Summary
Overview
Work History
Education
Skills
DATE OF BIRTH
Timeline
Generic
ABHISHEK KUMAR

ABHISHEK KUMAR

Mandi Dabwali

Summary

I am a professional Recovery In-charge having more than 12 years of experience in finance of commercial vehicles and personal vehicles. A focused Team Leader, proficient in collection and recovery. I have a solid background in financial loans and agreements.

Overview

12
12
years of professional experience
3
3
Languages

Work History

BRANCH RECEIVABLE MANAGER

EQUITAS SMALL FINANCE BANK LTD
08.2025 - Current
  • Managed and motivated employees to be productive and engaged in work.
  • Accomplished multiple tasks within established timeframes.
  • Maximized performance by monitoring daily activities and mentoring team members.
  • Enhanced customer satisfaction by resolving disputes promptly, maintaining open lines of communication, and ensuring high-quality service delivery.

Branch Manager (CAR)

Kogta Financial India Ltd
04.2024 - 04.2025
  • Responsible for sales, Collection and customer servicing.
  • Handling team of 08 employee.

Branch Head Business

IndusInd Bank
09.2023 - 03.2024
  • Responsible for sales, Collection and customer servicing.
  • Handling team of 05 employee.

Branch Manager

SK Finance LTD
10.2021 - 08.2023
  • Responsible for sales and customer servicing.
  • Handling team of 15 employee.

Recovery In-charge

Shriram Transport Finance Company Ltd.
10.2019 - 09.2021
  • Responsible for collections and customer servicing.
  • Expert in submitting extension requests and other loss mitigation and recovery activities.
  • Handled routine outbound or inbound calls at any stage of delinquency, up to and including Pre- Charge off and the Recovery area.
  • Shriram Transport Finance Company

Branch Collection Manager

Shriram Transport Finance Company
04.2019 - 10.2019
  • Managed the employees who collect the money.
  • Handled complaints.
  • Monitored call reports to make sure collectors are making enough phone contacts each day.
  • Identified areas of the collection process that need improvement and implemented an enhanced process.
  • Tracked the rate of success of the entire process and continues to make adjustments when necessary.
  • Trained new employees.
  • Performed audits of accounts that are in the system.
  • Negotiated payment arrangements and followed up to make sure the payments are made.

Senior Relationship Executive

Shriram Transport Finance Company
02.2017 - 03.2019
  • Asset recovery of NPA.
  • Developed and implemented policies, procedures, and strategies for collections.
  • Effectively worked with Dealers to attain business goals.
  • Financed commercial vehicle and personal vehicles.
  • Field verification of Customer and viability.
  • Validated the full and proper execution of loan documentation and fund the loans.

Sale officer

EQUITAS SAMILL FINANCE BANK
09.2016 - 12.2016
  • Responsible filing loan Contracts.
  • Completed worksheets and processed loan.
  • Responsible for finance and collection of commercial vehicles.
  • Responsible for completing business loans.

Product Executive

Shriram Transport Finance Company Ltd
06.2013 - 08.2016
  • Responsible filing loan Contracts.
  • Completed worksheets and processed loan.
  • Responsible for finance and collection of commercial vehicles.
  • Responsible for completing business loans.

Education

M.A. - History

Maharaja Ganga Singh University
Bikaner

Bachelors of Arts - undefined

Maharaja Ganga Singh University
Bikaner

Skills

Recovery

DATE OF BIRTH

18-07-1991

Timeline

BRANCH RECEIVABLE MANAGER

EQUITAS SMALL FINANCE BANK LTD
08.2025 - Current

Branch Manager (CAR)

Kogta Financial India Ltd
04.2024 - 04.2025

Branch Head Business

IndusInd Bank
09.2023 - 03.2024

Branch Manager

SK Finance LTD
10.2021 - 08.2023

Recovery In-charge

Shriram Transport Finance Company Ltd.
10.2019 - 09.2021

Branch Collection Manager

Shriram Transport Finance Company
04.2019 - 10.2019

Senior Relationship Executive

Shriram Transport Finance Company
02.2017 - 03.2019

Sale officer

EQUITAS SAMILL FINANCE BANK
09.2016 - 12.2016

Product Executive

Shriram Transport Finance Company Ltd
06.2013 - 08.2016

M.A. - History

Maharaja Ganga Singh University

Bachelors of Arts - undefined

Maharaja Ganga Singh University
ABHISHEK KUMAR