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Associate Principal Engineer

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Dynamic corporate professional with over 27 years of experience in the BFSI sector, recognized for leading agile, high-performing teams and optimizing IT hardware and software asset management. Strong expertise in vendor management, budgeting, cost control, and process optimization drives operational efficiency and enhances cost-effectiveness. Strategic leader dedicated to innovation and risk management, fostering digital transformation while ensuring long-term business success through continuous improvement initiatives. Proven ability to navigate complex challenges and deliver impactful solutions that align seamlessly with organizational goals.

Adept and persistent business mind with over 6 +years of experience in analyzing and streamlining processes. Searching for a product role where my strategic skills, product portfolio knowledge, and financial background expertise can be utilized.

Dynamic banking professional with extensive experience at ICICI Bank Ltd., excelling in customer relationship management and KYC compliance. Proven track record in enhancing service delivery and managing complex account portfolios, ensuring regulatory adherence while fostering strong client connections. Adept at resolving escalations and driving customer satisfaction through effective communication and strategic problem-solving.

Seasoned and Strategic Banking Leader | 17+ Years of Excellence in Credit, Risk, and Operational Leadership

Dynamic and results-oriented banking professional with over 17 years of diverse experience spanning Retail and Corporate Banking, Credit Risk Management, Compliance, and Technology Enablement. Proven ability to drive performance, strengthen controls, and align banking operations with strategic business goals.

Demonstrated success in leading end-to-end credit operations — from underwriting and portfolio monitoring to delinquency management and stressed asset resolution. Deep expertise in assessing creditworthiness, analyzing financials, and implementing risk-optimized lending strategies that protect asset quality while supporting growth.

A recognized authority in Credit Risk Monitoring, having designed and implemented robust frameworks aligned with RBI guidelines and internal governance standards. Adept at identifying Early Warning Signals (EWS), managing SMA/NPA exposures, and executing timely corrective action plans to mitigate portfolio risks.

Champion of digital innovation in banking. Spearheaded transformation initiatives in collaboration with IT teams, leading the rollout of mission-critical tools including Business Dashboards, CRM platforms, and credit monitoring systems — resulting in enhanced process transparency, control, and efficiency.

Well-versed in regulatory compliance and audit management, with a track record of successfully navigating RBI inspections, statutory reporting, and audit closure across multiple layers of oversight. Trusted advisor to senior leadership for risk reporting, stress testing, and policy implementation.

Known for a forward-thinking approach, strategic insight, and collaborative leadership style. Strong communicator and stakeholder manager with a sharp focus on continuous improvement, customer centricity, and sustainable performance in a fast-evolving banking landscape.

Strategic Key Account Lead with extensive experience in B2B telecom and NLD operations. Expertise in enterprise account management, commercial governance, billing accuracy, and cross-functional stakeholder coordination. Known for driving client satisfaction, revenue protection, and operational efficiency. IIM Calcutta alumnus.

Project management professional with over 6 years of experience and track record of delivering high-impact projects in diverse environments. Adept at driving project timelines and ensuring quality outcomes through strategic planning and execution. Highly collaborative, adaptable, and committed to team success and client satisfaction.

Accomplished leader with expertise in operations management and international expansion, having directed e-commerce strategies. Proven track record in business development and team collaboration, driving significant growth and enhancing profitability. Adept at mentoring and training, ensuring quality assurance and seamless global logistics. Successfully reduced costs by negotiating favorable supplier contracts.

Dynamic Logistics Associate with proven expertise at Amazon in shipment coordination and inventory management. Skilled in operating scanning equipment and enhancing customer satisfaction through effective problem resolution. Achieved optimal inventory flow and minimized shortages, demonstrating strong organizational abilities and a commitment to excellence in warehouse operations.

Results-driven assistant manager with proven skills in customer service, team leadership, and operational efficiency. Known for analyzing sales data to drive promotional strategies and improve customer satisfaction.

Dynamic Assistant Manager at Konny's Car Wash with proven expertise in customer relationship management and site operations. Recognized for generating repeat business through exceptional service and drive success in fast-paced environment. Skilled in team leadership and money handling, fostering a positive work environment while achieving performance goals. Experience in mentoring team members with safety first and providing quality services.

Afaque Ahmed

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