Amini Jyothi
Life Insurance Underwriter & Auditor
Ambarnath-East
Summary
Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.
Overview
8
8
years of professional experience
1
1
Language
Work History
Consultant - Audit & Governance Team
MAX LIFE INSURANCE COMPANY LTD
03.2024 - Current
- Analyze and conduct the quality check of the data provided by the underwriting team
- Report sharing of findings with the complete documentation to team as per the requirement from time to time
- T+1 day for analyzing the cases as given by Governance and audit team.
SME - Underwriting
TECHSURANCE PVT LTD.
01.2023 - 03.2024
- Auditing of new business Hind Sighting policies and Death claim Hind Sighting policies
- Managing the team of Underwriters monitor in the team
- Giving feedback to team on audited cases and providing feedback for areas of improvement
- Responsible for facilitating OJT for the new joiners on all Insurance related processes
- Proactive in highlighting/ escalating issues/ concerns/ Areas of Improvements/ opportunities to the leadership team to get their help as and when needed
- Keeping up to date with all the regulatory requirements and changes in the Insurance industry
- Providing weekly and monthly data and presenting the same to the management
- Worked on a project for improvement in commission cycle.
Sr. UNDERWRITER
Techsurance Pvt Ltd
03.2022 - 12.2023
- Core underwriting, managing underwriting team Risk management, process improvement and training of the team
- Review insurance applications and supporting documentation, such as medical records or financial statements, to determine eligibility for coverage
- Ensure achievement of daily productivity target & maintaining highest quality
- Ensuring adherence to agreed TAT for processing cases
- Resolving sales queries within TAT
- Keeping self-updated with technical knowledge required for the Underwriting role
- Meeting productivity targets for self and team.
Jr EXECUTIVE - UNDERWRITER
ROBINHOOD INSURANCE BROKERS PVT LTD.
03.2019 - 02.2022
- Assessment of Risk as per the companies' philosophy and supporting documents
- Managing the team of Underwriters monitor in the team
- Underwriting the new business insurance application
- Review of cases underwritten by Jr
- Underwriter for decision
- Ensure quality and uniformity of underwriting through audit checks, Risk management, feedback etc
- Regular updates and revision of guidelines, Manual, forms etc
- As per risk factor escalating the cases
- Analysis of various data and presenting the same to the management
- Manage UW Support team and ensure smooth functioning of underwriting
- Login and handling HNI Cases from Insurer portal and doing Ensure prudent risk underwriting for individual policies through high process and quality adherence.
CUSTOMER RELEATION EXECUTIVE
SHRIRAM FINANCIAL PRODUCTS SOLUTIONS (CHENNAI) PVT LTD.
01.2017 - 02.2019
- Login Insurance Proposals
- Smooth Policy Issuance TAT as per requirement of company
- After Issuance of Policy Quality check of policy documents and endorsement document And ensuring that the Policy dispatched to respective Customer
- Underwriting of all proposal form & maintain Discrepancy & Medical cases TAT as Per requirement of company
- Maintain Prepare various Reports: - Daily Chit MIS, Daily & Weekly performance Reports for new login business, Daily Policy Issuance & renewal premium records, Daily closing MIS for day to day new login business, Calling to customers for services related to insurance & verification purpose
- Explain various schemes to customers & agents
- Calling to generate new business, call for renewal of insurance premium
- Maintain Register on the calls made, and the feedback received on renewal calls and follow-up
- Login FD
- Servicing related fd & Insurance Give Product knowledge.
DOCUMENT EXECUTIVE
SHRIRAM CHITS (M) LTD.
03.2016 - 01.2017
- Documentation for disbursal of chit & Personal Loan File with proper Tele verification
- Conducting Auction of all groups after proper calling & taking into consideration of all bids in person & other related work
- Prize Money Top Sheet and other document using database, spreadsheets, word & presentation software
- Customer handling for prize money payment, releasing & disbursement of file after checking fund availability.
Education
B.COM -
Mumbai University
Mumbai 05.2024 - 04.2015
HSC -
Pune University
SSC - undefined
Mumbai university
Skills
- TALLY 91 ERP PC Point with A grade
- MS-CIT from PC Point with A grade
- Basic of Personal Financial Management
Personal Information
- Date of Birth: 03/09/1994
- Nationality: Indian
- Marital Status: Single
Timeline
B.COM -
Mumbai University
05.2024 - 04.2015
Consultant - Audit & Governance Team
MAX LIFE INSURANCE COMPANY LTD
03.2024 - Current
SME - Underwriting
TECHSURANCE PVT LTD.
01.2023 - 03.2024
Sr. UNDERWRITER
Techsurance Pvt Ltd
03.2022 - 12.2023
Jr EXECUTIVE - UNDERWRITER
ROBINHOOD INSURANCE BROKERS PVT LTD.
03.2019 - 02.2022
CUSTOMER RELEATION EXECUTIVE
SHRIRAM FINANCIAL PRODUCTS SOLUTIONS (CHENNAI) PVT LTD.
01.2017 - 02.2019
DOCUMENT EXECUTIVE
SHRIRAM CHITS (M) LTD.
03.2016 - 01.2017
HSC -
Pune University
SSC - undefined
Mumbai university
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