SABORNO KUMAR BISWAS
Regional Collection Head
Jamshedpur
Summary
Regional Collection Head, East leading collection strategy across Bihar, Jharkhand, and Kolkata. Oversees 14 managers, 3 agencies, 1,200 files, and a ₹270 crore book while driving follow-up, portfolio control, and senior management reporting. Aligns collection performance with business goals through structured escalation and team coordination.
Overview
1
1
Language
1
1
Certification
19
19
years of professional experience
Work History
Regional collection head-east
Utkarsh Small Finance Bank Ltd
08.2023 - Current
- GrowthPath
- Regional collection head-east | Aug23-tillnow managed bihar, Jharkhand, and Kolkata locations with 14 managers and 3 agencies overseeing 1200 files and total book size of 270cr
- Self-motivated, with a strong sense of personal responsibility.
- Worked effectively in fast-paced environments.
- Skilled at working independently and collaboratively in a team environment.
Management Trainee / Deputy Product Manager / Branch Credit Head / Senior Branch Credit Head / Senior Branch Manager-Ranchi / Regional business head-jharkhand
Shriram Transport Finance Company Limited
06.2007 - 07.2023
- GrowthPath
- Management Trainee | Jun’07-May’09
- Deputy Product Manager | Jun’09-Dec’12
- Branch Credit Head | Jan’13
- Mar’14SeniorBranchCreditHead|Apr’14-Dec’14
- Senior Branch Manager-Ranchi | Jan’15-dec 16
- Regional business head-jharkhand | Jan’17-july 23 looking after both business as well as collection across 24 branches comprising of 24 branch managers and 22 collection managers
- Assisted in developing corporate strategy through medium to long-term operational forecasts and led annual strategic planning and budgeting process.
- Responsible for management of board reporting & forecasting the operational aspects of the business, including management of operations risks & opportunities.
- Develop objectives-based system & process enhancements to enable more effective day-to-day management of business profitability.
- Nurtured relationships with business units by establishing customer service culture within Commercial Finance Team.
- Oversaw quality of business in branch and collection portfolio, including PDD management.
- Maintained dealer and vendor relationships while managing stock activities.
- Play lead role in coaching the finance & operational teams (including management) to become more financially competent in their approach to business decisions.
- Working with the team to ensure quality portfolio management without allowing any loans to get into NPA, ensuring PTP is met from customers with strong follow-up on team
Education
B.Tech. -
B.C. Roy Engineering College
Durgapur01-2007
Skills
Banking and finance
Vehicle financing
Collection management
Credit appraisal
Risk management
Branch management
Portfolio management and development
Team management
Business development
MIS reporting
Certification
Certificate course in C and JAVA from TechnoSoft
DECLARATION
I hereby affirm that the information furnished in this document is accurate and true to the best of my knowledge.
Timeline
Regional collection head-east
Utkarsh Small Finance Bank Ltd
08.2023 - Current
Management Trainee / Deputy Product Manager / Branch Credit Head / Senior Branch Credit Head / Senior Branch Manager-Ranchi / Regional business head-jharkhand
Shriram Transport Finance Company Limited
06.2007 - 07.2023
B.Tech. -
B.C. Roy Engineering College