Hari Narayanan VS
Banking Professional
Kochi,KL
Summary
Experienced professional banker with 10 years of proven success in the banking industry. Proficient in client acquisition, business loan maintenance and processing, forex activities, trade finance (export and import), general banking, and account services. Complemented by exemplary service skills and a thorough knowledge of the industry, dedicated to implementing effective and innovative management techniques for organizational success.
Overview
9
9
years of professional experience
5
5
years of post-secondary education
10
10
Certifications
4
4
Languages
Work History
Branch Head-Senior Manager-Scale 3
The South Indian Bank Limited
04.2020 - 05.2021
- Responsible for the entire portfolio development of the branch, which includes the asset and liability products of the bank
- The total team strength of the branch is 15 and with a total branch business of Rs.300 crores plus
- As a branch head for B category branch i was responsible for trade finance facilitation from C Category branches and responsible for directing team members under LC Scrutiny, Export bill purchase,Import bill settlements,issuance of EBRC,Import payment settlement, Issuance of Letters of credit and Complaince and reporting of trade finance transactions.
- Responsible to meet the bank monthly targets and to guide and supervise the individual targets of the team members are also achieved.
Branch Head- MANAGER - Scale 2
The South Indian Bank Limited
04.2016 - 03.2020
- Responsible for the entire portfolio development of the branch, which includes the asset and liability products of the bank
- The total team strength of the branch was 11 and with a total branch business of Rs.260 crores plus
- Also responsible to meet the bank monthly targets and to guide and supervise the individual targets of the team members are also achieved.
- Also responsible for trade related transactions, LC Issuance, LC Checking, Payment settlements, EBRC,EDPMS/IDPMS , purchase/discount/negotiation of export bills, trade compliance and reporting etc..
- During this tenor I was also worked as a team leader for the centralization of pan India Export business of The south Indian Bank Ltd
- The total team members under my supervision was 22 and we have successfully completed the complete centralization of the export business
Asst. Manager - Scale 1
The South Indian Bank Limited
09.2012 - 03.2016
- Purchase of Export bills, issuance of EBRC, Payment settlement initiation, LC Checking, custodian of trade documents etc..
- Appraisal of Corporate, retail and SME Credit proposals within the set Turn around Time (TAT)
- Inspection, creation and Registration of Equitable Mortgage(EM) properties, Entry and Verification of EM with Central Registry of securitization asset reconstruction& security interest(CERSAI)
- Ensure that all loan documentation is done as per compliance after sanctioning of proposals
- Verification and posting of various pre and post shipment finance like bills of exchange, letter of credit
- Authorized safe custodian of banks locker, title deeds, Card keeping Vaults & keys
Education
CDCS -
London Institute of Banking & Finance-LIBF
Post Graduation Diploma in Management - Finance & Marketing
Rajagiri Business School
Cochin, India 01.2010 - 01.2012
BCOM - undefined
CALICUT UNIVERSITY
01.2006 - 01.2009
Combating Trade Based Money Laundering
World Bank Group
01-2024
Skills
Certified Documentary Credit Specialist (CDCS)
UCP-600/ISBP/URR/ISP-98/INCOTERMS
Documentary credits issuance and checking
Export/Import Finance
Centralization of trade finance
Team management
Process improvement
Customer relationship management
Regulatory compliance
Cross-functional collaboration
Credit policy alignment
Risk management
Risk mitigation
Countering trade based money laundering
Certification
CDCS (Certified Documentary Credit Specialist) - LIBF
Disclaimer
I hereby declare that the details furnished above are true and correct to the best of my knowledge and belief and I undertake to inform you of any changes therein, immediately.
Personal Information
- Passport Number: K1069072
- Date of Birth: 05/26/89
- Gender: Male
- Nationality: Indian
- Marital Status: Married
Timeline
Branch Head-Senior Manager-Scale 3
The South Indian Bank Limited
04.2020 - 05.2021
Branch Head- MANAGER - Scale 2
The South Indian Bank Limited
04.2016 - 03.2020
Asst. Manager - Scale 1
The South Indian Bank Limited
09.2012 - 03.2016
Post Graduation Diploma in Management - Finance & Marketing
Rajagiri Business School
01.2010 - 01.2012
BCOM - undefined
CALICUT UNIVERSITY
01.2006 - 01.2009
CDCS -
London Institute of Banking & Finance-LIBF
Combating Trade Based Money Laundering
World Bank Group