YUVARAJ TN

Roles and Responsibilities:
Verification & Validation, Quality Assurance, Investment Banking, AML, Due Diligence, and Risk Assessment Customer Due Diligence & Enhanced Due Diligence KYC Operations, Standards & Compliance

• Analysis of information/portfolio to identify risk, trends and potential wary activity; improved customer risk rating criteria with KYC Management

and procedure; supported senior management in their relationship management responsibilities.

• Resourceful in determining whether the activity seemed legitimate or not by applying various AML regulation and drafted reports & responses to inquiries as necessary; screened clients through RBA (Risk Based Approach), PEP, negative media search & potential identification.

• Exhaustive understanding of legal structures of Corporate Entities and dealing with various client types: Public, Private/Unregulated Companies, Regulated Companies, Listed Corporate, Partnership, Bank, NBFI, Hedge funds, Mutual fund, Pension plan Liquidator Accounts and finding out the source of funds originated.

• Assisted in research & analysis of investment portfolios of companies or individuals and produced reports which offered ideas or solutions for the diversification or enhancement of portfolios.

• CERTIFIED on NISM (Securities and Custody clearing) for processing INDIA FPI Clients.

• Shared ideas for process simplification.

Roles and Responsibilities:

• Follow the Correspondent Banking DOI to process Risk events in line with the AAA process (Assess, Analysis, ACT).
• Analysis the risks in the risk events and the cases triggered and take appropriated actions. i.e. Closures, Escalations, RFI,’s, IX (Information Exchange) review with the available information within ECM (Enterprise Case Management), Detica and Palantir.
• Apply Group FCC policies and Procedures (AML surveillance client screening, risk assessment) to manage the risks associated with each and every cases and risk events triggered.
• Understanding the reasons and risks associated behind the risk events and case generated.
• Reviewing and investigation of AML alerts in terms of payments and names to identify whether sanctions risk exists,
• Review, investigate and apply an appropriate level of Due diligence to analyze sanction risk in payments, name and other messages.
• Escalate cases to further process id any risk is associated.
• Document each and every step of the analysis with appropriate evidence, in line with the policy and procedure requirements.
• Updating ands maintaining training material and documentations.
• Implement the knowledge about sanctions, regulatory procedures, and the AML day to day updates and procedures in the case reviews and find the risks associated and mitigated the same or take necessary actions.
• Identify significant parties and the counter parties and review the parties to identify the rationale behind the risk events triggered and the cases that have are generated.
• Use of Arachnys for holistic review of the cases and the parties related. i.e. Public domain, Accuity and Adverse media.
• Understanding the 9 party fields in the transactions and review the cases to make sure the transactions are legitimate and do not breach the banks policies and regulatory rules and regulations, etc.
• In case of prior R&C (Report and Closed) or Risk relevant cases found on any of the significant parties, perform IX review and take necessary actions.
• In case if there is no sufficient information available to take appropriate action, raise RFI (Request for information) to the respective banks.
• Taking the responsibility of the cases allocated and make sure the cases are actioned appropriately within the CAD/Turn Around Time.
• Sharing the knowledge about the AML and Compliance for better and enhanced reviews, etc.
• Meet daily productivity targets and quality.
• Perform QC checks and overseeing the investigations performed.
• Identity opportunities to improve quality and effectiveness.

Roles and Responsibilities:

• Conduct CIP, CDD for all customers and EDD procedures for required customers.
• Conduct Sanction screening and World Check on all customer types.
• Any Negative News or PEP identified, research in depth and escalate to Sanctions and Compliance team and get necessary sign-offs.
• The customer investigation done based on: Geological location, Purpose of account opening and checking for any suspicious activities.
• Perform EDD on high risk customer and acquire additional information on such high-risk customer through clients as per regulatory requirements and KYC procedures.
• Reviewed new accounts and customer profile updates, which are screened against the KYC SOP and Matrix to accumulate and document necessary documents and supports.
• Respond to Client Business Unit, Compliance and FIU queries, Analyzing transactional information to identify risk trends and potential wary activity.
• Take complete ownership of any profile/task that have been assigned until completion stage.
• Ensure meeting the set productivity target and quality for month on month, etc.