Finance and audit professional with diverse experience in credit analysis, tax compliance, audits, and GST. Known for delivering accurate financial insights through rigorous analysis, reconciliations, and risk reviews. Strong track record of supporting compliance and decision-making for clients across industries.
Overview
6
6
years of professional experience
2
2
Certifications
Work History
Finance Intern
CoinSwitch
06.2025 - Current
Managed month-end financial close, including BRS, closing entries, provisioning, and payroll accounting.
Maintained accurate, up-to-date financial spreadsheets and databases for reliable reference.
Conducted financial statement reviews, variance analysis, and ledger deviation tracking.
Leveraged excel and pivot tables to analyze large financial datasets.
Automated repetitive financial reporting processes using excel macros and formulas, increasing efficiency and accuracy.
Generated actionable insights by visualizing financial data using spreadsheet tools and presenting findings to senior management for strategic planning.
Collaborated cross-functionally to streamline financial reporting and audit preparations.
Industrial Trainee
Development Bank of Singapore, DBS
11.2021 - 11.2022
Led annual supervision reviews by analyzing financials, business risks, peer benchmarks, projections (Capex plans, CMA data), and covenant compliances, along with stress testing and background checks to support credit decisions.
Drafted detailed credit rating memos for new-to-bank entities, ensuring alignment with internal credit policy.
Monitored trigger compliances and internal covenants on a quarterly basis for existing corporate clients, facilitating early detection of performance deviations and timely escalation to risk management teams.
Executed periodic Re-KYC exercises for existing clients, ensuring adherence to regulatory guidelines.
Article Assistant
Ramawatar Gupta & Co.
05.2020 - 11.2021
Successfully led statutory audits across various industries, including stock valuation, ledger scrutiny, variance analysis, FAR creation, and final consolidation of audit observations for client discussions.
Prepared income computations for corporate and non corporate assesses, determined tax liabilities, and ensured timely e-filing of returns. Additionally, handled advance tax calculations, TDS computations on salaries, filing of TDS returns, and drafted responses and case summaries for scrutiny assessment proceedings.
Led GST audits and filings for multiple corporate clients, reconciled returns with books of accounts, handled GST registrations and amendments, and ensured timely compliance with all regulatory requirements.
Article Assistant
R.Mohnot & Co.
09.2019 - 05.2020
Conducted detailed internal audits involving valuation of inventory, import purchases, export sales, vendor scrutiny, preparation and review of various reconciliation statements such as GST, Inventory, and human resource management (attendance and payroll process).
Managed end-to-end stock audits and special assignments, including store audits for FabIndia and depot audits for Wonder Cement, ensuring accurate stock reporting and compliance across multiple locations.
Education
Institute of Chartered Accountants of India (ICAI)
Delhi, India
04.2001 -
M.Com - Accoutancy And Business Statistics
Maharshi Dayanand Saraswati Univeristy
Ajmer, India
05.2023 - 05.2025
B.Com - Commerce
Maharshi Dayanand Saraswati Univeristy
Ajmer, India
05.2018 - 05.2021
Skills
Financial and credit analysis
Accounting and bookkeeping
Proficient in MS Excel, Word, PowerPoint, Tally ERP 9, CompuOffice and Glow (DBS based)
Futures & Options trading expertise
Certification
McKinsey Forward Program
Accomplishments
Cleared CA CPT with distinction and secured exemptions in 4 subjects at the Intermediate level.
Secured 2nd rank in Class 12 with 95% marks; highest in Business Studies with 98/100.
Represented district-level teams in Table Tennis and Basketball.
Achieved 2nd place in the Box Cricket League organized by the Tax Consultants' Association, Jaipur.
Timeline
McKinsey Forward Program
07-2025
Finance Intern
CoinSwitch
06.2025 - Current
M.Com - Accoutancy And Business Statistics
Maharshi Dayanand Saraswati Univeristy
05.2023 - 05.2025
Industrial Trainee
Development Bank of Singapore, DBS
11.2021 - 11.2022
Article Assistant
Ramawatar Gupta & Co.
05.2020 - 11.2021
Article Assistant
R.Mohnot & Co.
09.2019 - 05.2020
B.Com - Commerce
Maharshi Dayanand Saraswati Univeristy
05.2018 - 05.2021
Institute of Chartered Accountants of India (ICAI)