Abhijeet Gaurav
Ghaziabad
Summary
Dynamic Cluster Manager at Home First Finance Company India Ltd, adept in credit management and team leadership. Successfully administered a portfolio of over 3,000 loan accounts, enhancing asset recovery rates through strategic collection initiatives. Proven ability in risk assessment and client relationship management, driving operational excellence and business growth.
Overview
12
12
years of professional experience
Work History
Cluster Manager
Home First Finance Company India Ltd
Ghaziabad
03.2018 - Current
- Managed team across multiple branches in Ghaziabad region, ensuring operational efficiency and performance standards.
- Administered a portfolio comprising over 3,000 active loan accounts, driving growth and portfolio quality.
- Directed channel management to strengthen partner relationships and improve loan distribution effectiveness.
- Supervised end-to-end loan disbursal process, guaranteeing accuracy and compliance in all operations.
- Led collection initiatives and monitored SARFAESI recovery tracking to improve asset recovery rates.
- Conducted comprehensive credit assessments to evaluate borrower creditworthiness and mitigate risk.
Test Engineer
Voltech Engineers
03.2014 - 05.2015
- Executed testing and commissioning of electrical panels and switchgears to ensure reliable performance for esteemed clients and key account members.
Education
MBA/PGDM - Marketing
Fortune Institute of International Business (FIIB)
Delhi01-2018
B.Tech/B.E. - Electrical
Vinayaka Mission University (VMU)
01-2013
12th - English
Ayaapa Public School
Jharkhand01-2009
10th - English
Pitts Modern School
Jharkhand01-2007
Skills
- Credit Management
- Collection Management
- Debt recovery
- Credit Verification
- Risk Assessment
- Sales Strategy
- Business Development
- Mortgage Solutions
- Service Operations
- Team Management
- Client Relationship Management
Keywords
- Sales management
- Revenue growth
- Client relationship management
- Operations optimization
- Credit industry
- Strategic planning
- Business development
Timeline
Cluster Manager
Home First Finance Company India Ltd
03.2018 - Current
Test Engineer
Voltech Engineers
03.2014 - 05.2015
MBA/PGDM - Marketing
Fortune Institute of International Business (FIIB)
B.Tech/B.E. - Electrical
Vinayaka Mission University (VMU)
12th - English
Ayaapa Public School
10th - English
Pitts Modern School