Amit Visa

· Departments :- Affordable, Retail, Affluent

· Products :- Home Loan, LAP, Commercial Purchase/LAP

· Branch :- Ahmedabad, CG Road Branch – Ahmedabad

• Reporting to Area Manager

• Credit Assessment of HL/Lap Files, Mostly Focus on Self-Emp. Customers

• Looking Up-to Rs.50L Cases PD & Recommendations.

• End to End Process From Sanctions to Disbursements

• Journey with Bajaj Finserv, Starting with Off-Role, Gold Loan Sales Bhavnagar Location
• 100% Target Achievements.
• 100% Collection
• Joined as Gold Loan Sales Executive, Bhavnagar (On-Role)
• Overachieved Target in Every Month
• 2 Hero of the Moment Award for Outstanding Performance
• 1 Sprinter Award for Milestone Achievement
• 100% Collection
• Move to Sihor Location with Promotion as Assistant Branch Manager – (ABOM), Got Promotion as Branch Operation Manager (BOM), Sihor Location.
• 2 Times Gems Award for Good & Quality Service
• 2 Times Kudos for Exceptional Performance in S2s
• 1 Heroes Award for Excellent in S2s and NIL Audit
• Promoted as Area Manager – Credit Operation, Bhavnagar Location (Current Profile)
• Reporting to Regional Manager
• Managing 6 Branches with 6 Branch Manager & 12 Executives
• Maintain Minimal Errors in Audit Report published by HO.
• Delivering Critical SLA deliverables for Gold Loan / Consumer Durables / RPL/RSL/RDL
• Monitoring of Branch Process.
• Training of Branch staff on Policies & Processes for Gold Loan / CD/ RPL/RSL/RDL and other Products as & when launched.
• Coordinate with Sales & Ensuring mechanism in place for processing of files within desired TAT.
• Coordination with various HO / Cross functional departments & providing feedback.
• Ensuring highest levels of employee relationship, motivation & engagement to drive results & High levels of employee Satisfaction.
• Achievement of S2S targets.

• Gold Appraisal, Gold Loan Sales and Operation Work.
• Achievements: - Good Growth for branch success
• Making Auction ZERO
• Good Recovery and Takeover
• Maximum Business through New Customer Cross Sell like life Insurance Policy etc.

• Gold Loan Growth 2.5Cr. in just 10 months
• First Rank in Gujarat for New Customer Making Auction ZERO & Maximum Takeover