Yogish K A
Bengaluru
Summary
KYC professional with extensive experience in customer due diligence and risk assessment. Proven track record of ensuring regulatory compliance and conducting thorough entity verification. Skilled at leading teams to deliver exceptional results in client onboarding and compliance processes. Strong project management capabilities with a commitment to maintaining high standards and operational efficiency.
Overview
9
9
years of professional experience
Work History
KYC Analyst
MUFG Global Service Ind Pvt Ltd
Bangalore, India
03.2026 - Current
- Conducted AML, Sanctions, PEP, and Adverse Media screening using Actimize and Dow Jones Risk Center.
- Identified and verified UBOs, controlling parties, authorised signatories, and ownership structures.
- Executed Enhanced Due Diligence (EDD) and risk assessments for high-risk customers.
- Managed customer risk rating (CRR) reviews and regulatory compliance requirements.
- Investigated screening alerts and escalated high-risk matters to Compliance and Financial Crimes teams.
- Maintained audit-ready KYC records, supporting documentation, and regulatory evidence.
- Updated customer data in Actimize, T24, and CKYCR systems ensuring data integrity.
- Supported remediation projects, quality control initiatives, and KYC governance activities.
- Ensured compliance with MUFG Global KYC Standards, AML regulations, and APAC FCC requirements.
Business Process Lead
Tata Consultancy Limited
Bangalore
05.2023 - 02.2026
- Working as an individual contributor in the New Client Onboarding team at the client location (Morgan Stanley).
- Executed end-to-end KYC onboarding for APAC and India under the Customer Identification Program (CIP), covering Foreign Portfolio Investors (FPI), and Foreign Direct Investors (FDI).
- Performed Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) for high-risk and complex entity structures, including mutual funds, hedge funds, partnerships, sole proprietorships, private limited companies, and offshore entities.
- Conducted MiFID (Markets in Financial Instruments Directive) classification for European clients in accordance with ESMA guidelines.
- Performed Singapore investor classification and Hong Kong professional investor classification to ensure compliance with MAS and SFC regulations.
- Identified and verified Ultimate Beneficial Owners (UBOs), directors, significant controllers, and authorized signatories; collected, validated, and analyzed documentation as per AML/KYC policies, and FATF guidelines.
- Conducted risk assessments to identify potential money laundering, terrorist financing, and reputational risks, applying EDD measures for high-risk cases.
- Doing internal checks like certification and the validity of documents, SANQ, FCCQ, CBDDQ questionnaires, and other KYC answers from the client.
- Managed client outreach to obtain outstanding KYC information and documentation, ensuring compliance with regulatory timelines (SEBI, RBI, MAS, SFC, ESMA). Verified customer identities using both public domain data and client-provided documentation; ensured alignment with global compliance standards.
- Effectively coordinated a three-member TCS team at the client site, ensuring consistent delivery of business-as-usual tasks, and adherence to client expectations. Received client appreciation four times for exceptional performance and support on critical project delivery.
Senior KYC Analyst
IBM
Pune
08.2021 - 04.2023
- Handling case allocation across two different locations (Pune & Chennai), reporting to higher management on daily completions, conducting team huddles in the absence of the team lead, and preparing off-board reports for resigned employees.
- Preparing the DDR report as per UK requirements, doing KYC checks in accordance with UK legislation and their procedures. Verifying the client with ID proof and address proof for sole proprietors, partnerships, limited companies, LLCs, and trusts.
- Preparing the SOW report for suspicious activity triggered by the system. Downgrade the triggers with valid rationales, and if any fraudulent or suspicious transactions are identified, raise them to the Compliance Team with immediate effect.
- Following the procedures of the Bank to safeguard the clients' sensitive information, to avoid any kind of fraudulent activities involving clients' accounts. Keeping records of all recent updates and following them accordingly.
- Trained and supported teams across multiple locations.
KYC Analyst
KPMG
Bangalore
01.2020 - 07.2021
- Executed end-to-end KYC onboarding for APAC and India under the Customer Identification Program (CIP), covering Foreign Portfolio Investors (FPI) and Foreign Direct Investors (FDI).
- Performed Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) for high-risk and complex entity structures, including mutual funds, hedge funds, partnerships, sole proprietorships, private limited companies, and offshore entities.
- Conducted MiFID (Markets in Financial Instruments Directive) classification for European clients in accordance with ESMA guidelines.
- Performed Singapore investor classification and Hong Kong professional investor classification to ensure compliance with MAS and SFC regulations.
- Identified and verified Ultimate Beneficial Owners (UBOs), directors, significant controllers, and authorized signatories; collected, validated, and analyzed documentation as per AML/KYC policies and FATF guidelines.
- Conducted risk assessments to identify potential money laundering, terrorist financing, and reputational risks, applying EDD measures for high-risk cases.
- Managed client outreach to obtain outstanding KYC information and documentation, ensuring compliance with regulatory timelines (SEBI, RBI, MAS, SFC, ESMA). Verified customer identities using both public domain data and client-provided documentation, and ensured alignment with global compliance standards.
AML Analyst
Concentrix
Bangalore
06.2017 - 12.2019
- Conducted Anti-Money Laundering checks in accordance with UK legislation and procedures. Verified client identities using ID and address proofs for individuals.
- Conducted verification for individuals and public limited companies using UK government-issued documents. Accepted proof of name and address to facilitate compliance checks. Processed individual introductory certificates and money laundering forms for regulatory purposes. Performed Experian checks to assess financial credibility and risk.
- Investigated findings of fraudulent activity, reporting results to Manager and Compliance Team promptly. Issued AML Letter to clients lacking verification, requesting identification and address proof.
- Finalised case resolution within SLA parameters.
- Dispatched letters to clients regarding outstanding requirements.
- Adhere to Bank's procedures for safeguarding clients' sensitive information to prevent fraudulent activity involving accounts.
Education
Bachelor of Business Management -
Kuvempu University
Shivamogga01-2015
Skills
- KYC onboarding and Periodic Review
- Customer due diligence
- Risk assessment
- Regulatory compliance
Custom
Timeline
KYC Analyst
MUFG Global Service Ind Pvt Ltd
03.2026 - Current
Business Process Lead
Tata Consultancy Limited
05.2023 - 02.2026
Senior KYC Analyst
IBM
08.2021 - 04.2023
KYC Analyst
KPMG
01.2020 - 07.2021
AML Analyst
Concentrix
06.2017 - 12.2019
Bachelor of Business Management -
Kuvempu University