ABHILASH RAMESH LIKHAR
Risk & Compliance (Senior Analyst)
Mumbai,MH
Summary
Detail-oriented AML/KYC and Financial Crime Compliance professional with 7.5 years of experience in banking and financial services. Expertise in KYC remediation, Customer Due Diligence, Enhanced Due Diligence, and transaction monitoring. Proficient in risk assessment and compliance with global frameworks, enhancing operational efficiency and mitigating risks. Experienced with industry-leading tools for customer risk profiling and due diligence.
Overview
9
9
Certifications
10
10
years of professional experience
Work History
Risk and Compliance Senior Analyst
Accenture Solution pvt ltd
03.2026 - Current
- Conducted end-to-end KYC reviews, customer remediation, and data uplift activities for corporate entities, trusts, SMSFs, and associated parties while ensuring compliance with AML/KYC regulations.
- Managed KYC re-verification and remediation processes by identifying documentation gaps, coordinating with stakeholders, and ensuring timely resolution within SLA.
- Managed KYC re-verification and remediation processes, identified documentation gaps, coordinated with stakeholders, and ensured timely resolution within service level agreements (SLAs).
- Performed Customer Due Diligence (CDD) by verifying trust deeds, supporting documents, and ownership structures for Family Trusts, SMSFs, and Unit Trusts.
- Collaborated with cross-functional teams to implement process improvements, enhance operational efficiency, and support knowledge-sharing initiatives.
- Maintained accurate customer records, adhered to quality standards and SLAs, and contributed to ongoing compliance and operational excellence.
Deputy Manager - AML
HDFC Bank Ltd
05.2023 - 11.2025
- Ensure proper scrutiny of government-issued identification documents.
- Evaluate the risk associated with each customer to tailor the level of due diligence accordingly.
- Implement systems to monitor and analyze customer transactions for any unusual or suspicious activities. Stay abreast of regulatory requirements and ensure compliance with relevant laws and guidelines.
- Reviewed PAN India alerts generated in the Compass system and prepared GOS and STR as required.
- Monitored CASA transactions for suspicious activity, drafting grounds of suspicion when necessary.
- Reviewing of PAN India alerts generated in the Compass system and accordingly prepare GOS and STR as when required.
- Implemented systems to monitor and analyze customer transactions for unusual or suspicious activities, ensuring compliance with regulatory requirements.
- Periodically update customer information to ensure it remains accurate and relevant.
- Acquired necessary data, including lists of names for screening and current sanctioned and PEP lists from relevant government agencies or third-party providers.
KYC Analyst
Nomura Service India Pvt Ltd
01.2023 - 03.2023
- Executed end-to-end KYC for entities by applying knowledge of AML regulations, ensuring compliance with current laws and guidance while conducting enhanced due diligence based on client risk classification (low, medium, high).
- Performing Gap analysis of missing documents as a part of KYC reviews. Reaching out to the client for any missing documents for completing the KYC requirements. Collecting and analysing all the required documents to identify if the business is in line as per the US anti-money laundering and terrorist funding guidelines and compliant with US regulations. generate the alert from SAR to identify negative alerts.
- Following global minimal standards and country specific requirements for KYC reviews. Escalating risk factors or anynegative news.
- Screening- Adverse Media Search, PEPs and Sanctions assessments using World-Check,Google Search, Google,Dow Jones & Factiva.
Criminal Investigation (Public Records)
Sterling Infosystem Pvt Ltd
12.2020 - 09.2022
- Contributed to US Criminal Verification Process, progressing from Record Entry (RE) Team to Quality Control (QC) Team.
- Mentored new team members, addressing inquiries and fostering a collaborative culture.
- Maintained detailed records of daily progress to identify and address areas for improvement.
Fraud Analyst
Accenture Solution Pvt Ltd
04.2019 - 01.2020
- Identify and analyse alerts generated by the monetary system in order to identify potential suspicious activity.
- Reviewed quality and completeness of Customer Due Diligence (CDD) and Enhance Due Diligence (EDD) information in accordance with requirement of AML policy and line of business process.
- Identified and analyzed alerts generated by monetary system to detect potential suspicious activity.
- Work with senior level analyst and leadership to ensure appropriate action.
- Contributed to Anti-Money Laundering and KYC team by collaborating on compliance efforts.
- Following with on shore client data if any doubtful KYC data we received.
- Reporting on production and Quality on daily basis.
- Raising SAR if person belongs to a SAR country.
- Following with onshore client data if any doubtful KYC data we received.
- Reported on daily production and quality metrics to support compliance objectives.
- Screening on the Money Procedures for the validation
Fraud Analyst
Homecredit India Pvt Ltd
09.2016 - 12.2018
- Identifying patterns which trigge fraud suspicions through data analysis.
- Identified patterns triggering fraud suspicions through data analysis.
- Gathering, evaluating and analyzing the fraud triggers and alerts.
- Gathered, evaluated, and analyzed fraud triggers and alerts to enhance detection.
- Reviewed data for inconsistencies that could skew investigation results and maintained alert management.
- Taking action as per the violation found.
- Investigated violations and executed corrective actions to address issues.
- Investigation for broker involvement in the system to avoid monetary loss to a company.
- Dealing customer complaints for fraud cases.
Education
Higher Secondary Education (HSC) - Accounting And Finance
Saket College
Saket College04-2016
Bachelor of Commerce - Accounting And Finance
Saket College
Mumbai, India01-2016
Skills
KYC/CDD/EDD processes
AML investigation & Reporting
SAR filing
Transaction Monitoring & Analysis
Sanctions & PEP Screening
Risk Assessment & Customer Risk Rating
Fraud Detection & Prevention
Regulatory compliance (eg FATF,FinCEN,OFAC)
Name screening expertise
Negative media monitoring
Data analysis skills
Junior officer mentorship
Certification
AGZIT Certified Counter-Terrorist Financing Analyst (AGZIT-TF)
Personal Details
- Date of Birth : 02/07/1995
- Marital Status : Single
- Nationality : Indian
Timeline
Risk and Compliance Senior Analyst
Accenture Solution pvt ltd
03.2026 - Current
Deputy Manager - AML
HDFC Bank Ltd
05.2023 - 11.2025
KYC Analyst
Nomura Service India Pvt Ltd
01.2023 - 03.2023
Criminal Investigation (Public Records)
Sterling Infosystem Pvt Ltd
12.2020 - 09.2022
Fraud Analyst
Accenture Solution Pvt Ltd
04.2019 - 01.2020
Fraud Analyst
Homecredit India Pvt Ltd
09.2016 - 12.2018
Higher Secondary Education (HSC) - Accounting And Finance
Saket College
Bachelor of Commerce - Accounting And Finance
Saket College