Abhishek Pandya
Vadodara
Summary
Research Analyst with expertise in equity research, financial valuation, and data analytics. Leveraging tools like Python, Tableau, Power BI, and SQL to deliver actionable insights. Also experienced in credit appraisal, client onboarding, and KYC/AML processes.
Overview
5
5
years of professional experience
1
1
Certification
Work History
Research Analyst
SEBI Registered Research Analyst - INH000012315
Vadodara
05.2023 - 06.2025
- Achieved 100%+ ROI for all clients in 2 years, with 87% stock accuracy (52 out of 60 hits). Created a public Tableau dashboard of P&L and profitability ratios, with sectoral/trend analysis in Python (Pandas, NumPy, Matplotlib), and showcased it on LinkedIn.
- Achieved ₹4 lakhs in net income through subscription-based equity research and recommendation services.
- Extracted, cleaned, and manipulated market datasets using Python libraries such as Pandas and NumPy, and created insightful data visualizations using Matplotlib and Seaborn to support analytical decision-making.
- I got featured as an 'Expert Research Analyst' on the Quantsapp TV platform on 21/02/25, providing insights on current market and sectoral trends.
- Performed fundamental and technical analysis using top-down and bottom-up approaches, including DCF valuation and earnings forecasting.
Senior Officer - [Credit] Operations
HDFC LTD
Vadodara
06.2022 - 10.2022
- Spearheaded the processing of 700 loan applications, maintaining 95% credit and risk compliance.
- Assessed, approved, and rejected loans for ₹350+ crore portfolios, keeping delinquency rates under 1%.
- Trained 10+ interns, partnered with cross-functional teams to streamline workflows, reducing errors by 15%.
- Processed NRI loan applications, ensured regulatory compliance, and managed complex documentation.
- Standardized the loan application process, reducing TAT by 20%, and actively contributed to meetings aimed at identifying NPAs early to prevent escalation to advanced stages, such as evaluation and sanctioning.
Management Trainee - [Credit] Operations
HDFC LTD
Vadodara
06.2021 - 05.2022
- Verified KYC/AML compliance for over 1,200 home loan applications, ensuring thorough risk assessments.
- Evaluated credit profiles using lending ratios and CIBIL reports, increasing approval accuracy by 10%.
- Optimized disbursal, fixing and sanctioning processes, enhancing collaboration, and boosting efficiency by 5%.
- Supported the reporting manager in reviewing and finalizing loan approvals, ensuring strict adherence to KYC/AML standards, and achieving 100% compliance.
Intern
IIFL Securities Ltd
Ahmedabad
09.2020 - 11.2020
- Conducted KYC verifications and guided clients in account setup for the "Financial Planning 360" scheme.
- Managed client orders on the trading terminal with accuracy and timeliness.
Education
MBA - Finance
Maharaja Sayajirao University
Vadodara05-2021
Bachelor of Computer Applications - Web Development
Gujarat University
Ahmedabad03-2019
Skills
- Python programming
- Visualization with Tableau
- Data Analysis Using SQL
- Power BI Proficiency
- Advanced Excel Proficiency
- Financial Modelling
- Equity research
- Credit Risk Analysis
Certification
- Full Stack Data Analytics V2 from INeuron [acquired by Physics Wallah]
- NISM Series XV: Research Analyst | NISM Series VIII: Equity Derivatives
- NCFM Technical Analyst Module | Finlatics Market Experience Program
Accomplishments
- Placement co-ordinator at Faculty of Management Studies at Maharaja Saiyajirao University.
- University ranker in 4 out of 6 semesters in BCA. Also Participated in Gujarat Hackathon - 2018.
- Recognized for excellence in teamwork and leadership through participation in state-level cricket tournaments
Languages
- English [Working Proficiency] • Gujarati [Native Language] • Hindi
Timeline
Research Analyst
SEBI Registered Research Analyst - INH000012315
05.2023 - 06.2025
Senior Officer - [Credit] Operations
HDFC LTD
06.2022 - 10.2022
Management Trainee - [Credit] Operations
HDFC LTD
06.2021 - 05.2022
Intern
IIFL Securities Ltd
09.2020 - 11.2020
MBA - Finance
Maharaja Sayajirao University
Bachelor of Computer Applications - Web Development
Gujarat University