Hi, I’m
ABHAY KUMAR SINHA, CFA, CFP®
Financial Planning And Advisory
Hyderabad
Summary
CFA, CFP DOB: 10th January 1982 Career Summary :I am a finance professional with over 17 years of experience in the field of Financial Planning and Advisory for both individuals and institutions. My core competencies include, working with clients, synthesizing financial plans which involves goals formulation, goals quantification, goals prioritization, capital sufficiency analysis and subsequent implementation through investments vehicles in a tax efficient manner. Furthermore, I assist clients to fulfil goals across different stages of life that may be suitable. Personable candidate committed to helping clients meet financial goals. Extensive experience developing and implementing investment strategies tailored to clients' individual needs and objectives. Passionate about providing sound financial advice and helping clients reach financial goals.
Overview
27
years of professional experience
6
years of post-secondary education
Work History
DBS BANK India LimitedHyderabad
Investment Counselor (Senior Associate)
01.2020 - Current
Job overview
- At managerial level, collaborating with Senior Management on revenue budgeting and other deliverables through branches and team of relationship managers
- Conducting regular coaching, training and market/product briefings to Treasures Wealth Managers to enhance their functional competencies & professionalism, raise the level of proficiency and technical expertise, in the course of interacting with customers
- Accompanying and participating in joint calls with Treasures Relationship and Wealth Managers to clients with the aim of providing a holistic view of the entire investment landscape including performing asset allocation, product solution and market outlooks
- Working in partnership with Treasures Relationship and Wealth Managers and Business Managers to achieve/exceed cluster targets on number of financial plans and solutions
- Providing regular and timely feedback to Treasures product solution team, on customer acceptability on new investment products, services and advisory issues
- Specializing in Portfolio advisory, Asset Allocation model, Unit Trusts, Forex, Fixed Income, Equities and other Derivatives and to provide a holistic view of the entire investment landscape to clients on a regular and timely interval
- Advising clients on risk budgeting and management of the same thorough insurance, derivatives and any other financial tools
- Advising clients on Surplus Optimization through investment strategies, risk budgeting strategic asset allocation, feedback etc.
- Met and collaborated with existing and prospective clients to ascertain financial goals and provide recommendations on investment solutions.
- Established key procedures for teams preparing documentation, models, and presentations.
- Educated clients on potential risks and rewards associated with various investments.
- Advised clients on investments, retirement and estate planning.
- Monitored and updated financial plans to comply with client goals.
- Presented financial plans and investment recommendations to clients.
- Implemented exit strategies for clients to transition out of investments.
- Created financial models to analyze and evaluate investment strategies.
- Provided specialized financial planning support for clients with diverse portfolios and individual needs.
INDUSIND BANK LIMITEDHyderabad
Investment Counselor (Assistant Vice President 2)
08.2015 - 12.2019
Job overview
- Profile
- Meeting clients to understand their objectives and develop financial plans and investment strategies
- Setting up financial objectives to understand broad requirements of clients
- This also includes setting up of financial goals in discussion with the clients
- Advising clients on risk management through various insurance plans
- Advising clients on investment strategies, budgeting and proper deployment of distributable surplus
- Assisting clients to understand and make invest in various investments products along with the requisite tax implications pertaining to such products
- Recommending and managing investment portfolio of clients for achieving various financial goals along with periodic reviews of the portfolio
- Attending Organizational Meetings with the Senior Management to define revenue targets for all the branches covered by me
- This includes various client segments as well
- Reporting to the Senior Management on performance regarding the bank portfolio’s growth in terms of Asset under Management Book Growth
- Attending Workshops and Seminars conducted by the third parties generally the product manufacturers to understand their investment products, portfolio constructs and risk mitigating strategies
- Conduct training sessions for Relationship Managers and Branch Managers on various new investment products, general economics covering macros and micros of various markets
- Organizing Client Meets chaired by Fund Managers from Fund Houses to brief them about the development of equity and debt markets in short and long term and the impact of such development on their holding portfolios.
ICICI DIRECT LIMITEDHyderabad
Senior Financial Advisor
01.2015 - 07.2015
Job overview
- To meet new clients with an objective to onboard them with the company for offering financial planning services
- Managed existing mapped clients and did structural review of existing financial plan
- Advised clients on managing life and non-life risks through investments suitable insurance products
- Advised clients on investment products and proper deployment of discretionary surplus along the investment products
- Assisted clients on understanding of various investments products along with the requisite tax implications for such products
- Arranged transactions in stocks and bonds for clients through in-house broking desk.
WEALTH FOLIO FINANCIAL SERVICESHyderabad
Regional Head Wealth
06.2011 - 12.2014
Job overview
- To acquire new clients for the company to extend financial planning services
- To manage existing mapped clients to and performed periodical reviews of existing financial plan
- Advised clients on their life insurance needs through use of concept like income replacement methods and expense replacement methods
- Advised clients on various investment products befitting their financial plans
- Assisted clients on understanding of tax implications of investment products
- Arranged transactions in stocks and commodities for clients
- Advised clients on meeting of superannuation compliance requirements
- Monitored investment performance, reviewed and restructured investment plans as per the modified needs and changes in the markets
- Attended Workshops and Seminars organized by product manufacturers to understand their investment products, portfolio constructs and risk mitigating strategies
- Conducted training sessions for Relationship Managers on various new investment products, general economics covering macros and micros of various markets.
ADITYA BIRLA MONEY MART LIMITEDHyderabad
Relationship Manager
06.2009 - 06.2011
Job overview
- To acquire new clients for the company to offer wealth management services
- To meet clients for assessing their financial needs goals and investment objectives
- To manage existing mapped clients to and performed periodical reviews of existing financial plan
- Advised clients on their life insurance needs through products like term plans
- Advised clients on mutual fund products befitting their financial plans to achieve financial goals
- Arranged transactions in stocks and commodities for clients
- Advised clients on achieving superannuation sum with proper investment planning
- Periodically monitored investment performance, reviewed and restructured investment portfolio as per the new needs and changes in the financial markets whether systemic or un-systemic
- Attended various product training programs as conducted by both organization and product developers to enhance my output when dealing with clients.
ROYAL BANK OF SCOTLAND, ABN AMRO BANK N.VHyderabad
Associate Relationship Manager
12.2007 - 05.2009
Job overview
- To acquire new clients for the company to offer wealth management services
- To meet clients for assessing their financial needs goals and investment objectives
- To manage existing mapped clients to and performed periodical reviews of existing financial plan
- Advised clients on their life insurance needs through products like term plans and Unit Linked Insurance Plans
- Advised clients on mutual fund products befitting their financial plans to achieve financial goals
- Advised clients to invest in various tax savings instruments like Life Insurance Products, Mutual Funds, and Fixed Deposits
- Periodically monitored investment performance, reviewed and restructured investment portfolio as per the new needs of the clients with the assistance of Investment Counselors
- Attended product training sessions as conducted by organization from time to time
- Attended workshop conducted by regulators and product manufacturers quarterly
- Attended review session with the top management on mapped book growth
- Achievements :
- Received grade promotion in IndusInd Bank for F.Y
- 2016-2017 for my outstanding contribution to the organization
- Received two grade promotions in Wealth Folio Financial Services for my continuous outstanding contribution to the organization during work period 2011-2015.
DELHI PUBLIC SCHOOL/CBSE DHANBAD
01.1997 - 01.1999
Job overview
- Professional Skills:Technical – Mathematical and problem solving skills required to measure and analyze complex financial data that are captured in a financial plan
- Integrate accounting skills, statistical skills and economic data analytics to synthesize and comprehend their impacts on domestic capital markets and active/passive portfolios of clients
- The technical understanding also helps in formulation of Strategic Asset Allocation and Tactical Asset Allocation for clients
- Specialized – Develop financial models that provides valuations and forecasts of simple and complex financial products ranging from equities (listed and unlisted), fixed income, derivatives and alternate assets along with risk analysis, measurement and management
- Keeping abreast of regulatory guidelines that impact capital markets, investment products directly.
Education
ICFAI NATIONAL COLLGE/ ICFAI UNIVERSITYVISAKHAPATNAM, ANDHRA PRADESH
Master’s from Business Administration (Marketing and Human Resource
01.2004 - 04.2006
AQJ DEGREE COLLEGE/ANDHRA UNIVERSITYVISAKHAPATNAM, ANDHRA PRADESH
Bachelor of Science from Maths, Electronics, Computer Science
01.2001 - 04.2004
Skills
Due diligence
Affiliations
CFP, FPSB India
CFA charterholder, CFA Institute
Contact & Current Address: 1-10-38-2/6, Flat 306, Lotus Flora Apartments
Prakash Nagar, Begumpet, Beside FAB India Showroom
Hyderabad – Telangana, 500016
Phone: +919912942499
Accomplishments
- Awarded "Best Investment Counsellor" Award in 2016 in IndusInd Bank.
Timeline
Investment Counselor (Senior Associate)
DBS BANK India Limited
01.2020 - Current
Investment Counselor (Assistant Vice President 2)
INDUSIND BANK LIMITED
08.2015 - 12.2019
Senior Financial Advisor
ICICI DIRECT LIMITED
01.2015 - 07.2015
Regional Head Wealth
WEALTH FOLIO FINANCIAL SERVICES
06.2011 - 12.2014
Relationship Manager
ADITYA BIRLA MONEY MART LIMITED
06.2009 - 06.2011
Associate Relationship Manager
ROYAL BANK OF SCOTLAND, ABN AMRO BANK N.V
12.2007 - 05.2009
ICFAI NATIONAL COLLGE/ ICFAI UNIVERSITY
Master’s from Business Administration (Marketing and Human Resource
01.2004 - 04.2006
AQJ DEGREE COLLEGE/ANDHRA UNIVERSITY
Bachelor of Science from Maths, Electronics, Computer Science
01.2001 - 04.2004
DELHI PUBLIC SCHOOL/CBSE DHANBAD
01.1997 - 01.1999
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