Amini Jyothi
Navi Mumbai
Summary
Detail-oriented and efficient life insurance underwriter and auditor with extensive experience in underwriting, auditing, team management, and process improvement. Proven ability to handle multiple projects with accuracy and deliver results within tight deadlines. Strong communication and problem-solving skills with a focus on regulatory compliance and continuous improvement.
Overview
9
9
years of professional experience
Work History
Consultant - Audit & Governance Team
Max Life Insurance Company Ltd
03.2024 - 03.2025
- Analyzed and conducted quality checks of issued cases of life insurance.
- Documented and reported findings as required by the Governance and Audit Team.
- Ensured timely analysis and submission of cases (T+1 day).
SME - Underwriting
Techsurance Pvt Ltd
01.2023 - 03.2024
- Audited new business policies and death claims.
- Managed and trained a team of underwriters while monitoring performance.
- Provided feedback on audited cases, identifying areas for improvement.
- Highlighted opportunities and escalated issues to leadership as needed.
- Stayed updated with industry regulations and led a project to improve commission cycles.
Senior Underwriter
Techsurance Pvt Ltd
03.2022 - 12.2022
- Lead underwriting processes and team management.
- Reviewed insurance applications and assessed risks to determine coverage eligibility.
- Trained the team and implemented process improvements.
- Ensured adherence to service level agreements (TAT) and productivity goals.
Junior Executive - Underwriter
Robinhood Insurance Brokers Pvt Ltd
03.2019 - 02.2022
- Conducted risk assessments and managed underwriting for new business applications.
- Ensured quality through audits, feedback, and process enhancements.
- Logged and handled high-net-worth individual (HNI) cases.
- Maintained updated guidelines, manuals, and forms for underwriting processes.
Underwriter & Customer Relation Executive
Shriram Financial Products Solutions (Chennai) Pvt Ltd
01.2017 - 02.2019
- Facilitated smooth policy issuance and conducted post-issuance quality checks.
- Underwriting insurance proposals and maintained TAT compliance.
- Provided detailed reports on daily and weekly performance.
- Guided customers on various schemes and serviced fixed deposits and insurance products.
Document Executive
Shriram Chits (M) Ltd
03.2016 - 01.2017
- Managed documentation for chit disbursals and personal loan files.
- Conducted auctions and managed customer prize money disbursements.
- Created detailed reports using databases and spreadsheets.
Education
B.Com (Commerce) -
Mumbai University
04-2015
Skills
- Life Insurance Underwriting
- Auditing
- Risk Assessment
- Regulatory Compliance
- Team Leadership
- Training
- Process Improvement
- TAT Adherence
- Customer communication
Personal Information
- Date of Birth: 03/09/94
- Nationality: Indian
- Marital Status: Married
Timeline
Consultant - Audit & Governance Team
Max Life Insurance Company Ltd
03.2024 - 03.2025
SME - Underwriting
Techsurance Pvt Ltd
01.2023 - 03.2024
Senior Underwriter
Techsurance Pvt Ltd
03.2022 - 12.2022
Junior Executive - Underwriter
Robinhood Insurance Brokers Pvt Ltd
03.2019 - 02.2022
Underwriter & Customer Relation Executive
Shriram Financial Products Solutions (Chennai) Pvt Ltd
01.2017 - 02.2019
Document Executive
Shriram Chits (M) Ltd
03.2016 - 01.2017
B.Com (Commerce) -
Mumbai University