ABHAY NAYAN DAKWE
Summary
To work for a challenging role, which offers appropriate learning, growth potential and opportunities where I can utilize my skills & strengths to achieve the organization's objectives. Dedicated credit manager with high integrity and deep knowledge of the field bringing several years of related experience to support business financial needs. Specializing in credit administration.
Overview
10
10
years of professional experience
Work History
BRANCH CREDIT HEAD
FED BANK FINANCIAL SERVICES LIMITED
02.2024 - Current
- Handle end-to-end credit lifecycle (login to disbursement)
- Perform financial analysis, credit appraisal, and risk assessment
- Conduct personal discussions (PD) and property evaluations
- Coordinate with FI, Legal, and Technical teams for loan processing
- Ensure compliance with credit policy, audit.
- Lead team and monitor portfolio quality and performance metrics
CREDIT MANAGER
KHUSH HOUSING FINANCE PVT LTD
10.2023 - 02.2024
- Evaluated credit proposals and ensured policy-compliant underwriting
- Managed complete loan processing cycle
- Strengthened credit quality and approval efficiency
JUNIOR OFFICER
CAN FIN HOMES LTD
08.2021 - 10.2023
- Processed retail housing loans and handled full credit lifecycle
- Conducted financial analysis and eligibility assessment
- Managed post-disbursement activities (E-NACH, foreclosure, rescheduling)
- Monitored SMA 0 / SMA 1 accounts and supported Branch.
- Coordinated with customers for EMI follow-up and overdue resolution
- Handled audit queries, reconciliation, and MIS reporting
- Ensured accurate documentation and compliance
DISBURSEMENT MANAGER
SHUBHAM HOUSING FINANCE LTD
10.2020 - 08.2021
- Managed loan disbursement process and documentation quality
- Maintained MIS for legal, technical, and compliance tracking
SENIOR OPERATION OFFICER
INDIABULLS HOUSING FINANCE LTD
12.2017 - 05.2020
- Handled loan disbursement, servicing, and audit processes
- Managed foreclosure, part-payment, and customer escalations
CPA MANAGER
ICICI BANK
08.2016 - 11.2017
- Processed home loan applications and eligibility checks
- Performed documentation verification and compliance review
Education
MMS - Finance
Sahyadri Institute of Management & Research
01-2016
B.Com - Banking & Insurance
S.N. College
01-2013
H.S.C. -
S.N. College
01-2010
S.S.C. -
Sane Guruji Vidyalaya
01-2008
Skills
- Financial analysis
- Risk assessment
- Regulatory compliance
- Customer relationship management
- Credit risk management
Extracurricular Activities
- Advance Excel
- Certificate of National Cadet Corps
- Certificate of Civil Defense Corps
- Certificate of Grade 1 in Theory of Music from Trinity College, London
Personal Information
- Date of Birth: 23/11/1992
- Gender: Male
- Marital Status: Married
- Language known : Marathi, Hindi, English.
- Nationality: Indian
Timeline
BRANCH CREDIT HEAD
FED BANK FINANCIAL SERVICES LIMITED
02.2024 - Current
CREDIT MANAGER
KHUSH HOUSING FINANCE PVT LTD
10.2023 - 02.2024
JUNIOR OFFICER
CAN FIN HOMES LTD
08.2021 - 10.2023
DISBURSEMENT MANAGER
SHUBHAM HOUSING FINANCE LTD
10.2020 - 08.2021
SENIOR OPERATION OFFICER
INDIABULLS HOUSING FINANCE LTD
12.2017 - 05.2020
CPA MANAGER
ICICI BANK
08.2016 - 11.2017
MMS - Finance
Sahyadri Institute of Management & Research
B.Com - Banking & Insurance
S.N. College
H.S.C. -
S.N. College
S.S.C. -
Sane Guruji Vidyalaya