Summary
Overview
Work History
Education
Skills
Certification
Education
Contact
Languages
Timeline
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Anuja Sharma

Surat

Summary

Gold medalist in MBA Finance with vast experience in banking and finance . Ready to tackle new challenges in position within Financial Industry where talents in Analysis will be valuable.

Detail-oriented Credit Manager in a Nationalized Bank, skilled at analyzing lending activities according to current regulations, standards and market conditions. Offering more than 10 years of financial industry expertise. Gifted in building and leading teams with ethics, consistency, accuracy and full compliance with regulatory requirements.

Overview

15
15
years of professional experience
1
1
Certification

Work History

Branch Credit Manager

Bank of Baroda
Surat
05.2013 - 10.2023
  • Originated, reviewed, processed, closed and administered customer loan proposals.
  • Led team of 6 staff.
  • Work cross-functionally with sales, management and other departments to maintain effective operations.
  • Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
  • Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
  • Monitored accounts for signs of fraud and non-payment issues.
  • Obtained and interpreted financial statements to assist in credit limit reviews.
  • Investigated and evaluated customers for creditworthiness and potential risk factors.
  • Performed semi-annual account credit limit reviews and credit increase review requests from financial service and sales teams.
  • Maintained full knowledge of current regulatory environment and made proactive adjustments to meet changing requirements.
  • Attended ongoing professional training to facilitate accurate and productive credit management.
  • Reviewed more than 10 financial statements per Month.
  • Reviewed accounts for signs of fraud and non-payment issues.

Senior Executive

SBMG and Co.
Surat
11.2009 - 04.2012
  • Developed effective business strategies to capitalize on emerging market trends.
  • Developed and implemented new strategies and policies in collaboration with executive partners to establish and achieve long-term business objectives, providing company with strong and sustainable organizational leadership.
  • Established and directed successful programs focused on Digital Signatures.

Research Analyst

N J India Invest Pvt Ltd
Surat
05.2008 - 10.2009
  • Analyzed statistical data using both modern and traditional methods.
  • Analyzed and handled Mutual Fund portfolios of HNI clients.
  • Gathered, arranged and corrected research data to create representative graphs and charts highlighting results for presentations.
  • Performed valid and accurate market research for Mutual Funds.


Education

MBA - Finance (Gold Medalist)

S. R. Luthra Institute
Surat
04.2008

Bachelor of Science - Chemistry (Scholar)

P. T. Science College
Surat
04.2006

Skills

  • Proactive and Focused
  • Adaptable to Changing Conditions
  • Financial Analysis
  • Customer Service
  • Compliance Assessments
  • Accounting
  • Economics
  • Financial Forecasting
  • Judgment and Decision-Making
  • Credit Evaluation

Certification

CAIIB, JAIIB

NCFM Capital Market (Dealers) Module

NCFM Derivatives (Dealer) Module

NCFM Mutual Fund (Dealer) Module

Education

Surat,Surat

Contact

Surat, India 395007

Languages

English and Hindi

Timeline

Branch Credit Manager

Bank of Baroda
05.2013 - 10.2023

Senior Executive

SBMG and Co.
11.2009 - 04.2012

Research Analyst

N J India Invest Pvt Ltd
05.2008 - 10.2009

MBA - Finance (Gold Medalist)

S. R. Luthra Institute

Bachelor of Science - Chemistry (Scholar)

P. T. Science College

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Anuja Sharma