Summary
Overview
Work History
Education
Skills
Certification
Awards
Timeline

Aayushi Agrawal

Mumbai

Summary

Results-driven FP&A professional with 7+ years of experience in financial planning, forecasting, profitability analysis, and management reporting across global banking and wealth management institutions. Adept at translating complex financial data into clear executive insights, supporting pricing, balance sheet optimization, and business strategy. Strong stakeholder management skills with hands-on expertise in Excel, SAP, and financial dashboards

Overview

8
8
years of professional experience
1
1
Certification

Work History

FP&A - Balance sheet & Treasury

Citi Bank
04.2025 - Current
  • Led financial planning, forecasting, and revenue modeling for a $105.3B Time Deposit portfolio and $68.8M Non-TD portfolio( private Bank), building Actual vs Plan vs Forecast models that improved forecast accuracy by ~12% and enabled leadership to track deposit growth, revenue performance, and Net Interest Income (NII) trends.
  • Conducted NII and spread sensitivity analysis across a $105B+ deposit portfolio, evaluating the impact of Fed Funds rate changes, Funds Transfer Pricing (FTP) adjustments, liquidity premiums, and client pricing dynamics, identifying margin drivers that supported deposit pricing decisions and protected ~$45M in annual interest margin.
  • Delivered driver-based variance analysis (rate, volume, mix, fee) across monthly and quarterly close cycles, isolating key revenue drivers and improving forecast variance visibility by 18%, enabling Treasury and Business Finance leaders to respond faster to market and rate changes.
  • Partnered with Treasury, Asset Liability Management (ALM), and Business Finance teams to align deposit forecasts with balance sheet strategy and funding mix optimization, supporting planning across $105B+ deposit balances and strengthening interest rate risk positioning.
  • Build and maintain Excel-based dashboards and presentation packs for senior management covering deposit performance, revenue trends, and margin impact.
  • Supported NAM regional balance sheet and treasury planning, delivering insights on liquidity positioning, deposit growth, and funding strategy, helping guide capital allocation decisions across multi-billion dollar balance sheet portfolios.

FP&A - Private Banking Germany

Deutsche Bank
10.2022 - 04.2025
  • Managed €6.75B revenue budgeting and quarterly forecasts for €337B AUM Private Banking business, improving forecast accuracy by ~12% through driver-based models.
  • Delivered CFO/CEO financial dashboards covering 25+ KPIs, providing performance visibility across €6B+ revenue franchise.
  • Performed variance analysis across €6B+ revenue and €2B+ cost base, identifying 5–8% cost gaps and revenue drivers.
  • Implemented Balanced Scorecard framework tracking 20+ strategic KPIs, aligning financial performance with business growth objectives.
  • Automated 10+ financial reporting processes using Excel/VBA, reducing month-end reporting cycle by ~70%.
  • Prepared board-level financial presentations supporting strategic planning, cost optimization, and leadership decision-making.

Treasury Operations Analyst

Axis Bank
09.2021 - 09.2022
  • Managed daily liquidity and cash flow monitoring for overseas treasury operations across multi-currency products, supporting funding activities and monitoring exposures of ₹400–₹700 crore across FX, money market, and fixed income instruments.
  • Processed and validated ~50 treasury transactions daily across FX, derivatives, and money market trades, ensuring accurate settlement through SWIFT, RTGS, CCIL, Reuters, Bloomberg, FXALL, and Finacle Treasury in line with regulatory and internal risk policies.
  • Performed multi-currency reconciliations between internal treasury systems, brokers, and custodians, resolving 10–15 reconciliation breaks monthly to maintain accuracy of treasury books and operational controls.
  • Prepared daily overseas treasury position and risk reports for front-office dealers and senior management, providing insights into liquidity positions, FX exposures, and funding requirements while supporting month-end close and audit reviews.

Wealth Management Operations Analyst

ICICI Securities
07.2018 - 09.2021
  • Managed end-to-end operational support for 120+ UHNI client portfolios (~₹600+ Cr AUM) across PMS, Structured Products, Private Equity, Mutual Funds, Equities, and G-Secs, ensuring accurate trade lifecycle management and investment reporting.
  • Delivered 200+ monthly portfolio performance reports and NAV calculations, analyzing portfolio returns, fee structures, and asset allocation to support relationship managers in client portfolio reviews.
  • Partnered with 25+ financial advisors, RMs, custodians, and fund administrators to resolve trade, reconciliation, and reporting breaks, ensuring seamless execution across multi-asset wealth products.
  • Produced MIS dashboards and revenue analytics via the Miles platform, tracking portfolio performance and product-wise revenue across ₹500+ Cr investments to support management decision-making.

Education

MBA - Finance

Lala Lajpat Rai College, Mumbai University, Mumbai
05.2018
GPA: 8 CGPA

Skills

Advanced Excel

Experience with SAP ERP systems

Tableau analytics experience

Financial Dashboard

MIS & Management Reporting

Budgeting & Cost Control

Revenue Tracking & Analysis

Certification

Research Analyst & Currency Derivative, NISM

Awards

  • Multiple awards for outstanding performance and ownership at Deutsche Bank.
  • Appreciated by senior management for handling complex deliverables under tight deadlines.

Timeline

FP&A - Balance sheet & Treasury - Citi Bank
04.2025 - Current
FP&A - Private Banking Germany - Deutsche Bank
10.2022 - 04.2025
Treasury Operations Analyst - Axis Bank
09.2021 - 09.2022
Wealth Management Operations Analyst - ICICI Securities
07.2018 - 09.2021
Lala Lajpat Rai College, Mumbai University - MBA, Finance
Aayushi Agrawal