Vigneshram S S
Bangalore
Overview
5
5
years of professional experience
Work History
Program Specialist - Transaction Banking
STANDARD CHARTERED GLOBAL BUSINESS SERVICES(PersolKelly India Pvt Ltd)
BANGALORE
02.2022 - 12.2023
- Handled investigation processes for Brunei and Bangladesh (ASA), USA region.
- Followed the Correspondent/Non-Correspondent Bank DOI to process risk events in line with the Assess, Analyze, ACT(AAA) process.
- Analyzed customer transactions to detect suspicious activity and prepared detailed reports
- Monitored customer accounts for unusual activity.
- Reviewed systematic AML alerts and determined valid AML risks.
- Conducted research to determine if cases/alerts needed escalation, considering various AML risk factors.
- Processed and concluded cases within agreed TAT, maintaining quality and control assurance.
- Requested RFIs from relationship managers for additional information and clarification.
- Performed Negative News & Facts Screening using internal tools.
- Promptly escalated critical and reputational risk matters to management.
- Monitored KYC, OFAC, cross-border wire transfers, PEPs, (Politically Exposed Persons) and Money Exchange Businesses.
- Initiated investigations on specific transactions and took decisions based on a risk-based approach.
KYC Analyst
IG GROUPS(Collabra Technologies)
BANGALORE
05.2021 - 08.2021
- Remediation process on multiple supplier markets Suppliers & Review new and existing customer accounts and verify their identities.
- Analyze Client data, documentation, and negative news in order to determine the Client Risk Profile as established under the procedures.
- Performing KYC & AML verification, Screening done for the customers based on the risk factor( onfido report ).
- Followed the Correspondent/Non-Correspondent Bank DOI to process risk events in line with the Assess, Analyse, ACT(AAA) process.
- Monitored customer accounts for unusual activity.
- Reviewed systematic AML alerts and determined valid AML risks.
- Initiated investigations on specific transactions and took decisions based on a risk-based approach.
- Requested RFIs from relationship managers for additional information and clarification.
- Performed Negative News & Facts Screening using internal tools.
Operations
BYJUS
BANGALORE
06.2020 - 12.2020
- Review new and existing Stack Holder's profile's and verify their identities & Periodic review done for the Supplier's profile
- Performing KYC & AML verification, Screening done for the Stack Holder based on the Risk Factor.
- Collecting Business Requirements details & Software requirements from the Stack Holder's.
- The details will be shared with Product Team & Tech Team, checks will be done on the same.
- Handling customer queries based on the Tickets & With in TAT tickets will be closed
CRM Expert
HOME CREDIT INDIA FINANCE PRIVATE LIMITED
BANGALORE
02.2019 - 03.2020
- Company Overview: FINTECH
- Provide personalized guidance to clients seeking personal loans, understanding their financial goals and needs
- Educate clients on various loan options, terms, and interest rates, ensuring they have a clear understanding of their borrowing options
- Assist clients in completing loan applications, collecting necessary documentation, and Performing KYC & AML Checks verifying information
- Follow up with clients to answer questions, address concerns, and provide ongoing support throughout the loan process
- Working on Loan disbursement team's & will ensure that amount should be credited with in three working days
- If not, customer can raise the Tickets
- Handling customer queries based on the Tickets & With in TAT tickets will be closed
- FINTECH
Education
BE - ECE
PSG College of Technology
COIMBATORE, TAMILNADU04.2016
HSC -
Bharathi Vidyalaya higher secondary school
SALEM, TAMILNADU05.2010
SSLC -
Kurunji higher secondary school
NAMAKKAL, TAMILNADU05.2008
Skills
- Anti-money laundering
- Know your customer
- Customer due diligence
- Financial crime prevention
- Banking operations
- Suspicious activity reporting
- Transaction reviewing
- Stakeholder management
Timeline
Program Specialist - Transaction Banking
STANDARD CHARTERED GLOBAL BUSINESS SERVICES(PersolKelly India Pvt Ltd)
02.2022 - 12.2023
KYC Analyst
IG GROUPS(Collabra Technologies)
05.2021 - 08.2021
Operations
BYJUS
06.2020 - 12.2020
CRM Expert
HOME CREDIT INDIA FINANCE PRIVATE LIMITED
02.2019 - 03.2020
BE - ECE
PSG College of Technology
HSC -
Bharathi Vidyalaya higher secondary school
SSLC -
Kurunji higher secondary school