Amit Gurji
Tonk
Summary
An ambition, enthusiastic and talented individual with a keen eye for details and a flair for accounts. As a tax account with over 2 years of varied experience under CHARTED ACCOUNTENT & 7 year experience in Cashier & Accounts Assistant & Credit Underwriter in a finance company. Also Have June 2024 to Continue in Credit Underwriting Position.
Credit management professional prepared to excel in overseeing credit operations and ensuring adherence to financial policies. Known for driving down delinquency rates and enhancing credit risk management processes. Highly collaborative team player with results-oriented mindset, adaptable to changing business needs, and skilled in financial analysis and customer relations.
Overview
12
12
years of professional experience
Work History
Assistant Credit Manager
Au Small Finance Bank
Jaipur
06.2024 - Current
- Efficiently resolved disputes by working closely with customers and negotiating mutually beneficial payment plans or settlements.
- Optimized credit application processing times, leading to increased customer satisfaction and faster revenue recognition.
- Assisted in developing comprehensive credit policies that aligned with company objectives while mitigating financial risks.
- Conducted periodic reviews of existing client accounts to ensure compliance with established payment terms or recommend adjustments if needed.
- Assisted the Credit Manager in preparing detailed reports for senior management on the performance of the department''s portfolio.
- Collaborated with sales teams to establish credit limits that balanced risk exposure with business growth opportunities.
- Reviewed and analyzed loan procedures.
- Work cross-functionally with sales, management, and other departments to maintain effective operations.
Branch Accountant & Credit Underwriter
Mahindra & Mahindra Financial Services
Tonk
06.2021 - 05.2024
- Credit Underwriter.
- Portfolio Management.
- PD Visit
- Non Starter Visit.
- Branch Handling
- Issuing DO
- Payment Disbursement.
- CSS Closer & Issuing NOC
- PDD Collect & Update
- Cash Handling & Cheque Handling
- NPA Visit
- Supported annual external audit processes by providing required documentation and responding promptly to auditor inquiries.
Cashier & Assistant Accountant
Mahindra & Mahindra Financial Services
04.2017 - 05.2021
- Cash Collection and Deposit to bank
- Customer Query Solution
- Due Date Filling Cheque and Deposit to Bank
- Loan approval and file update in system
- Check KYC of Customer
- Customer document check and verify
ACCOUNTENT ( Part Time )
M/S HALDHAR TRACTORS
01.2015 - 03.2016
- Managed Accounting entries
- Journal entries, ledger entries
- Purchases and sales Invoices
- Bank book and Cash book entries
Account & Tax Assistant
Jain Sharma & Company CA Associate
04.2014 - 03.2016
- Prepaid and field sale and use tax return
- Extensive research on tax Issues, new laws and provision
- Tax filling and return
- Created spreadsheets, reports
- Registering clients for VAT and PAYE
- Prepared financial statement and analyzed them
- Reconciled accounts, managed audits and updated financial records with remarkable accuracy.
Education
CAT (Certificate in Accounting technicians) -
The Institute of Cost Accounting of India
JaipurB.COM -
MDS UNIVERSITY
AJMER12th Commerce -
Board of Secondary Education, Rajasthan
AjmerMBA - Finance
Jaipur National University
JaipurSkills
- Underwriting guidelines
- Loan reviews
- Policy implementation
- Credit risk assessment
- Credit policy development
- Underwriting guidelines
Languages
- English
- Hindi
Hobbies and Interests
Taken New Challenge in Work Environment & Learn for Improvement of Skills
Software
Salesforce Management Shoftware
Compu Vet Shoftware
Tally ERP 9
Current CTC
5.50 Lakh P.A.
Personal Information
Timeline
Assistant Credit Manager
Au Small Finance Bank
06.2024 - Current
Branch Accountant & Credit Underwriter
Mahindra & Mahindra Financial Services
06.2021 - 05.2024
Cashier & Assistant Accountant
Mahindra & Mahindra Financial Services
04.2017 - 05.2021
ACCOUNTENT ( Part Time )
M/S HALDHAR TRACTORS
01.2015 - 03.2016
Account & Tax Assistant
Jain Sharma & Company CA Associate
04.2014 - 03.2016
CAT (Certificate in Accounting technicians) -
The Institute of Cost Accounting of India
B.COM -
MDS UNIVERSITY
12th Commerce -
Board of Secondary Education, Rajasthan
MBA - Finance
Jaipur National University