Excels in challenging environments, utilizing a comprehensive skill set and analytical approach to deliver impactful solutions and meet organizational goals, enhancing individual capabilities in the process.
Overview
14
14
years of professional experience
3
3
Languages
Work History
Senior Manager
Punjab National Bank
05.2018 - Current
Led Risk Management Department, focusing on credit risk assessment and strategy development.
Conducted credit risk ratings for corporate clients to evaluate industry-specific risks.
Managed credit risk standardized approach, ensuring compliance with regulatory requirements.
Executed stress testing of loan portfolio to gauge resilience against economic fluctuations.
Performed rating migration analysis to assess changes in creditworthiness over time.
Oversaw audit of Capital to Risk Weighted Assets Ratio at Head Office level.
Facilitated BASEL implementation to strengthen bank’s risk management framework.
Previously handled financing in Loans Department, including retail loans and cash credit processing.
Assistant Bank Manager at Punjab National Bank and Oriental bank of commerceAssistant Bank Manager at Punjab National Bank and Oriental bank of commerce