Akarsh Agarwal
Product Manager
Mumbai
Summary
Experienced Product Manager with a proven track record of success in driving business growth. I have a strong background in product management, project management, and data analysis. Throughout my career, I have successfully launched multiple products, resulting in increased revenue and user satisfaction. My ability to effectively communicate and collaborate with cross-functional teams has been instrumental in achieving project milestones and delivering high-quality products. I am now seeking new opportunities to leverage my skills and expertise as a Product Manager in a dynamic and innovative organization.
Overview
5
5
years of professional experience
6
6
years of post-secondary education
Work History
PRODUCT MANAGER
BLG • ICICI Bank Ltd
05.2022 - Current
- Develop and manage innovative banking platforms.
- Spearheaded the development of new Loan Origination System (LOS) and sanctioning platform, facilitating multiple integrations and automating underwriting for financial-based business loans up to 3 cr.
- Collaboration with cross-functional teams to define product requirements and prioritize features that maximized business objectives.
- Documentation of product requirements and use cases to ensure consistent product development.
- Conduct end-to-end UAT testing of platforms to ensure seamless post launch journey for users.
- Hands-on experience in working with Loan Onboarding System (LOS), Loan Management System (LMS), and Business Rules Engine (BRE) to streamline loan processing and enhance operational efficiency.
- Interact & negotiate with various third-party vendors for API integrations.
PRODUCT MANAGER
BC & FI • DCB Bank Ltd
07.2021 - 05.2022
- Streamlined various business processes through conducting product reviews with multiple stakeholders and implemented process enhancements using digital interventions, resulting in reduced credit and operational risks.
- Developed entire digital product journey including Loan Origination System (LOS), Business Rules Engine (BRE), Credit & Operations web portal, Loan Management System (LMS), and Collections application for Micro Loans and KCC loans.
- Successfully integrated a new platform with the existing Loan Management System (LMS), enabling daily automated Management Information System (MIS) for business analysis.
PRODUCT & POLICY MANAGER
L&T Finance
05.2019 - 07.2021
- Developed and implemented credit policies and procedures.
- Drafted credit and business policy reports to ensure adherence to regulatory requirements and best practices.
- Developed a risk scorecard model for portfolio monitoring, enabling proactive risk management and decision-making.
- Conducted monthly hind sighting of Loan Origination System (LOS) and Business Rules Engine (BRE) to identify gaps and coordinate with the IT team for system enhancements.
- Monitored and analyzed credit portfolio performance and implemented strategies to optimize credit operations.
- Analyzed industry practices and strategies in digitization and portfolio management, incorporated them to enhance portfolio quality.
Education
PGDM (MBA) - Finance And Marketing
International Management Institute
New Delhi 06.2017 - 05.2019
B.Com -
Shaheed Bhagat Singh College, Delhi University
New Delhi 07.2012 - 05.2015
IPCC Group -1 -
Institute of Chartered Accountants of India
07.2013 - 07.2014
Skills
Project Management
undefinedTimeline
PRODUCT MANAGER
BLG • ICICI Bank Ltd
05.2022 - Current
PRODUCT MANAGER
BC & FI • DCB Bank Ltd
07.2021 - 05.2022
PRODUCT & POLICY MANAGER
L&T Finance
05.2019 - 07.2021
PGDM (MBA) - Finance And Marketing
International Management Institute
06.2017 - 05.2019
IPCC Group -1 -
Institute of Chartered Accountants of India
07.2013 - 07.2014
B.Com -
Shaheed Bhagat Singh College, Delhi University
07.2012 - 05.2015
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