Open To Work
ZEENAT AKHTAR
SENIOR FRAUD ANALYST
Delhi
Summary
Master of Commerce graduate with 2+ years of experience in fraud investigation and transaction monitoring. Skilled in identifying financial irregularities, ensuring compliance, and mitigating risks. Adept at leveraging analytical tools and processes to enhance financial security and operational efficiency.
Overview
4
4
years of professional experience
1
1
Certificate
3
3
Languages
Work History
Senior Associate, Fraud
Fiserv
12.2023 - Current
- Familiarity with transactions monitoring systems and processes to detect and investigate suspicious activities.
- Strong analytical and investigative skills to conduct through reviews of customer accounts and transsactions,
- Ability to pay close attention to detail when reviewing documents, Identifying Discrepancies, and documenting findings. Capability to work collaboratively in a team environment to achieve compliance objectives and address complex issues,
- Generating reports and presenting findings to senior management and regulatory authorities as needed.
- Helping the new Joiness on AML/KYC best practices or about the porcess.
- Understanding of Anti-Money Laundering regulations, including the Bank secrecy Act and other global regulations. Ability to asses and mitigate risks associated with AML and KYC Compliance, including identifying risk- based approaches. Also doing the floor support for the new joiner. ➢ Proficiency in KYC Procedures, including customer due diligence, enhanced due diligence and ongoing monitoring.
- Have vast subject knowledge about the bank tools such as Actimize, Xperience, Netsuit and Lexis Nexis for enhanced customer due diligence and passport for the address of the counterparties which are not populed automatically by the BOT. Posses knowledge about SAR abd CTR filing threholds.
- Doing the dirt string/ negative news searches on the customer, beneficiary owners, signers of the accounts and on all the counterparties.
- Escalate the case to the escalation team on the basis of CTR, SAR, KYC issuesand on the basis of negative news which related to the AML or BSA.
- Promote to the ODD high risk team by the management after receiving the quality and production of last two quarter.Monitored and analyzed suspicious activity alerts generated by the FraudNet detection system, ensuring prompt and accurate detection of potential fraud.
Associate
WNS
04.2022 - 12.2023
- As a FIU Analyst and a member of FIU Team, I am in charge of making the final judgement on an escalated case.
- Examining instances involving Revolut client from the US, Ireland, Lithuania, and the European Economic Area, with the destination authorities being FinCEN, GNECB, FIU, and NCA.
- Performing the necessary escalation for prospective SARS (Suspicious behaviour Reports) on alleged transactions and activities, and examine the SAR/ SARS reports that were previously issued to look for persistently unusual conduct.
- Conducting an examination of UARs escalated by multiple teams such as AML/ KYC transaction monitoring, CDD/EDD, external enquiries etc..., and taking final action, such as rejecting offboarding, and /or reporting the escalated account. Handling situations that law enforcement, outside banks, etc. have escalated.
- Conducting analysis of financial intelligence, information and suspicious transaction report (STR’s) and suspicious Activity reports (SARs).
- Generating activity patterns, investigate leads and identifies future behaviour from STRs/SARs. Liaising with local and foreign financial and law enforcement authorities to collect intelligence and information for analytical purposes.
- Extracting, interpreting, intelligence and information utilizing analytical techniques and procedures using specific analytical software.
- Planning, receiving, interpreting, analysing, evaluating, integrating information, and producing analytical intelligence reports and disseminating information in accordance with the analysis intelligence cycle
- Preparing analytical documentation such as crime maps, association charts, suspect profiles and linkage analyst. Recommending whether cases warrants further investigation to determine commitment of money laundering and financing of terrorist activities.
Education
Masters of Commerce -
Shyam Lal College (IGNOU)
Delhi06-2021
Bachelors of Commerce (Hons.) - Finance and Marketing
Deen Dayal Upadhyay College (DU)
Delhi07-2017
Skills
Time management
Problem-solving abilities
Decision-making
Complex Problem-solving
Flexible schedule
Certification
Certified Investment Banking Operations Professional (CIBOP)
Work Preference
Job Search Status
Open to workSalary Range
₹45000/yr - ₹200000/yrTimeline
Senior Associate, Fraud
Fiserv
12.2023 - Current
Associate
WNS
04.2022 - 12.2023
Bachelors of Commerce (Hons.) - Finance and Marketing
Deen Dayal Upadhyay College (DU)
Masters of Commerce -
Shyam Lal College (IGNOU)
Languages
English
Hindi
Urdu