Ajita Mishra
Pune
Summary
An experienced and enthusiast banking professional with eight years of experience in BFSI industry. Presently working as Portfolio Analyst in RBL Bank Ltd since 2019 and have got considerable experience in portfolio management, business performance monitoring and have insight of banking regulatory and process knowledge that are practiced day in and day out in banking industry.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Manager
RBL BANK LTD
Pune
09.2019 - Current
- Business Performance Monitoring.
- Ensuring conduction of PSL audit and PSL portfolio monitoring.
- Calculation of pay-out of different DSAs and Cost of Acquisition for acquiring business on monthly basis.
- Portfolio monitoring and Key parameters analysis.
- Interaction with core functional teams of the bank for process improvement.
- Proactively involved in Data Automation.
- Preparing business review presentations as and when required by senior management.
- Retention portfolio analysis of secured products.
Assistant Relationship Manager
PNB METLIFE INDIA INSURANCE CO.LTD
Nagpur
03.2017 - 07.2018
- Responsible for converting leads of company's products and services in bancassurance channel of assigned Punjab National Bank branches.
- Qualified many contests by over achieving the assigned targets.
Intern
RBL Bank
Nagpur
- To understand day-to-day branch banking operations both cash and non-cash transactions (NEFT, RTGS, inward and Outward remittances etc.).
On Job Training
RBL Bank
Mumbai
- To understand the process and product structure of unsecured retail lending products.
Education
Post Graduate Diploma - Banking And Finance
RBL Bank PO Program, Manipal Academy of Higher Education
Bangalore09-2019
B.E - EEE
R.G.P.V. University
Bhopal06-2012
HSC -
Kendriya Vidyalaya
05-2008
SSC -
Kendriya Vidyalaya
05-2006
Skills
- Secured and unsecured retail lending products and process
- MS Office
- Power Point
- Advanced MS Excel
- Tableau
- Data Analysis
- Proactive
- Self-motivated
- Time management
- Problem-solving
- Teamwork
- Collaboration
Certification
Mutual Fund Distributors Certification, National Institute of Securities Market, 2019
Accomplishments
- First rank holder in post-Graduation.
- First rank holder in various speech, debate, extempore, group discussion and poem writing competitions.
- First rank holder in various sports activities in school and college.
- Active member of Red Cross Society.
- Actively participated in 8 days high altitude trekking program organized by government of Himachal Pradesh.
Projects
Branch Banking Operations, RBL Bank, Nagpur, 2 months Unsecured Banking Product and Process Understanding, RBL Bank, Mumbai, 2 months
Languages
Hindi
First Language
English
Proficient
C2
Timeline
Manager
RBL BANK LTD
09.2019 - Current
Assistant Relationship Manager
PNB METLIFE INDIA INSURANCE CO.LTD
03.2017 - 07.2018
Intern
RBL Bank
On Job Training
RBL Bank
Post Graduate Diploma - Banking And Finance
RBL Bank PO Program, Manipal Academy of Higher Education
B.E - EEE
R.G.P.V. University
HSC -
Kendriya Vidyalaya
SSC -
Kendriya Vidyalaya