acting as FPR for requirement for Central Customer Service team
• Checking of documents (KYC/Financial) as per Login checklist for Login purpose
• Sharing of login queries with RM's, ASM's, & Credit manager
• Initiating of reports i.e
• FI, DV, FCU to empaneled vendors & taking follow up with vendors for maintaining Reports TAT
• Analyzing of Vendors & CIBIL Reports of respective customers
• Preparation of (Credit approval Memo) CAM as per given details & calculating the Eligibility as per the bank’s norms
• Checking of Legal documents as per Legal & Vetting report for HL/BT/LAP cases
• Checking of Physical dockets as per checklist & Queries share with respective Sales team
• Proficient knowledge in Builder Schemes & various Products
• Checking of Subsequent disbursement if any queries same has been shared with Sales Team
• Publishing various MIS with Sales team, help to monitor on PDD collection
• Responsibility to collect the original share certificate for endorsement cases within TAT
• Handling of Customer care Service in Branch (Identifying the queries & share the appropriate solutions)
• Process related training given to Sales/Operations staff for improving of FTR/FTRN
• Checking the Super CAM and Structure Cases Calculator
• Preparation of Salaried cases CAM

• Home Loan Operation Department
• Responsibility to collect the original security documents for Balance Transfer within TAT
• Co-coordinating with the respective Retail Asset Centre to collect the Documents in respect of customer service issues and customer related queries
• Identify the process gap & providing solution to strengthening the PDD collection process
• Publishing various MIS help to monitor on PDD collection
• Follow up with Vendor staff to get post disburse documents collection
• Assisting Home loan / Personal loan / Auto loan disbursement in month end high volume
• Checking of Pre-Sanction Documents - KYC, Incomes and Bank Documents etc
• Checking of property CIBIL, CERSAI, RCU However LTV & Eligibility of customer
• Checking of Property documents as per Legal report & property Valuation as per Technical Report
• Updating the Docket status in Shikhar Tool on same time
• Processing Part Disbursements
• Verifying OTC and PDD documents and updated it in system
• System knowledge of Finacle, Fin one, LOS and LMS
• Home Loan Operation Department