Anilkumar Jaganathan
Hosur
Summary
Methodical Credit Manager adept at analyzing lending activities according to current regulations, standards and market conditions. Offering 6 + years of financial experience in the banking industry.
Overview
8
8
years of professional experience
Work History
Branch Credit Manager
Indostar Capital Finance Ltd
HOSUR
12.2023 - Current
- Negotiated payment plans with delinquent customers to reduce losses and maintain customer relationships
- Developed and maintained relationships with external vendors and internal departments to improve customer service and support
- Developed and implemented a credit policy and procedures manual that improved customer service and compliance with industry regulations
- Developed a credit risk evaluation model that reduced the rate of bad debt by 100%
- Analyzed financial statements and created reports to present to stakeholders, resulting in improved decision-making
Credit Relationship Manager
HDB Financial Service Ltd
HOSUR
02.2022 - 12.2023
- Analyzed financial statements, credit reports, and customer profiles to assess creditworthiness and set credit limits for new and existing customers
- Used customer relationship management (CRM) systems to accurately track and manage customer data
- Established credit terms and limits for customers to maintain cash flow and reduce bad debt
- Developed and maintained an effective customer relationship management system that improved customer satisfaction by 100%
- Implemented a credit scoring system to improve the accuracy and efficiency of credit decisions
- Developed and maintained an effective customer relationship management system.
Credit Officer
Shriram Transport Finance Ltd
HOSUR
06.2019 - 02.2022
- Negotiated repayment terms with customers for delinquent loans to minimize losses
- Analyzed financial statements and credit reports to determine creditworthiness of borrowers
- Implemented a credit scoring system to improve the accuracy and efficiency of credit decisions
- Prepared and presented credit reports to senior management and board of directors
- Researched and analyzed economic conditions to assess potential impact on credit decisions
System Administrator
Khrysalis Global Solutions
BANGALORE
03.2016 - 05.2017
- Installed, configured, and maintained enterprise-level Linux and Windows server systems.
- Managed user accounts, passwords, and access privileges to ensure secure access to applications and data
- Implemented a virtualization strategy that allowed multiple applications and operating systems to run on a single server, resulting in improved hardware utilization and cost savings
- Monitored system performance and identified and resolved performance issues, resulting in a 100% improvement in overall system performance
- Troubleshot and resolved hardware and software issues, resulting in a 100% reduction in helpdesk tickets
Education
Master of Science - Computer Application
Sri Venkateshwara College of Engineering
Chennai05-2016
Bachelor of Science - Computer Application
Sri Vijay Vidyalaya College of Art And Science
DHARMAPURI05-2014
High School Diploma -
Govt. Boys Hr. Sec School
Palacode05-2011
Skills
- Loan Underwriting
- Team Management
- Credit evaluations
- Credit Reports
- Risk Analysis
- Client Relationship Management
- Underwriting expertise
- Portfolio Management
- Credit analysis
Affiliations
- Playing Cricket
- Surfing Internet,
- Watching Moves and web series
Languages
Tamil
First Language
English
Proficient (C2)
C2
Kannada
Upper Intermediate (B2)
B2
Timeline
Branch Credit Manager
Indostar Capital Finance Ltd
12.2023 - Current
Credit Relationship Manager
HDB Financial Service Ltd
02.2022 - 12.2023
Credit Officer
Shriram Transport Finance Ltd
06.2019 - 02.2022
System Administrator
Khrysalis Global Solutions
03.2016 - 05.2017
Master of Science - Computer Application
Sri Venkateshwara College of Engineering
Bachelor of Science - Computer Application
Sri Vijay Vidyalaya College of Art And Science
High School Diploma -
Govt. Boys Hr. Sec School