Summary
Overview
Work History
Education
Skills
Core Skills And Tools
Strengths And Interests
Disclaimer
Personal Information
Timeline
ANJEET KUMAR

ANJEET KUMAR

Senior Territory Manager RCU
Delhi,DL

Summary

To secure a challenging position in Risk Control, Investigation, or Fraud Management where I can utilize over 10 years of cross-functional experience in banking, finance, and risk management to enhance operational efficiency, reduce fraud, and contribute to regulatory compliance.

Overview

11
11
years of professional experience
2
2
Languages

Work History

Senior Territory Manager – RCU (Mortgage & SME Products)

IDFC FIRST Bank
07.2024 - Current
  • Lead end-to-end RCU operations for Mortgage & SME loan products.
  • Ensure credit risk assessment and fraud control in line with RBI and internal policies.
  • Drive training programs for credit teams, stakeholders, and external vendors.
  • Handle pre/post onboarding investigations, root cause analysis, and fraud trend reporting, Report Writing.
  • Supervise in-house sampler teams for document verification and fraud detection.

Area Manager – RCU (Financial Crime Prevention Group)

ICICI Bank Ltd.
06.2023 - 06.2024
  • Managed a cross-zone RCU Samplers team of 5 and 3 empaneled vendor agencies.
  • Covered pre-activity investigations for HL, LAP, MSME, Agri Loan, CV, Auto, Personal Loans and Liabilities.
  • Formulated and executed RCU policies, process notes, vendor empanelment, and regulatory investigations.
  • Collaborated with SIT and HR for employee-related fraud probes and corrective actions.
  • Delivered detailed MIS, fraud alerts, and Hunter-based sampling analysis.

Workload Administrator

Nippon Data Systems Ltd.
08.2022 - 05.2023
  • Company Overview: Client: Agilent Technologies
  • Handled customer service for parts orders, maintenance, and engineer visits across Hyderabad territory.
  • Managed SAP CRM workflows for repairs, replacements, and service documentation.
  • Coordinated logistics, invoicing, return orders, and engineer dispatch scheduling.
  • Responded to customer queries via phone, email, and chat while collecting service feedback.
  • Client: Agilent Technologies

Senior Executive – Fraud & Risk Management (Hunter Analyst)

SBI Card & Payment Services Pvt Ltd.
12.2017 - 07.2022
  • Oversaw pre-acquisition sampling and verification for credit card applications.
  • Utilized Hunter, FALCON, and CIBIL Detect for fraud alerts, KYC, and income proof validation.
  • Investigated regulatory fraud complaints and maintained compliance reporting.
  • Generated risk-based MIS, trained teams on fraud trends, and coordinated with external vendors.
  • Acted as central fraud contact, liaising with other banks and vendors for document investigations.

Customer Relationship Officer

Bharti Airtel
07.2016 - 08.2017
  • Company Overview: Payroll: Denave India Pvt Ltd.
  • Managed store-based sales for mobile and broadband connections.
  • Handled pre-sales, post-sales, roster planning, and team management.
  • Payroll: Denave India Pvt Ltd.

Executive – Operations

Aegis Ltd.
07.2014 - 12.2015
  • Company Overview: Noida
  • Responded to customer queries, complaints, and requests for mobile and broadband services.
  • Noida

Education

B.A. (Hons) - Psychology

Ambedkar University Delhi

12th -

Bihar School Examination Board, Bihar

10th - undefined

Bihar School Examination Board

Skills

Risk Control & Fraud Investigation

Core Skills And Tools

  • Risk Control & Fraud Investigation
  • Regulatory Compliance (RBI, Internal Audit)
  • Pre & Post Disbursal Checks
  • Vendor & Team Leadership
  • SAP CRM, SAP ECC
  • HUNTER, SFDC, CRIME CHECK, SAVE RISK, IDIFY, TIMBLE, FALCON, CARD-ONE, SFDC
  • Credit & Documentation Review
  • MIS & Analytics Reporting

Strengths And Interests

  • Detail-oriented, disciplined, and eager to learn
  • Adaptable, collaborative, and proactive under pressure
  • Strong communicator with an analytical mindset

Disclaimer

I hereby declare that all information furnished above is true to the best of my knowledge and belief.

Personal Information

  • Father's Name: Purushottam Kumar Singh
  • Date of Birth: 12/10/93
  • Nationality: Indian
  • Marital Status: Married

Timeline

Senior Territory Manager – RCU (Mortgage & SME Products) - IDFC FIRST Bank
07.2024 - Current
Area Manager – RCU (Financial Crime Prevention Group) - ICICI Bank Ltd.
06.2023 - 06.2024
Workload Administrator - Nippon Data Systems Ltd.
08.2022 - 05.2023
Senior Executive – Fraud & Risk Management (Hunter Analyst) - SBI Card & Payment Services Pvt Ltd.
12.2017 - 07.2022
Customer Relationship Officer - Bharti Airtel
07.2016 - 08.2017
Executive – Operations - Aegis Ltd.
07.2014 - 12.2015
Bihar School Examination Board - 10th,
Ambedkar University Delhi - B.A. (Hons), Psychology
Bihar School Examination Board - 12th,
ANJEET KUMARSenior Territory Manager RCU