Vivek Pandey
Bellary
Summary
Results-driven Credit Risk Analyst with expertise in financial analysis, risk assessment, and compliance monitoring. Proven track record in developing strategies that enhance customer relations and mitigate lending issues. Dynamic HR Manager with a strong background in team leadership and employee training programs. Skilled in implementing HR policies that align with organizational goals and enhance operational efficiency, fostering a culture of compliance and excellence.
Overview
2026
2026
years of professional experience
Work History
Credit Risk Analyst
State Bank of India
Bellary
2023 - Current
- Analyzed credit risk data to identify potential lending issues.
- Conducted financial analysis of potential credit risks using quantitative and qualitative data.
HR Manager
State Bank of India
Davangere
04.2023 - 11.2023
- Developed and implemented HR policies aligned with organizational goals.
- Facilitated training programs to enhance employee skills and performance.
- Maintained HR databases, ensuring accurate employee information is up-to-date.
Branch Manager
State bank of India
Devanhalli
02.2020 - 03.2023
- Managed daily operations for a busy banking branch team.
- Developed and implemented branch policies to enhance service quality.
- Trained staff on customer service standards and operational procedures.
Accountant Manager
State Bank of India
Kolar
05.2018 - 02.2020
- Managed financial reporting and compliance for banking operations.
- Led audits to ensure adherence to regulatory guidelines and standards.
Credit Officer
State Bank of India
Kolar
07.2015 - 04.2018
- Evaluated customer credit applications for loan approvals and risk assessments.
Associate
Bank of India
Giridih
04.2015 - 06.2015
- Facilitated customer inquiries and resolved issues efficiently.
- Managed daily transactions and ensured compliance with banking regulations.
Education
MBA - Finance
Amity University
Noida07-2026
Bachelor of Science - Chemistry
Vinoba Bhave University
Bokaro Steel City07-2013
Skills
- Financial analysis
- Risk assessment
- Data analysis
- Team collaboration
- Project management
- Customer service
- Compliance monitoring
- Customer relations
- Credit monitoring
- Employee training
- Team leadership
- HR legal compliance
- Regulatory compliance
- Excellent communication skills
- Staff management
- Banking
Languages
English
Upper Intermediate (B2)
B2
Hindi
Upper Intermediate (B2)
B2
Timeline
HR Manager
State Bank of India
04.2023 - 11.2023
Branch Manager
State bank of India
02.2020 - 03.2023
Accountant Manager
State Bank of India
05.2018 - 02.2020
Credit Officer
State Bank of India
07.2015 - 04.2018
Associate
Bank of India
04.2015 - 06.2015
Credit Risk Analyst
State Bank of India
2023 - Current
MBA - Finance
Amity University
Bachelor of Science - Chemistry
Vinoba Bhave University