Dinesh Khemnani
Jaipur
Summary
Experienced with managing credit operations and risk assessments. Utilizes skills in financial analysis and customer relationship management to enhance credit performance. Track record of reducing delinquency rates and ensuring policy compliance.
Overview
5
5
years of professional experience
Work History
Assistant Credit Manager
Au Small Finance Bank
Jaipur, India
09.2023 - Current
- Evaluate and approve credit applications for two-wheeler loans.
- Conduct thorough credit assessments and risk analysis.
- Monitor loan disbursements and ensure compliance with internal policies and regulatory requirements.
- Manage and maintain a portfolio of two-wheeler loan accounts.
- Collaborate with relationship managers and other departments to provide seamless customer service.
- Track and report on loan performance, including delinquencies and recoveries.
- Implement and monitor credit policies and procedures.
- Conduct training sessions for team members on credit evaluation and risk management.
Business Relationship Manager
Kotak Mahindra Bank
02.2023 - 08.2023
- Evaluate and assist working capital overdraft limit applications.
- Conduct thorough credit assessments and risk analysis for clients.
- Monitor and manage existing overdraft limit accounts.
- Collaborate with relationship managers and other departments to provide seamless customer service.
- Track and report on overdraft limit performance, including delinquencies and recoveries.
- Implement and monitor credit policies and procedures.
ASDM
IndusInd Bank
01.2022 - 01.2023
- Manage daily cash transactions (deposits, withdrawals, currency exchanges).
- Assist customers with account queries and provide information on products and services.
- Perform teller duties, ensuring accurate and efficient transaction processing.
- Follow security protocols for handling cash, including end-of-day balancing.
- Ensure compliance with bank policies and regulatory requirements.
- Support branch operations and assist team members as needed.
Insurance Advisor
LIC of India
12.2019 - 12.2021
Education
MBA - Banking And Finance
Suresh Gyan Vihar University
Jaipur05-2024
Bachelor of Commerce - Finance And Accounting
Rajasthan University
Jaipur06-2021
Junior Associate in Indian Institute of Banking -
Indian Institute of Banking & Finance
Jaipur, IndiaSkills
- Underwriting guidelines
- Credit scoring models
- Portfolio management
- Loan processing
- Credit risk assessment
- Credit decision making
- Risk assessments
- Credit policy development
IT Skills
- Sales Force
- Finacle
- Outlook
- Microsoft office
Timeline
Assistant Credit Manager
Au Small Finance Bank
09.2023 - Current
Business Relationship Manager
Kotak Mahindra Bank
02.2023 - 08.2023
ASDM
IndusInd Bank
01.2022 - 01.2023
Insurance Advisor
LIC of India
12.2019 - 12.2021
MBA - Banking And Finance
Suresh Gyan Vihar University
Bachelor of Commerce - Finance And Accounting
Rajasthan University
Junior Associate in Indian Institute of Banking -
Indian Institute of Banking & Finance