Summary
Overview
Work History
Education
Skills
Certification
Interests
COVER LETTER
DETAILS
CERTIFICATE
Accomplishments
Affiliations
Additional Information
Timeline
Generic
Abirlal Bardhan

Abirlal Bardhan

Credit Analyst | Sales & Distribution Professional
Agartala

Summary

I am a results-driven Credit Analyst and Sales Professional with over 8 years of comprehensive experience in the banking, insurance, FMCG, agro-chemicals, and consumer electronics sectors. My expertise in credit assessment, distributor management, and sales execution, complemented by strong analytical skills, makes me a valuable asset in distribution-led organizations. My ability to build relationships and drive sales has consistently contributed to organizational success.

Overview

8
8
years of professional experience
2
2
Certifications
2
2
Languages

Work History

Distributor Sales Officer

Canon and Lloyd
08.2023 - 10.2025
  • Managing distributor-level sales operations for Canon and Lloyd products
  • Driving secondary sales through retailers and dealers
  • Ensuring product availability, visibility, and market coverage
  • Coordinating with channel partners to achieve monthly targets
  • Distributor sales operations focusing on Canon and Lloyd products

Sales Manager

Aries Agro Limited
08.2022 - 09.2023
  • Handled territory sales for agro-chemical products
  • Developed strong relationships with dealers and farmers
  • Achieved consistent sales growth through field marketing
  • Conducted product demos and market feedback analysis
  • Sales operations for agro-chemical products

Sales & Marketing Agent

SBI Life Insurance Per Time Commission Basis
05.2020 - 10.2022
  • Sold life insurance and financial protection products
  • Generated leads and converted prospects into policyholders
  • Assisted customers with policy selection and documentation
  • Maintained long-term client relationships for renewals
  • Sales and marketing for insurance products

Works for Medical Representative Under Stockist

Retail Sales Manager
01.2020 - 09.2022
  • Established strong relationships with healthcare professionals, resulting in increased trust and credibility for the organization.
  • Analyzed market to identify new opportunities and strengthen relationships with hospitals, medical centers and primary provider physicians.
  • Collaborated with sales team to develop targeted marketing strategies that boosted overall revenue growth.
  • Managed territory efficiently, effectively prioritizing visits to key healthcare providers and facilities.
  • Continuously updated knowledge of industry trends and advancements, ensuring an ability to provide clients with the most up-to-date product information and solutions.
  • Leveraged strong communication skills to present complex medical information in an easily digestible manner for diverse audiences.

Credit Analyst

HDFC Bank
02.2018 - 02.2020
  • Conducted credit appraisal and financial analysis of clients
  • Evaluated loan applications and assessed repayment capacity
  • Verified financial documents and ensured policy compliance
  • Supported credit decision-making with accurate reports
  • Credit analysis and evaluation of loan applications

Education

Bachelor of Business Administration - undefined

Holy Cross College
Agartala, Tripura
01-2017

Skills

Credit Appraisal & Loan Assessment

Financial Statement Analysis (Basic)

Risk Evaluation & Credit Reporting

KYC & Compliance Documentation

Insurance Policy Processing

Lead Management & CRM Handling

Distributor & Channel Sales Operations

Secondary Sales Tracking

Market & Competitor Analysis

Sales Reporting & MIS Preparation

Order Processing & Invoice Coordination

MS Excel (VLOOKUP, Pivot Tables)

MS Word & PowerPoint

Tally (Basic Accounting)

Certification

Summer internship - ICICI

Interests

Studying market trends and consumer behavior, Reading business and financial news, Watching documentaries related to economics and industries

COVER LETTER

  • Dear Hiring Manager
  • I am drawn to the opportunity at your organization, recognized for its industry leadership and commitment to innovation in the BFSI sector. It was compelling to learn about how your company values dynamic sales strategies and customer-focused solutions, which aligns seamlessly with my experience in both sales and credit analysis.
  • In my recent role as a Distributor Sales Officer at Canon, I was responsible for orchestrating the entire distributor-level sales operations for Canon and Lloyd products. Through close collaboration with retailers and dealers, I effectively drove secondary sales, leading to an impressive increase in product availability, visibility, and market coverage. This experience honed my ability to manage and optimize sales operations within a complex market network and reinforced my capacity to meet ambitious monthly targets. My acute understanding of market and competitor dynamics, coupled with my skills in sales reporting and MIS preparation, positions me uniquely to contribute to the growth and success of your team.
  • My career trajectory includes significant contributions as a Credit Analyst at HDFC Bank, where I excelled in conducting in-depth credit appraisals and evaluations of loan applications. This dual expertise in sales and credit analysis equips me with a robust analytical mindset and a customer-centric approach to decision-making, both vital for thriving in a competitive business landscape. I am also proficient in utilizing tools such as MS Excel, Tally, and CRM systems, which enhances my ability to deliver high-quality results in a dynamic work environment.
  • I am eager to bring my experience in credit analysis and distributor sales to [Company Name]. I welcome the opportunity to discuss how my background, skills, and enthusiasm for innovative sales strategies can contribute to your team. I am keen to explore this further and would appreciate the opportunity to interview at your convenience.
  • Sincerely
  • Abiral Bardhan

DETAILS

  • Personal information
  • Nationality: Indian
  • Languages: English, Bengali & Hindi
  • D.O.B: June 16,1994

CERTIFICATE

  • Date: 2026-01-17
  • Place: Canon Corporate Office, Guwahati
  • Subject: Experience Certificate
  • TO WHOM IT MAY CONCERN
  • This is to certify that Abiral Bardhan has completed his skills and work with dedication with Canon sincerely his main objective is to focus on sale advertising and marketing and maintain a good relationship with dealer as well as retailer in his field as a Distributor sales Officer of Canon. And his successfully completed his work with full moto and successfully completed his target from August 2023 to October 2025 in which he has achieve his main sale target and experienced plus gathered method and techniques in sales criteria.
  • With Best Wishes
  • Yours Faithfully
  • From Canon India Pvt. Ltd.
  • Sandeep Samanta
  • Branch Manager
  • Guwahati(Corporate Office)

Accomplishments

Trying to do new do that can gain opportunities to next level and ugraded

Affiliations

Worked for society and entrepreneurship development under various projects schemes as a Marketing executive

Additional Information

Always try to focus on making new innovative skills and ideas

Timeline

Distributor Sales Officer

Canon and Lloyd
08.2023 - 10.2025

Sales Manager

Aries Agro Limited
08.2022 - 09.2023

Sales & Marketing Agent

SBI Life Insurance Per Time Commission Basis
05.2020 - 10.2022

Works for Medical Representative Under Stockist

Retail Sales Manager
01.2020 - 09.2022

Credit Analyst

HDFC Bank
02.2018 - 02.2020

Bachelor of Business Administration - undefined

Holy Cross College
Abirlal BardhanCredit Analyst | Sales & Distribution Professional