Work Preference
Summary
Overview
Work History
Education
Skills
Certification
Languages
Personal Details
Timeline
Generic
Open To Work

Rajesh Pardeshi

Pune

Work Preference

Job Search Status

Open to work
Desired start date: Open to discussion

Desired Job Title

Area Debt ManagerArea Recovery ManagerBranch Recovery ManagerDeputy Manager (Collections)Assistant Manager – Credit Control

Work Type

Full Time

Salary Range

₹2500000/yr - ₹3000000/yr

Important To Me

Career advancementCompany Culture

Summary

Result-oriented recovery & collections professional with 18+ years of experience in retail & business loan collections, recovery management, and agency handling. Skilled in team leadership, portfolio management, and legal recovery processes. Proven track record of improving recovery rates, reducing delinquencies, and driving compliance in top NBFCs and banks.

Overview

19
19
years of professional experience
1
1
Certification

Work History

Area Debt Manager

IDFC FIRST Bank
12.2020 - Current
  • Managing recovery portfolio across BIL, PL & MBL products.
  • Leading a team of 5 Debt Managers, driving consistent portfolio resolution.
  • Achieved annual recovery targets year-on-year with incremental collections.
  • Designed strategies to improve delinquency management across two states.
  • Won multiple bank contests in the last 4 years, including 3 international recognitions for outstanding performance.

Area Recovery Manager

NeoGrowth Credit Pvt Ltd
10.2019 - 12.2020
  • Managed recovery of 270+ DPD portfolio worth ₹9.55 Cr with staff & 2 agencies.
  • Recruited, trained & mentored collection teams/agencies.
  • Drafted legal notices & supported arbitration/warrant cases at local level.
  • Developed allocation strategies that improved recovery efficiency.

Branch Recovery Manager

Dewan Housing Finance Corporation Ltd
10.2018 - 10.2019
  • Handled 350+ cases of Housing Loan (30+ DPD) with a 9-member team.
  • Conducted 'Samadhan Camps' with advocates, providing customer resolution plans.
  • Improved normalization through structured customer engagement.

Deputy Manager (Collections)

ICICI Bank Ltd
09.2015 - 10.2018
  • Oversaw Personal & Business Loan collections (30+ DPD).
  • Managed team of 7 field executives & 1 telecaller.
  • Increased resolution rates to 90% in May 2016 with effective strategies.
  • Ensured compliance & agency audits, reducing complaints & escalations.

Assistant Manager – Credit Control

Thomas Cook (I) Ltd
04.2011 - 09.2015
  • Managed collections for large corporates including Suzlon Energy, Tata Bluescope, AVL India, Testo India, Vertex Software.
  • Handled billing, reconciliations, MIS, and compliance for corporate accounts.

Collection Officer

ADFC Pvt Ltd (HDFC Bank)
06.2007 - 04.2011
  • Credit Card Collections (60+ DPD).
  • Achieved rollback of 48% in Feb 2008, consistently ranked in top 5 hubs.
  • Recruited & managed collection agencies and field executives.

Agency Manager

Marcus Finch Services Pvt Ltd (HSBC)
04.2006 - 06.2007
  • Managed team for PL bucket-1 collections.
  • Supervised telecallers & field executives; prepared MIS & audit reports.

Education

B.Com - undefined

Pune University (B.M.C.C. College)
01.2007

Skills

  • Collections strategy development
  • Agency management
  • Risk portfolio oversight
  • Legal recovery procedures
  • Client relationship management
  • MS Office expertise

Certification

DRA Certification – MITCON, Pune with IIBF

Languages

English
Hindi
Marathi

Personal Details

Address -H NO 7639 Sahjeevan hsg soc,

Phursungi Pune 412308

DOB -10/10/1984

Timeline

Area Debt Manager

IDFC FIRST Bank
12.2020 - Current

Area Recovery Manager

NeoGrowth Credit Pvt Ltd
10.2019 - 12.2020

Branch Recovery Manager

Dewan Housing Finance Corporation Ltd
10.2018 - 10.2019

Deputy Manager (Collections)

ICICI Bank Ltd
09.2015 - 10.2018

Assistant Manager – Credit Control

Thomas Cook (I) Ltd
04.2011 - 09.2015

Collection Officer

ADFC Pvt Ltd (HDFC Bank)
06.2007 - 04.2011

Agency Manager

Marcus Finch Services Pvt Ltd (HSBC)
04.2006 - 06.2007

B.Com - undefined

Pune University (B.M.C.C. College)
Rajesh Pardeshi