Adv Swetangi Das

• Draft, review, negotiate, and vet commercial and business agreements, including MSAs, NDAs, Vendor Agreements, MoUs, service arrangements, and other business-related legal documentation.
• Draft and manage legal documentation including POAs, Authority Letters, Affidavits, Undertakings, Legal Notices, and responses thereto, ensuring compliance with applicable laws and internal requirements.
• Lead legal due diligence for HL and MSME portfolios, including title verification, document vetting, security creation, and compliance with applicable RBI Guidelines, local land and revenue laws, and state-specific regulations across PAN India.
• Review and vet lending and security-related documentation for secured lending transactions and advise Credit and Business teams on legal risks, documentation gaps, enforceability, and appropriate risk mitigants.
• Advise internal stakeholders on legal structuring and documentation requirements, conduct legal audits, review high-risk cases, and design mitigants for critical deviations to support informed business decisions.
• Draft, review, and standardize legal templates and documentation in line with applicable laws, regulatory requirements, internal policies, and business processes.
• Partner with management and cross-functional stakeholders to develop and implement legal policies, SOPs, and process improvements.
• Manage end-to-end legal vendor relationships across PAN India, ensuring service quality, adherence to TAT, timely resolution of legal issues supporting disbursement timelines.

→ Legal Executive (November 2021 – March 2023)
→ Promoted to Deputy Legal Manager – Business Legal (March 2023 – August 2025)

• Conduct and draft title search reports and legal due diligence of properties across Odisha, ensuring clear and marketable title.
• Vetting of External Title Search Reports and Original property documents, including identifying deviations and providing mitigants.
• Ensure mortgage creation and documentation comply with applicable legal and regulatory standards.
• Manage and evaluate legal vendors, ensuring quality and consistency and provide Legal Training to Sales and Credit Teams.

• Assisted the Management in drafting and implementing Legal and Privacy Policies, Terms & Conditions, and other legal/product documentation, ensuring compliance with applicable laws and regulatory requirements.
• Advised on compliance with the Copyright Act, 1957, including provisions relating to copyright in cinematographic films, communication to the public, and licensing requirements, in connection with the broadcasting and use of cinema and short films on public and private platformsEnsure that broadcasting of cinema or short films on public and private platforms for training purposes complies with Copyright Laws in India.

• Assisted associates in conducting in-depth legal research on matters pertaining to Company Law, Insurance Law, and Banking Law, including interpretation of statutes, regulatory notifications, and case law.
• Drafted comprehensive legal reports on corporate incorporation matters, and developed guidelines and frameworks for compliance and operational processes of Insurance and Loan Aggregators, ensuring alignment with applicable regulatory and statutory requirements.

• Conducted extensive research on White Collar Crimes, including case briefings and submission of a research paper on 'Emergence of White Collar Crimes in India.'
• Conducted comprehensive legal research on statutes and case law to aid ongoing litigation.
• Assisted in preparing case files for court hearings, ensuring accurate documentation.
• Reviewed and summarized case files, providing recommendations for legal strategy.

• Briefed case laws and assisted in comprehensive legal research on corporate and contract law matters.
• Drafted, reviewed, and analyzed various agreements, including contracts, service agreements, and MOUs, ensuring compliance with applicable laws.
• Conducted research and submitted a project on 'Time is the Essence of Contract,' highlighting key legal principles and practical implications.

• Prepared case summaries by observing court proceedings and depositions.
• Conducted legal research and analysis of writ petitions, statutes, and precedents.
• Briefed senior lawyers on relevant case laws and regulatory updates.
• Drafted legal documents, including briefs, letters, and legal notices.
• Assisted in client meetings, documenting notes to support case strategy.