Summary
Overview
Work History
Education
Skills
Certification
Interests
Timeline
Generic

Akash Mishra

BANKING AND FINANCE
Delhi,UP

Summary

Finance and Operations Student with strong analytical and problem-solving skills. Adept at financial analysis, budgeting, and data-driven decision-making. Seeking a challenging role to leverage academic knowledge and internship experience to contribute to operational efficiency and financial planning.

Overview

1
1
Language
1
1
Certification
3
3
years of professional experience

Work History

WBG- GBO/ Trade operations

Kotak Mahindra Bank
08.2024 - Current

1. Performed role in transaction processing, initiating financial transactions under the maker-checker framework
2. Managed pan-India (North & South) transaction processing in a centralized hub environment
3. Coordinated with Relationship Managers (RMs) for critical and high-value transactions to ensure timely execution
4. Facilitated deferral and exceptional approvals as per bank policies and regulatory requirements
5. Processed high-value RTGS, NEFT, and Internal fund transfer transactions in compliance with regulatory guidelines
6. Managed Demand Drafts, and inward clearing operations efficiently
7. Ensured TAT compliance while resolving customer queries with a service-first approach
Maintained audit trails and ensured adherence to internal controls
8. Lien marking and release in Finacle system
Stop payment processing and cheque book issuance
9. GST and LEI updates in customer accounts as per compliance
10. Salary payments of comapnies and special transactions handling
11. Tax payment processing through Ultra-Gbm

Loans/ disbursement for commecial cleint

1. Handling Ad-hoc limit creation/extension and related operational processing.
2. Processing WCDL (Working Capital Demand Loan) disbursements and ensuring proper documentation.
3. Verifying sanction terms, limits, approvals and required documents before disbursement.
4. Coordinating with Relationship Managers, Credit, Operations and other internal teams.
5. Ensuring transactions are processed accurately within TAT, banking policies and compliance requirements.
6. Maintaining records and completing post-disbursement checks

Financial Intern

IFFCO
07.2023 - 08.2023
  • Tracked financial transactions to update balance sheets with accurate, current information.
  • Assisting with day to day operations, including process improvement initiatives, and ensuring efficient workflow within the team.
  • Prepare financial reports, business proposals, and presentations for internal and external stakeholders.
  • Supporting ongoing projects by coordinating with different departments, ensuring tasks are completed on time, and preparing project reports.

Education

Master - Finance

Galgotias University
05-2024

Bachelor of Commerce - undefined

Allahabad State University
06-2022

Higher Secondary school Certificate - Commerce

Ramanujan Public School
07-2019

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St. Xavier's School
06-2017

Skills

1 Wholesale Banking Operations

2 Corporate Banking Operations3 Loan & Disbursement Processing4 Trade Finance Operations5 Credit Documentation6 Banking Transactions7 RTGS / NEFT Operations8 KYC & AML Compliance9 Risk & Compliance

10MS Excel11Financial Analysis12MIS Reporting13Documentation & Verification14Operational Risk Management

Certification

Operation management, Financial management

Interests

Travelling , Sports

Timeline

WBG- GBO/ Trade operations

Kotak Mahindra Bank
08.2024 - Current

Financial Intern

IFFCO
07.2023 - 08.2023

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St. Xavier's School

Higher Secondary school Certificate - Commerce

Ramanujan Public School

Bachelor of Commerce - undefined

Allahabad State University

Master - Finance

Galgotias University
Akash MishraBANKING AND FINANCE