Akash Kumar
Summary
Seasoned banker specializing in trade finance with expertise in exports, Letter of Credit, and bill discounting. Facilitates transactions while managing risks and optimizing financial processes for international trade clients. Knowledgeable in trade regulations and compliance, skilled in analyzing documentation and ensuring regulatory adherence. Delivers tailored financial solutions to drive client success and foster long-term partnerships.
Overview
8
8
years of professional experience
Work History
Affluent Relationship Manager
Kotak Mahindra Bank
Hyderabad
01.2026 - Current
- Cultivated client relationships through proactive communication and tailored service, enhancing client satisfaction.
- Assessed client needs to provide targeted banking product recommendations, aligning solutions with client goals.
- Collaborated with internal teams to efficiently resolve customer inquiries, ensuring timely solutions and improved client experiences.
Relationship Manager
IndusInd Bank
Hyderabad
06.2025 - 01.2026
- Building and maintaining relationships with SME clients, addressing their sales and service queries, and managing a portfolio of accounts.
- Sourced new customers for trade and forex services, identified market segments, and recommended additional services like cash management services (CMS) to enhance revenue generation.
- Handled trade-based queries and coordinated with the forex service cell to streamline transaction processes and enhance forex revenue.
- Conducting credit risk appraisals, preparing financial models, and engaging with the credit team for approvals.
- Collaborating with various internal departments for approvals, documentation, and loan disbursement.
- Accompanied and mentored product channel acquisition teams (PCATs) during sales calls to effectively acquire new clients.
Lead operation processors
Artech Infosystem Private Limited
Hyderabad
02.2025 - 05.2025
- Processed and verified international payment instructions, ensuring accuracy and compliance with regulatory requirements to mitigate risks.
- Managed and monitored payment transactions, resolving issues and discrepancies to maintain operational integrity.
- Monitored compliance with anti-money laundering (AML) and know-your-customer (KYC) regulations.
- Performed reconciliation of payment transactions and prepared reports for management and regulatory bodies to support compliance oversight.
Account Manager
ICICI Bank
Hyderabad
01.2022 - 02.2025
- Acted as the primary point of contact for corporate clients, managing and growing their relationships by understanding their global trade finance, cash management and banking needs.
- Leveraged market insights and relationship management skills with technology to improve client service and foster internal collaboration.
- Managed client portfolios to ensure satisfaction and retention.
- Developed tailored financial solutions for diverse customer needs.
- Facilitated communication between clients and bank departments.
Young Professional II
ICAR-Directorate Of Onion and Garlic Research
05.2019 - 04.2021
- Work on more than 500 newly synthesis SSR and ILP markers on Onion and Garlic for DNA Fingerprinting.
- Work on more than 500 newly synthesized SSR and ILP markers on Onion and Garlic for DNA Fingerprinting.
- Conducted strategic and applied research on genetic resource management and crop improvement technologies to enhance and sustain onion and garlic production.
- Developed innovative technology utilizing Cytoplasmic Genetic Male Sterility (CGMS) for crop improvement.
- Working on molecular biology techniques including DNA & RNA extraction, amplification by PCR, rt PCR, DNA Fingerprinting and gel electrophoresis, SDS-PAGE, Protein Expression, Enzyme assay, Cloning.
- DNA/RNA isolation from the infectious samples (viral & bacterial).
- Handling automation for DNA/RNA isolation & other molecular testing platforms.
- Publishing paper on 'Chloroplast derived SSRs reveals genetic relationships in domesticated Alliums and wild relatives' to contribute to the understanding of genetic diversity.
Operations Manager
Arkray Healthcare Pvt. Ltd
Surat
08.2018 - 03.2019
- Supervised preparation of antigen and antibody solutions for medical devices (HIV, HCV, Malaria, VC, HbsAg, ELISA, Western blot) to ensure compliance with quality standards.
- Entered and managed records in SAP system to maintain accurate and up-to-date information.
- Conducted step-by-step testing of ongoing processes to identify and resolve issues effectively.
- Worked at multinational corporation
Education
MBA/PGDM -
Manipal Academy of Higher Education (MAHE)
B.Tech/B.E. -
Rama University
KanpurSkills
- Client Relationship Management
- Client Servicing
- Client Portfolio Management
- High-Net-Worth Advisory
- Wealth Management
- Investment Strategies
- Business Development
- Corporate Sales
- Payment Processing
- Digital Payment Solutions
- Remittances
- KYC
- Compliance
- Risk Management
- Financial Documentation
Languages
- English
- Hindi
- English
Personal Information
Total Experience: 6 Years 0 Month
Timeline
Affluent Relationship Manager
Kotak Mahindra Bank
01.2026 - Current
Relationship Manager
IndusInd Bank
06.2025 - 01.2026
Lead operation processors
Artech Infosystem Private Limited
02.2025 - 05.2025
Account Manager
ICICI Bank
01.2022 - 02.2025
Young Professional II
ICAR-Directorate Of Onion and Garlic Research
05.2019 - 04.2021
Operations Manager
Arkray Healthcare Pvt. Ltd
08.2018 - 03.2019
MBA/PGDM -
Manipal Academy of Higher Education (MAHE)
B.Tech/B.E. -
Rama University