Results-driven finance professional with 10+ years in Automotive Loans seeking to contribute expertise in dealer management, retail finance operations, and team leadership to achieve organizational targets and market expansion. Results-focused professional specializing in team leadership, strategic planning, and key problem-solving for settings.
Overview
1
1
Certification
11
11
years of professional experience
Work History
CITY MANAGER- Automotive loans
Nissan Renault Financial Services
Lucknow
04.2024 - Current
Driving Retail Loan Disbursement & achieving monthly targets for Nissan & Renault brands across UP region.
Managing Dealer Inventory Funding (INF) & ensuring optimal stock and fund utilization.
Achieving targeted Penetrations (Finance, Motor Insurance, PPI and Extended warranty)
Delivered targeted contracts, contributing to revenue growth through value-added products.
Managed relationships with 25+ dealers, brand area teams, and dealer principals to ensure compliance with service level agreements.
Created new channel partners and multi-branding network for new and used car business, expanding reach in 5+ new locations in UP.
Timely reporting to the senior management for business and market information.
Team Leadership: Hiring, training and retention of sales team; conducting weekly business reviews
Obtained certification as an IRDAI-certified corporate agent for composite insurance.: IRDAI CERTIFIED - SPECIFIED PERSON (CORPORATE AGENT - COMPOSITE) - Cert No: SP0604953801 - Authorized to solicit Insurance (Life, General, Health)
TERRITORY MANAGER- Automotive loans
HDB Financial Services
Solan, Raebareli
08.2022 - 04.2024
Developed channel partnerships with DSA and dealers for New and Used Car businesses, expanding market reach.
Analyzed product features and customer preferences; provided strategic inputs during planning to enhance product alignment with market needs.
Rolled out the corporate agency guidelines and models across all the teams and branches.
Executed hiring, orientation, training, and development of the team.
Mentored and guided team on product knowledge and policies to optimize business operations.
Coordinated business activities to streamline operations across the branch. and portfolio management of branch.
DEPUTY MANAGER –Automotive Loans
Mahindra and Mahindra Financial Services Limited
Allahabad
06.2016 - 08.2022
Maintained market share in the automotive sector across all dealerships through strategic initiatives.
Enhanced overall portfolio of automotive sector loans through targeted live projects.
Drove business growth by managing live projects in branch.
Generate quality leads via bulk and single mode.
To convert leads via calling, visits, and follow-ups through executives.
Reducing the TAT for all the dealer counters in the allotted areas of the Varanasi division.
Review executives in the team on a periodic basis to ensure progress.
Ensuring the Post disbursement documents are updated.
Maintained a detailed management information system (MIS) tracker to monitor dealer performance. to provide quality services to all dealers.
Summer Intern
M3M INDIA
Lucknow
06.2015 - 07.2015
Project Undertaken – Devising entry strategy for M3M in Lucknow.
Gave business presentations to different property dealers and brokers on M3M, India products and recorded their feedback.
Analyzed the present market and evaluated how the company can obtain a better and more efficient network in Lucknow.
Analyzed the different channels via which company can penetrate the Lucknow real estate market.
Education
PGDM - Marketing / Finance
Jaipuria Institute of Management
01-2016
B.B.A - Commerce
Babu Banarasi Das University
01-2014
12th - ICSE
St. Antony’s Inter College
Lucknow
01-2011
10th - ICSE
St. Antony’s Inter College
Lucknow
01-2009
Skills
Loan disbursement
Loan assessment
Inventory funding
Portfolio oversight
Market analysis
Market trend analysis
Market penetration strategies
Sales performance enhancement
Customer relationship management
Operations oversight
Team leadership
Adaptability
Certification
IRDAI CERTIFIED - SPECIFIED PERSON (CORPORATE AGENT - COMPOSITE) - Cert No. SP0604953801 - Authorized to solicit insurance (Life, General, Health)
Accomplishments
Achieved 25% business growth in disbursements in working with NRFSI. Achieved 75% penetration in finance in Allahabad area working in MMFSL.