AMARDEEP GUPTA

1. Interact with companies to understand their business model and banking requirements, and debt

2. Assess the proposal for feasibility based on stage of company, sustainability and scalability of the business model, debt raising plans.

3. Discuss / negotiate the term sheet with the borrower

4. Analyze credit data, financial statements, projections; perform internal credit rating; and prepare credit assessment memo as per stipulated guidelines and policy

5. Liaison with Business and credit team to resolve queries with a view to secure sanction

6. Perform ongoing monitoring to maintain credit quality through consistent checks on business performance and continuous engagements with clients.

7. Initiating documentation till disbursement of sanctioned facility.

8. Handling the deferral/open audit points and close them on time.

9. Managed client relationships to ensure satisfaction and retention.

1. Interact with companies to understand their business model and banking requirements, and debt

2. Assess the proposal for feasibility based on stage of company, sustainability and scalability of the business model, debt raising plans.

3. Discuss / negotiate the term sheet with the borrower

4. Analyze credit data, financial statements, projections; perform internal credit rating; and prepare credit assessment memo as per stipulated guidelines and policy

5. Liaison with Business and credit team to resolve queries with a view to secure sanction

6. Perform ongoing monitoring to maintain credit quality through consistent checks on business performance and continuous engagements with clients.

7. Initiating documentation till disbursement of sanctioned facility.

8. Handling the deferral/open audit points and closing them on time.

9. Managed client relationships to ensure satisfaction and retention.

1. Interact with companies to understand their business model and banking requirements, and debt

2. Assess the proposal for feasibility based on stage of company, sustainability and scalability of the business model, debt raising plans.

3. Discuss / negotiate the term sheet with the borrower

4. Analyze credit data, financial statements, projections; perform internal credit rating; and prepare credit assessment memo as per stipulated guidelines and policy

5. Liaison with Business and credit team to resolve queries with a view to secure sanction

6. Perform ongoing monitoring to maintain credit quality through consistent checks on business performance and continuous engagements with clients.

7. Initiating documentation till disbursement of sanctioned facility.

8. Handling the deferral/open audit points and closing them on time.

9. Managed client relationships to ensure satisfaction and retention.

Training on Analyzing the financial statements, preparing credit memos, Plotting Financial spreads, ratio analysis.

Assisted RMs in documentation, Makings CAMs, financial spreads.