Abhishek Das
Kolkata
Summary
An analytical expert who excels in evaluating risks and managing client relationships. Promotes compliance by leveraging regulatory expertise and enhancing operations. Provides valuable financial insights that support informed decision-making and drive strategic growth. This individual is poised to be the Next Generation banker with "Fintech Banker".
Overview
3
3
Languages
1
1
Certification
11
11
years of professional experience
Work History
Manager in Business Banking Team(Wealth)
HDFC Bank
Kolkata
11.2024 - Current
- Acquire and manage affluent clients across the branch or zone.
Build lasting relationships with HNI and UHNI portfolio holders.
Retain high-value clients by providing attentive service and guidance. - Owned investment instrument recommendations, covering SIP, PMS, and new product offerings to drive revenue.
- Evaluate business, industry, management, financial, and credit risks.
- Drove international trade credit sales across fund-based and non-fund-based segments, enhancing client engagement and revenue streams.
- Expanded bank penetration by cross-selling trade products and treasury services, increasing client portfolio diversity.
- Improve risk management process quality by conducting client and engagement acceptance assessments.
- Assist branch service staff to increase cross-sale productivity and MAB Growth.
- Converted follow-up leads through targeted insurance pitching and accurate product alignment.
- Increase Assets Under Management (AUM), CASA, and product penetration.
- Ensured compliant operations by integrating updated regulation-related knowledge into internal policies, minimising risk exposure.
- In conjunction with seniors meet potential clients and support marketing activities.
- Handling TRV ticket Size 200 Cr. and YOY growth of Liability Book of Portfolio.
Deputy Manager-Wealth RM
ICICI Bank
Kolkata
11.2021 - 10.2024
- Owned asset-liability management liquidity processes, including cash positioning and reserve requirements.
- Deliver accurate execution of fixed-income forex derivatives and money market transactions.
- Developed new HNI client pipeline and owned relationship strategy for customized banking solutions.
- Process operations and settlements by confirming interbank and corporate trades.
- Achieve consistent quality outcomes through cross-team collaboration in fast-paced environments.
- Apply financial management strategies supporting clients in achieving financial goals.
- Analysed financial trends to deliver actionable insights for decision-making. to provide actionable insights.
- Conducted economic forecasting to inform client investment strategies and optimise portfolio performance. to predict market trends and inform client strategies
- Improve client investment outcomes by addressing requirements, tracking performance, and suggesting market-informed adjustments.
- Deliver 360-degree banking experience through cross-functional coordination across specialist teams.
- Improved portfolio oversight for 100 crore by tracking performance and exposures regularly.
Assistant Manager-Liabilities Domain
RBL Bank
Kolkata
05.2019 - 04.2021
- Coordinated with senior management to implement strategic plans for revenue growth.
- Resolved escalated customer complaints by offering practical solutions and maintaining professionalism.
- Oversaw daily operations, including opening and closing procedures, to maintain store standards.
- Drive incremental liability book growth through proactive onboarding and cross-selling insurance, FX products.
Sr. Executive -Operation Team
Magma Fincorp ltd
Kolkata
05.2018 - 08.2019
- Own credit appraisal work, producing ratio analysis, cash flow projections, DSCR.
- Maintain RBI norms compliance within banking guidelines, report formats, credit parameters.
- Manage Key Stakeholders both internal and external.
- Work with RM and product partners to structure client credit solutions.
- Calculate CAM and IRR to support accurate interest and LTV calculations.
Analyse risk in provided cases and document findings for audit readiness.
Clear audit requirements and govern quarterly covenant tracking checks for compliance..
Sr. Executive-Liabilities Domain (RBB)
Jana small Finance Bank
Kolkata
11.2015 - 05.2018
- Improved risk management by maintaining loan covenant compliance with established guidelines.
- Directed end-to-end loan processing, facilitating efficient movement from application to disbursement.
- Leveraged collaboration with PB/Preferred RM and Large Transaction reports to refine customer targeting.
- Achieved error-free account openings through meticulous documentation certification in accordance with KYC guidelines.
- Adopted preventive complaint management strategies, linking customers with RBH/BM and PSO when necessary.
- Executed biometric collection for EMI payments to address customer needs effectively.
- Performed thorough credit analysis to validate applicants' qualifications accurately..
Education
MBA/PGDM -
Narsee Monjee Institute Of Management Studies
Mumbai11-2024
Diploma of Higher Education - BANKING & FINANCE
PGDBM, TIMESPRO
Kolkata, WB01-2014
B.Com - Coursework in Banking & Finance, Coursework in Accountancy & Finance, Dissertation in Finance
West Bengal State University
Kolkata, West BengalSkills
- Treasury operations-Murex
- Credit analysis
- Mortgage management &Technical Clearance
- Asset management
- Financial Modelling & Valuation
- Compliance monitoring
- Risk Management
- Tools-Power BI, Python,SQL,SAP-TRM,SAP S/4HANASAP/FICO/MM/SD
- IFRS 9 Credit Risk Modelling in Python
- LC,Trade Finance ,ISBP,UCP500/600
- Asset-liability management
Certification
- Tally from NIIT
- IRDA
- NISM-Series-V-C: Mutual Fund Distributors (Level 2) Certification Examination
- Certification UCP 500/600
- Moody's Commercial Credit Certification
- SAP Certification S For HANA, SAP TRM
- Business Analyst certification from Simplilearn
Languages
Bengali
Proficient
C2
English
Proficient
C2
Hindi
Upper Intermediate
B2
Custom
Organization and Involvement in the Corporate Program:
- The RENDZVOUS-Exporter Meet is scheduled to facilitate the growth of Forex trading in Burdwan District, West Bengal, focusing on delivering guidance and information about ICICI Bank's asset-backed lending and the Trade Digital Platform.
Personal Information
Experience-9 Years (in which Corp. Banking 5 years+)
Hobbies and interests
- Travelling and Painting and reading for Thrilling Story Books
Timeline
Manager in Business Banking Team(Wealth)
HDFC Bank
11.2024 - Current
Deputy Manager-Wealth RM
ICICI Bank
11.2021 - 10.2024
Assistant Manager-Liabilities Domain
RBL Bank
05.2019 - 04.2021
Sr. Executive -Operation Team
Magma Fincorp ltd
05.2018 - 08.2019
Sr. Executive-Liabilities Domain (RBB)
Jana small Finance Bank
11.2015 - 05.2018
MBA/PGDM -
Narsee Monjee Institute Of Management Studies
Diploma of Higher Education - BANKING & FINANCE
PGDBM, TIMESPRO
B.Com - Coursework in Banking & Finance, Coursework in Accountancy & Finance, Dissertation in Finance
West Bengal State University