Aman Lasod

· Conduct financial review of customer lines of credit by assessing company financials and initiating credit application reviews.

· Personal Discussion with customer to analyse the business model.

· Maintaining coordination with sales and portfolio team.

· Analysing the Financials of individual and Companies through Ratio Analysis & Preparing financial modelling.

· Evaluating clients’ credit data and financial statements in order to determine the degree of risk involved in investment.

· Preparing appraisal note and Pros & cons for the case.

· Co-ordinate with legal, technical, FI and Risk Containment Unit agency for various reports.

· Quick Credit Solutions: Devising quick and effective solutions to the funding requirements of borrowers within prescribed TAT (Turnaround Time) ensuring quality of the proposal.

· CAM validation, Valuation, Legal report noting to obtain accurate information before taking decision and final disbursement of proposal.

· Portfolio Hygiene Monitoring: Keeping track of Exceptions (Deferrals), Portfolio performance, delinquency control, careful scrutiny of the proposal so as to prevent suspicious and fraudulent deals.

· Adhered to banking standards and RBI lending guidelines for loan services.

· Controlled credit exposure by providing financial order management support to minimize risk and obtain timely payment.

· Prepare action plan, and strategy to get profit through branch operations and cross sell.

· Responsible for monitoring business, compliance and operations.

· Responsible for taking decisions that are cost effective and generate revenue.

· Monitor the branch sales targets and strategy to acquire new accounts and expand existing accounts by offering various financial products and services to the customer.

· Taking care of Branch Infrastructure.

· Handling Total branch team of 15 people for excellent customer service.

· Handling All Regulatory & Internal Audit for Branch