M. SARANYA
Chennai
Summary
Dedicated Banking & Legal Professional with 12+ years of experience specializing in lending documentation, credit operations, legal vetting, security creation, and wholesale banking documentation. Proven ability to manage end-to-end lending document negotiation, ensure regulatory-compliant documentation, coordinate with legal/product/credit teams, and maintain audit-ready data quality.
Overview
1
1
Language
19
19
years of professional experience
Work History
Manager
Standard Chartered Global Business Services Private Limited
04.2026 - Current
Associate, Client Manager (Lending Documentation & Credit Support)
STANDARD CHARTERED BANK
10.2022 - 03.2026
Copy same as Last working experience
Trade Finance Lawyer (Consultant)
TRDFIN SUPPORT SERVICES
06.2021 - 10.2021
- Drafted/vetted Bank Guarantees, Trade Facility Documents & Master Agreements.
- Prepared MSAs, merchant service agreements & corporate contracts.
- Provided legal opinions on corporate operations and disputes.
Assistant Manager, Legal
KEB HANA BANK
05.2016 - 06.2020
- Drafted/reviewed lending documentation, mortgage deeds, lease deeds and bilateral agreements.
- Reviewed title search opinions and validated legal/property documentation.
- Initiated SARFAESI actions; coordinated DRT & NCLT litigation.
- Reviewed NDAs, facility agreements & investment banking documentation.
Legal Officer (Corporate Banking Documentation)
STANDARD CHARTERED BANK
05.2011 - 04.2016
- Vetted Mortgage Deeds, Indemnity Bonds, Board Resolutions, Working Capital Documents.
- Drafted ECB agreements and ensured legal compliance in lending operations.
Retainer Legal Consultant
Keen Secure Technologies & BioSign Technologies
01.2010 - 01.2011
- Drafted legal documents, civil pleadings, corporate agreements.
- Assisted in due diligence and litigation workflows.
Associate Advocate
Esteem Law Firm
01.2010 - 01.2011
- Drafted legal documents, civil pleadings, corporate agreements.
- Assisted in due diligence and litigation workflows.
Legal Intern
SaiRaaj Associates
01.2007 - 01.2010
- Drafted legal documents, civil pleadings, corporate agreements.
- Assisted in due diligence and litigation workflows.
Education
MBA - undefined
University of Madras
01.2012
B.A., B.L. - undefined
Dr. Ambedkar Government Law College
01.2010
Skills
Lending Documentation (Corporate & SME)
Credit Facility Agreements & Renewals
Legal Vetting & Regulatory Compliance (RBI, AML, KYC)
Security Creation & Perfection (Mortgage, Guarantee, Hypothecation)
Term Sheet Alignment
Credit Approvals & Deviations
Document Negotiation & Coordination
Title Search Review & Due Diligence
Risk & Operational Controls
Trade Finance Documentation
Stakeholder Management
Affiliations
Bar Council of Tamil Nadu & Puducherry – Enrolled Advocate
ADDITIONAL DETAILS
- Strengths: Documentation accuracy, negotiation, analytical reasoning, communication
- DOB: 29 Oct 1986 | Nationality: Indian
Timeline
Manager
Standard Chartered Global Business Services Private Limited
04.2026 - Current
Associate, Client Manager (Lending Documentation & Credit Support)
STANDARD CHARTERED BANK
10.2022 - 03.2026
Trade Finance Lawyer (Consultant)
TRDFIN SUPPORT SERVICES
06.2021 - 10.2021
Assistant Manager, Legal
KEB HANA BANK
05.2016 - 06.2020
Legal Officer (Corporate Banking Documentation)
STANDARD CHARTERED BANK
05.2011 - 04.2016
Retainer Legal Consultant
Keen Secure Technologies & BioSign Technologies
01.2010 - 01.2011
Associate Advocate
Esteem Law Firm
01.2010 - 01.2011
Legal Intern
SaiRaaj Associates
01.2007 - 01.2010
B.A., B.L. - undefined
Dr. Ambedkar Government Law College
MBA - undefined
University of Madras