ANIKET A CHAVAN
Debt Management Services - Mortgages
Thakurli
Summary
Diligent Debt Manager with comprehensive background in managing debt portfolios and implementing effective repayment strategies. Successfully facilitated numerous debt resolution plans and contributed to financial stability for clients. Demonstrated proficiency in financial analysis and client communication.
Overview
6
6
years of professional experience
3
3
Languages
Work History
Debt Management Services - Mortagages
Bajaj Finance Limited
08.2024 - Current
- Continually monitored client accounts for changes in financial status, adjusting debt management plans as needed to ensure ongoing success.
- Developed strong working relationships with creditor representatives, facilitating efficient information exchange and streamlined negotiations.
- Reduced delinquency rates by implementing effective debt management strategies and proactive communication with clients.
Recovery Officer (Assistant Manager)
Karur Vysya Bank
04.2024 - Current
- Handling the portfolio of Maharashtra and Gujrat for Stressed Accounts (NPA)
- Products Handled Mortgage loan, Home loan
- Conduct asset verifications and possession as per SARFAESI process through court receivers
- Preparing E-Auction Notices and sending through RPAD and SPP to Defaulter Parties and Looking after the publication process, E- Auction follow up with Auction tiger
- Ensuring compliance to all Audit / Regulatory bodies as well as policies and procedures of the company
- Addressing legal requirements through the local legal resource in liaison with the Legal support
Collection Manager - NPA & Writeoff Recovery
Tata Capital Housing Finance Ltd
04.2022 - 04.2024
- Maximize recovery and reversal from Assigned NPA & written off portfolio through closure, settlement and diposal of collateral
- Ensure timely initiation of execution of legal tool : Warrants execution under sec - 138 / Section -25, Timely execution of safaesi, Resolution of fraud transactions by filing FIR's attachment of collateral property / Other properties through sarfaesi & Arbitration and attachment of bank accounts through arbitration and other available tools
- Co-ordination with respective legal managers to attend courts for early release of orders possession coordination and enforcement of sarfaesi in collaboration with legal team
Branch Collection - Incharge and Authorized Officer
PNB Housing Finance Ltd
08.2021 - 04.2022
- Co-ordination with legal team and taking the physical possession of properties
- Managed risk by proactively identifying potential threats and implementing mitigation strategies to safeguard the organization''s interests.
- Court visits for Filing and execution of Section -14 as the POA given by the company as an Authorized officer
Branch Recovery manager
DHFL Home Loans
12.2018 - 07.2021
- Managing Tele calling and Field Collection Of Home Loans For NPAAccounts
- Handling Agency Coordinating With TeamMembers
- Tracking Of Not Contactable Customers
- Collection agencies and feedback from respective collection officer & agency supervisor Addressing customer service issues & focusing on integrity and compliance
- Developed and executed strategic plans to optimize collections performance
Education
PGPFS - Post Graduation Program In Financial Services
ITM GROUP OF INSTITUTION MUMBAI
B.COM. - undefined
MODEL COLLEGE
DombivaliH.S.C - undefined
ROYAL COLLEGE
DombivaliS.S.C - undefined
OMKAR INTERNATIONAL SCHOOL
DombivaliSkills
Collections Strategy Development
NPA and Written-off Recovery
Team Leadership and Management
Financial Analysis and Risk Assessment
Cross-functional Collaboration
Process Optimization
Websites
Additional Qualifications
- MS-CIT (Course In Computer Concept)
- Tally ERP 9.0 Passed With 'A' Grade
- Windows 2007/2010, MS Office (Excel, Word, PowerPoint) & Internet
Personal Information
- Date of Birth: 10/01/95
- Gender: Male
- Nationality: Indian
- Marital Status: Married
Disclaimer
I do hereby declare that the particulars of information and facts stated herein above are true, correct and complete to the best of my knowledge and belief.
Areas Of Excellence
- Collection Management
- Hard bucket and NPA Recovery
- Auction property Selling off
- Team Management
Accomplishments
1. Star Performer Award - TCHFL
2. Promising Star Award - TCHFL
3. Achievement Award as Trip to Vietnam - TCHFL
Timeline
Debt Management Services - Mortagages
Bajaj Finance Limited
08.2024 - Current
Recovery Officer (Assistant Manager)
Karur Vysya Bank
04.2024 - Current
Collection Manager - NPA & Writeoff Recovery
Tata Capital Housing Finance Ltd
04.2022 - 04.2024
Branch Collection - Incharge and Authorized Officer
PNB Housing Finance Ltd
08.2021 - 04.2022
Branch Recovery manager
DHFL Home Loans
12.2018 - 07.2021
PGPFS - Post Graduation Program In Financial Services
ITM GROUP OF INSTITUTION MUMBAI
B.COM. - undefined
MODEL COLLEGE
H.S.C - undefined
ROYAL COLLEGE
S.S.C - undefined
OMKAR INTERNATIONAL SCHOOL
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