Zenul Abidin
Gurgaon
Summary
Professional Analyst with a background in banking and financial services. Proven track record in optimizing workflows and identifying key risks with ability to accurately review customer data and documents to ensure compliance with AML regulations. Locking to leverage technical skills in a dynamic and growing team.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Analyst
AML Rightsource PVT LTD
11.2024 - Current
- Identified fraudulent activities through meticulous analysis of transaction data and trends.
- Co-operate with compliance terms for specific AML requirements.
- Identifying suspicious activity and pattern in the customer account and reporting suspicious activity (SAR) to regulatory body and locking the suspicious accounts.
- Documented research findings to support risk-based decision-making and resolution to escalated fraud incidents.
- Communicated with compliance manager to thwart potential money laundering or terrorist financing.
- Developed targeted risk assessment methodologies tailored to specific business lines and geographies, ensuring a holistic approach towards combating money laundering threats.
- Conducted due diligence investigations to mitigate potential risks associated with high-risk customers.
- Identified threats, vulnerabilities and suspicious behavior patterns to recommend mitigation measures.
- Successfully collaborated with internal audit teams during examinations, providing necessary information regarding the company's AML program and related procedures.
- Contributed to risk assessments by providing insights from transaction monitoring activities, helping the organization stay ahead of potential threats.
- Enhanced due diligence processes by implementing risk assessment methodologies and procedures.
- Assisted in the development of new transaction monitoring rules based on emerging trends and typologies.
Senior Executive
Angel one Ltd
02.2023 - 10.2024
- Identified potential risks and red flags through comprehensive customer risk assessments, mitigating potential financial losses.
- Mitigated operational risks by adhering to established guidelines when processing new account applications or updating existing records.
- Achieved faster turnaround times for client onboarding, conducting detailed background checks and financial analyses.
- Enhanced client onboarding process by streamlining KYC procedures and reducing turnaround time.
- Supported AML investigations by providing accurate and timely information on customers' financial activities.
- Prepared high-risk reviews with results and recommendations for customer onboarding, closure and retention.
- Coordinated ongoing monitoring efforts for high-risk accounts by tracking changes in customers' profiles and transaction patterns.
- Conducted thorough reviews for high risk clients based on stratified risk level guidelines.
- Reviewed customer accounts for unusual activity or patterns indicative of potential fraud risks, flagging concerns for further investigation.
- Designed improvements to key controls to reduce financial crimes risk.
- Performed risk-based analysis and remediation for business and consumer accounts per banking guidelines.
- Used transactional and customer records, external data and publicly available information to identify suspicious or unusual activity.
- Researched and verified parties involved in suspicious activities and transactions against various databases such as LexisNexis and World-Check.
- Collaborated with cross-functional teams to develop comprehensive AML and sanctions screening strategies.
Account Executive
V5 Global PVT LTD
02.2020 - 03.2022
- Client onboarding process (Customer Identification Program).
- Customer Identification and documentation verification.
- KYC checks with the customer.
- Customer sales and support management.
- Identification and verification of high risk customers.
- Provided detailed technical support via phone, email, and live chat, enhancing customer satisfaction levels.
- Negotiated contract terms with clients, securing favorable agreements for both parties.
- Increased client satisfaction by building strong relationships and addressing their needs promptly.
- Maintained high client retention rate by providing exceptional customer service and anticipating client needs.
- Successfully resolved escalated issues, preventing potential loss of valuable clients while maintaining positive relationships with all parties involved.
- Conducted regular account reviews to identify areas for improvement and ensure continued success.
- Conducted periodic audits of existing documents to identify discrepancies, outdated information or gaps in recordkeeping procedures.
- Reduced errors in documentation by conducting thorough reviews and implementing strict quality control measures.
Education
MBA - Finance And Business Analytics
Graphic Era University
Dehradun, Uttarakhand07.2020
Bachelor of Technology - Mechanical Engineering
BUEST University
Solan, Himachal Pradesh07.2018
Skills
- Customer due diligence (CDD)
- Enhanced due diligence (EDD)
- Transaction monitoring
- Customer identification program (CIP)
- AML compliance
- Sanctions screening
- Legal research and Regulatory checks
- Advanced CRM software and tools
- Microsoft office
- Suspicious activity reporting (SAR)
- Banking operations
- Transaction analysis
- Fraud prevention
- Investigation techniques
- Banking regulations
- Documentation and reporting
Certification
Passed Embark training for the AML Compliance Analyst programme.
Timeline
Analyst
AML Rightsource PVT LTD
11.2024 - Current
Senior Executive
Angel one Ltd
02.2023 - 10.2024
Account Executive
V5 Global PVT LTD
02.2020 - 03.2022
Bachelor of Technology - Mechanical Engineering
BUEST University
MBA - Finance And Business Analytics
Graphic Era University
Hobbies and Interests
- Travelling
- Football
- Outdoor adventures