Abhishek B S

Process Delivery Specialist

IBM

06.2024 - Current

Ensured compliance with the Bank Secrecy Act (BSA) to prevent, detect, and deter money laundering and terrorist financing.
Conducted KYC reviews, transaction monitoring, and due diligence research to assess client risk.
Reviewed system-generated alerts, analyzed prior Suspicious Activity Reports (SARs), and determined escalation or closure with detailed narratives.
Performed Level 2 case investigations, validated alerts from Level 1 teams, and decided on SAR filing or case closure.
Supported AML processes including suspicious activity investigations, correspondent bank screening, sanction screening, and PEP monitoring.
Conducted end-to-end transaction monitoring, identified red flags, and took appropriate action based on findings.
Analyzed reports to identify trends and key risk areas for financial crime prevention.
Ensured adherence to governance, risk management, and compliance requirements.
Mentored and managed new joiners and team members, promoting knowledge sharing and operational efficiency.
Ensured staff applied regulatory and corporate AML standards during client onboarding and periodic reviews.
Conducted Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) using tools like LexisNexis, Google, World-Check, and Dun & Bradstreet.
Managed KYC processes for individuals and entities across global markets.
Calculated financial crime risk ratings (low, medium, high) based on business nature, geography, and product types.
Documented KYC records, including client profiles, name screening, product profiles, PEP status, and associated members.
Obtained IRS forms such as W-9, W-8 BEN, W-8 BEN-E, and CRS for compliance.
Conducted AML and sanctions screening, negative news searches, using Lexis Diligence, World Check, and Forces checks.
Identified and escalated negative news, PEPs, sanctions, and high-risk indicators to the HRR and FCC teams.
Investigated triggered payments, reviewed prior payment history, and analyzed transactional patterns and relationships.
Performed holistic reviews, including cyber alerts and beneficiary information from internal and external sources.
Investigated various transaction types, including ACH, checks, cash outs, and domestic and international wires.
Collaborated with QA and bank leads to streamline operational gaps between the DTP and Makers teams.