Summary
Overview
Work History
Education
Skills
Additional Information
I like to trek, music, read and follow my craft making hobbies
Timeline
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Anand Deshmukh

Service
Pune

Summary

Dedicated finance professional with a history of meeting company goals utilizing consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand.

To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.

Overview

27
27
years of professional experience
11
11
years of post-secondary education

Work History

Senior Operations Manager

HDFC Bank Limited
Pune
05.2017 - Current


  • Managed and processed disbursements of Agriculture Loans,Secured Cattle Finance, Loans against properties, Working Capital, Healthcare Finance, Infrastructure Finance.
  • Processing cases of Pvt Ltd , Limited Cos and LLPs for filing of bank charge on the MCA site.
  • Managed a team of 10 contract staff , employed as a support to the Operations team.

Branch Credit Manager

HDFC Bank Limited
Pune
12.2011 - 05.2017
  • Reviewed and processed customer loan proposals for Two Wheelers.
  • Held sales coaching sessions. Led a team of 40 contractual staff
  • Used Loan Origination System ( LOS ) to perform credit appraisals, document verification and loan approvals.
  • Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.

Sales Manager, Auto and Used Car Loans

HDFC Bank Limited
Pune
01.2008 - 12.2011
  • Closed lucrative sales deals using strong negotiation and persuasion skills.
  • Grew sales and boosted profits, applying proactive management strategies and enhancing sales training.
  • Coached and counseled sales personnel, assisting with individual selling efforts and helping sales representatives reach targets.
  • Conducted team meetings to reinforce goals and objectives and set clear expectations about policies and procedures.

Branch Credit Manager - Auto and Personal Loans

HDFC Bank Limited
Nashik, Pune
08.2002 - 12.2007
  • Held sales coaching sessions.
  • Led team of 20 staff.
  • Monitored and took work from external agencies such as credit processing agency ( CPA ) ,verification agencies ( CPV ) and collection agencies
  • As a one man location, along with Credit function , also handled Operations and Collections.

Collections Manager

ICICI Bank Limited
Indore, Nashik
08.1998 - 08.2002
  • Supervised staff of collectors, monitoring phone calls and letters.
  • Trained and mentored new employees on collection methods, documentation requirements and performance strategies.
  • Oversaw daily posting of payments to customer accounts.
  • Contacted customers to discuss late payments and options for remitting amounts due.
  • Visited premises of customers to directly collect payments.

Officer

Anagram Finance Limited ( Erstwhile, Merged With ICICI Bank Ltd )
Aurangabad
06.1996 - 08.1998
  • Resolved customer issues quickly to close deals and boost client satisfaction.
  • Maintained relationships with customers and found new ones by identifying needs and offering appropriate services.
  • Met with clients, delivering presentations, and educating on product and service features and offerings.
  • Handled verifications, processing of loan applications, disbursement of loans,deposition of EMI cheques and reconciliation, collections

Education

MBA - Finance

Dr. Babasaheb Ambedkar Marathwada University
Ch. Sambhajinagar
06.1992 - 06.1994

B.Com - Commerce

Deogiri College
Ch. Sambhajinagar
06.1989 - 06.1992

Diploma in Systems Management - Computers

NIIT
Ch. Sambhajinagar
06.1991 - 06.1994

Advance Diploma in German Language - Foreign Language

Dr. Babasaheb Ambedkar Marathwada University
Ch. Sambhajinagar
06.1991 - 06.1994

Skills

Multitasking Abilities

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Additional Information

A finance professional with rich experience of 27 years in the industry, across domains such as sales, credit, collections and operations.

Self driven individual with a willingness to learn and to take up different roles and excel in the same.

I like to trek, music, read and follow my craft making hobbies

Have trekked in the Himalayas twice - 2000 and 2018. Many other smaller treks such as Harishchandragad, Rajgad, Korigad,Sinhagad, Vasota etc  in the Sahyadri range and Deogiri near Ch. Sambhajinagar.

Interested in reading inspirational works on great historical figures such as Shivaji Maharaj, Swami Vivekanand, Swami Samarth Ramdas

Follow my passion for gardening and making miniature pots. 

Timeline

Senior Operations Manager

HDFC Bank Limited
05.2017 - Current

Branch Credit Manager

HDFC Bank Limited
12.2011 - 05.2017

Sales Manager, Auto and Used Car Loans

HDFC Bank Limited
01.2008 - 12.2011

Branch Credit Manager - Auto and Personal Loans

HDFC Bank Limited
08.2002 - 12.2007

Collections Manager

ICICI Bank Limited
08.1998 - 08.2002

Officer

Anagram Finance Limited ( Erstwhile, Merged With ICICI Bank Ltd )
06.1996 - 08.1998

MBA - Finance

Dr. Babasaheb Ambedkar Marathwada University
06.1992 - 06.1994

Diploma in Systems Management - Computers

NIIT
06.1991 - 06.1994

Advance Diploma in German Language - Foreign Language

Dr. Babasaheb Ambedkar Marathwada University
06.1991 - 06.1994

B.Com - Commerce

Deogiri College
06.1989 - 06.1992
Anand DeshmukhService