Summary
Overview
Work History
Education
Skills
Job Target
Certification
Technical Skills
Soft Skills
Accomplishments
Timeline
Generic
Amrutha N S Sesetti

Amrutha N S Sesetti

KYC | AML Compliance | Credit Analyst | 9 Years in Banking Operations

Summary

Accomplished banking professional with 9 years of expertise in AML/KYC compliance, CDD, credit underwriting, and transaction monitoring. Demonstrated success in minimizing onboarding risk and optimizing compliance efficiency within fast-paced banking settings. Eager to apply extensive regulatory understanding and risk management capabilities to a collaborative AML/KYC team environment.

Overview

10
10
years of professional experience
3
3
Certifications
4
4
Languages

Work History

Credit Officer

Canara Bank - Loan Processing Hub
05.2023 - 05.2025
  • Handled credit underwriting for 500+ MSME, housing, and education loans, ensuring
  • Conducted comprehensive financial and risk analysis, reducing loan default rates by 18%.
  • Identified and flagged 50+ high-risk profiles through KYC and EDD evaluations.
  • Drafted over 400 detailed appraisal notes and credit sanction proposals with zero audit deviations.
  • Ensured strict adherence to RBI guidelines, credit policy, and compliance mandates throughout the loan cycle.
  • Demonstrated attention to detail, time management, and collaboration with cross-functional teams.

KYC Officer

Canara Bank - Varthur Branch
11.2021 - 05.2023
  • Supervised onboarding and KYC verification for over 1,200 retail and business accounts.
  • Reduced KYC remediation errors by 25% through process improvement initiatives.
  • Reviewed and escalated 30+ adverse media and sanctions screening hits.
  • Supported regulatory audits with 100% documentation accuracy and timely submissions.
  • Applied strong problem-solving skills and adaptability under regulatory pressure.

Payments & Operations Manager

Canara Bank - Jayadeva Institute of Cardiovascular Sciences
02.2019 - 11.2021
  • Processed payroll transactions for 15+ corporate accounts, ensuring 100% accuracy and compliance with payment regulations.
  • Managed cross-border and domestic transactions, validating KYC, remittance documents, and tax filings.
  • Supported GST reconciliation and internal audit closures with 100% compliance score.
  • Coordinated with legal teams on loan documentation and fraud case investigations.
  • Demonstrated organizational skills and high accountability under audit conditions.

Assistant Branch Manager

Canara Bank - Rajahmundry
09.2015 - 02.2019
  • Led daily operations and supervised a team of 5+ in customer service, cash handling, and regulatory compliance.
  • Processed 250+ retail loans with complete KYC validation and documentation.
  • Achieved a 96% customer satisfaction score through proactive service resolution.
  • Streamlined onboarding workflows, reducing new account processing time by 30%.
  • Exercised analytical thinking, communication, and service orientation in client-facing roles.

Education

Bachelor of Technology - Electrical, Electronics And Communications Engineering

Jawaharlal Nehru Technological University
Kakinada, India
04.2001 -

Skills

AML & KYC Compliance

Job Target

  • Seeking challenging opportunities in AML, KYC, and Credit roles based in Bangalore, where I can leverage my expertise in compliance, due diligence, and retail credit underwriting

Certification

Certified AML & KYC - IIBF

Technical Skills

  • MS Excel (VLOOKUP, Pivot Tables, Data Validation)
  • Core Banking Systems
  • MS Office & Reporting Tools

Soft Skills

  • Attention to Detail
  • Analytical Thinking
  • Communication Skills
  • Adaptability Under Pressure
  • Time Management
  • Problem-Solving
  • Risk Mitigation
  • Organizational Skills
  • Team Collaboration
  • Fast Learner

Accomplishments

  • Awarded Best Performance for achieving the highest number of sanctioned loans in a fiscal year.
  • Recognized with a Spot Award for successfully closing an RBI audit with a 'Low-Risk' rating.

Timeline

Certified AML & KYC - IIBF
06-2025
Certified in Prevention of Cyber Crimes and Fraud Management - IIBF
03-2025
Certified in IT Security - IIBF
03-2025

Credit Officer

Canara Bank - Loan Processing Hub
05.2023 - 05.2025

KYC Officer

Canara Bank - Varthur Branch
11.2021 - 05.2023

Payments & Operations Manager

Canara Bank - Jayadeva Institute of Cardiovascular Sciences
02.2019 - 11.2021

Assistant Branch Manager

Canara Bank - Rajahmundry
09.2015 - 02.2019

Bachelor of Technology - Electrical, Electronics And Communications Engineering

Jawaharlal Nehru Technological University
04.2001 -

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Amrutha N S SesettiKYC | AML Compliance | Credit Analyst | 9 Years in Banking Operations