Job Search Status
Open to workDesired start date: Open to discussion
Open To Work
Rajesh Pardeshi
Pune
Work Preference
Summary
Result-oriented recovery & collections professional with 18+ years of experience in retail & business loan collections, recovery management, and agency handling. Skilled in team leadership, portfolio management, and legal recovery processes. Proven track record of improving recovery rates, reducing delinquencies, and driving compliance in top NBFCs and banks.
Overview
19
19
years of professional experience
1
1
Certification
Work History
Area Debt Manager
IDFC FIRST Bank
12.2020 - Current
- Managing recovery portfolio across BIL, PL & MBL products.
- Leading a team of 5 Debt Managers, driving consistent portfolio resolution.
- Achieved annual recovery targets year-on-year with incremental collections.
- Designed strategies to improve delinquency management across two states.
- Won multiple bank contests in the last 4 years, including 3 international recognitions for outstanding performance.
Area Recovery Manager
NeoGrowth Credit Pvt Ltd
10.2019 - 12.2020
- Managed recovery of 270+ DPD portfolio worth ₹9.55 Cr with staff & 2 agencies.
- Recruited, trained & mentored collection teams/agencies.
- Drafted legal notices & supported arbitration/warrant cases at local level.
- Developed allocation strategies that improved recovery efficiency.
Branch Recovery Manager
Dewan Housing Finance Corporation Ltd
10.2018 - 10.2019
- Handled 350+ cases of Housing Loan (30+ DPD) with a 9-member team.
- Conducted 'Samadhan Camps' with advocates, providing customer resolution plans.
- Improved normalization through structured customer engagement.
Deputy Manager (Collections)
ICICI Bank Ltd
09.2015 - 10.2018
- Oversaw Personal & Business Loan collections (30+ DPD).
- Managed team of 7 field executives & 1 telecaller.
- Increased resolution rates to 90% in May 2016 with effective strategies.
- Ensured compliance & agency audits, reducing complaints & escalations.
Assistant Manager – Credit Control
Thomas Cook (I) Ltd
04.2011 - 09.2015
- Managed collections for large corporates including Suzlon Energy, Tata Bluescope, AVL India, Testo India, Vertex Software.
- Handled billing, reconciliations, MIS, and compliance for corporate accounts.
Collection Officer
ADFC Pvt Ltd (HDFC Bank)
06.2007 - 04.2011
- Credit Card Collections (60+ DPD).
- Achieved rollback of 48% in Feb 2008, consistently ranked in top 5 hubs.
- Recruited & managed collection agencies and field executives.
Agency Manager
Marcus Finch Services Pvt Ltd (HSBC)
04.2006 - 06.2007
- Managed team for PL bucket-1 collections.
- Supervised telecallers & field executives; prepared MIS & audit reports.
Education
B.Com - undefined
Pune University (B.M.C.C. College)
01.2007
Skills
- Collections strategy development
- Agency management
- Risk portfolio oversight
- Legal recovery procedures
- Client relationship management
- MS Office expertise
Certification
DRA Certification – MITCON, Pune with IIBF
Languages
English
Hindi
Marathi
Personal Details
Address -H NO 7639 Sahjeevan hsg soc,
Phursungi Pune 412308
DOB -10/10/1984
Timeline
Area Debt Manager
IDFC FIRST Bank
12.2020 - Current
Area Recovery Manager
NeoGrowth Credit Pvt Ltd
10.2019 - 12.2020
Branch Recovery Manager
Dewan Housing Finance Corporation Ltd
10.2018 - 10.2019
Deputy Manager (Collections)
ICICI Bank Ltd
09.2015 - 10.2018
Assistant Manager – Credit Control
Thomas Cook (I) Ltd
04.2011 - 09.2015
Collection Officer
ADFC Pvt Ltd (HDFC Bank)
06.2007 - 04.2011
Agency Manager
Marcus Finch Services Pvt Ltd (HSBC)
04.2006 - 06.2007
B.Com - undefined
Pune University (B.M.C.C. College)